Question 1

What is the asking price for 979 COLD CREEK, Layton?

Accepted Answer

979 COLD CREEK, Layton is listed at $670,000 ($195/sqft).  Current status: Canceled.

Question 2

How many bedrooms and bathrooms does 979 COLD CREEK, Layton have?

Accepted Answer

This Residential features 5 bedrooms, 4 bathrooms, 3,438 square feet of living space. It is a 3-story home. The lot is 0.29 acres.

Question 3

When was 979 COLD CREEK, Layton built?

Accepted Answer

This property was built in 2015, making it 11 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 979 COLD CREEK, Layton?

Accepted Answer

979 COLD CREEK, Layton is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the ELLISON PARK ESTATES subdivision. Zoning: Single-Family.

Question 5

Does 979 COLD CREEK, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 979 COLD CREEK, Layton?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $240 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 979 COLD CREEK, Layton?

Accepted Answer

Annual property taxes for this property are approximately $3,546 (about $296/month). This represents an effective tax rate of approximately 0.53% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 979 COLD CREEK, Layton?

Accepted Answer

Interior features include: Oven: Gas. Exterior features include: Lighting, Sliding Glass Doors.

Question 9

How long has 979 COLD CREEK, Layton been on the market?

Accepted Answer

This property has been listed for 88 days. The average days on market in Layton is 68 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 10

What schools serve 979 COLD CREEK, Layton?

Accepted Answer

Assigned schools: Elementary: Ellison Park; Middle: Shoreline Jr High; High: Layton. There are 4 schools within 3 miles of this property. The highest-rated nearby school is Shoreline Junior High with a 57% state performance score (2.2 miles away). School district: Davis.

Question 11

How good are the schools near 979 COLD CREEK, Layton?

Accepted Answer

Of the 4 schools within 3 miles, 4 have state performance data with an average score of 53%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 12

How does this listing compare to the Layton market?

Accepted Answer

979 COLD CREEK, Layton is listed at $670,000, which is above the Layton median of $498,900 by $171,100. There are currently 153 active listings in Layton. Homes in Layton sell in an average of 68 days. The average sale-to-list ratio is 99.1%.

Question 13

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 14

How does this price compare to the Utah state average?

Accepted Answer

At $670,000, this property is above the Utah state median of $510,000 by $160,000. Layton prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 15

What heating and cooling systems does 979 COLD CREEK, Layton have?

Accepted Answer

Heating: Electric. Cooling: Central Air,Heat Pump. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 16

What type of roof does 979 COLD CREEK, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 11-year-old home, reviewing recent roof inspections is recommended.

Question 17

Does 979 COLD CREEK, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Daylight. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 18

What is 979 COLD CREEK, Layton constructed from?

Accepted Answer

Construction materials include: Asbestos. The construction type affects long-term maintenance requirements and insurance costs.

Question 19

What type of flooring does 979 COLD CREEK, Layton have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 20

What are the water and sewer connections for 979 COLD CREEK, Layton?

Accepted Answer

Water source: Culinary,Irrigation. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 21

What is the commute like from 979 COLD CREEK, Layton?

Accepted Answer

979 COLD CREEK, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 22

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 23

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 24

What would homeowner's insurance cost for 979 COLD CREEK, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $670,000, expect approximately $2,010-$3,350/year ($168-$279/month).   Get multiple quotes — rates vary significantly by insurer.

Question 25

What are the estimated closing costs for 979 COLD CREEK, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $670,000, expect approximately $13,400-$33,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 26

How does the property tax compare to the list price at 979 COLD CREEK, Layton?

Accepted Answer

The annual property tax of $3,546 represents an effective rate of 0.53% relative to the list price of $670,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 27

Is 979 COLD CREEK, Layton eligible for FHA or VA financing?

Accepted Answer

At $670,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 28

Could 979 COLD CREEK, Layton be a 1031 exchange property?

Accepted Answer

Yes, 979 COLD CREEK, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 29

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 9.1% month-over-month. Current median: $498,900. Days on market have increased by 10.9% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 30

What school district is 979 COLD CREEK, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Ellison Park. Assigned middle: Shoreline Jr High. Assigned high: Layton. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 31

How do nearby schools rank statewide?

Accepted Answer

Of the 4 nearby schools with state rankings, the highest-ranked is Shoreline Junior High at #226 statewide (57% performance score). Other ranked nearby schools include Bluff Ridge School (#255) and Sand Springs School (#320). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 32

Is 979 COLD CREEK, Layton move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 33

Does 979 COLD CREEK, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 34

What is the lot like at 979 COLD CREEK, Layton?

Accepted Answer

The lot is 0.29 acres. Lot features: Corner Lot. Terrain: Corner Lot.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 35

What utilities are available at 979 COLD CREEK, Layton?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

979 COLD CREEK, Layton, UT 84041

979 N COLD CREEK WAY, Layton, UT 84041

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