Question 1

What is the asking price for 37 SWIFT CREEK, Layton?

Accepted Answer

37 SWIFT CREEK, Layton is listed at $925,000 ($139/sqft).  Current status: Pending.

Question 2

How many bedrooms and bathrooms does 37 SWIFT CREEK, Layton have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 6,651 square feet of living space. It is a 3-story home. The lot is 0.28 acres.

Question 3

When was 37 SWIFT CREEK, Layton built?

Accepted Answer

This property was built in 2008, making it 18 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 37 SWIFT CREEK, Layton?

Accepted Answer

37 SWIFT CREEK, Layton is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the COLDWATER CREEK subdivision. Zoning: Single-Family.

Question 5

Does 37 SWIFT CREEK, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 37 SWIFT CREEK, Layton?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $83 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 37 SWIFT CREEK, Layton?

Accepted Answer

Annual property taxes for this property are approximately $4,255 (about $355/month). This represents an effective tax rate of approximately 0.46% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 37 SWIFT CREEK, Layton?

Accepted Answer

Interior features include: Bar: Wet, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office.  The home has 1 fireplace.

Question 9

Is 37 SWIFT CREEK, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 12/100. Key deal signals: 5.2% gross rental yield. The price is 20% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Layton?

Accepted Answer

The median price for similar properties in the area is $774,000 (based on 9 homes). At $925,000, this listing is 20% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 37 SWIFT CREEK, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.11% with 20% down, the estimated monthly principal and interest payment is $4,489. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,927. A 15-year mortgage at 5.50% would be $6,046/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 37 SWIFT CREEK, Layton been on the market?

Accepted Answer

This property has been listed for 184 days. The average days on market in Layton is 68 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 13

Is 37 SWIFT CREEK, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $48,513 with a gross rental yield of 5.2%. Net rental yield (after estimated expenses): 3.4%.  Estimated debt service coverage ratio (DSCR): 0.68. Investor score: 33/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 37 SWIFT CREEK, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $4,043 ($48,516/year). The gross rent multiplier is 19.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 37 SWIFT CREEK, Layton offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Pool, Luxury Estate. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 37 SWIFT CREEK, Layton near skiing?

Accepted Answer

This property is within reach of skiing. Snowbasin Resort is 11.2 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

Does 37 SWIFT CREEK, Layton have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What makes 37 SWIFT CREEK, Layton a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 6,651 sqft on 0.28 acres, it offers premium living.    Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 19

What recreation is near 37 SWIFT CREEK, Layton?

Accepted Answer

This property has a recreation score of 51/100. Nearby recreation includes: Kays Creek trailhead (4.5 mi); Park park (0.3 mi); Valley View Golf Course (4.1 mi); Antelope Island State Park (12.2 mi); Capitol Reef NP — Cathedral Valley (186.8 mi). Skiing: Snowbasin Resort (11.2 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 20

Are there hiking trails near 37 SWIFT CREEK, Layton?

Accepted Answer

Yes, the nearest trailhead is Kays Creek, just 4.5 miles from the property. Antelope Island State Park is 12.2 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 21

What schools serve 37 SWIFT CREEK, Layton?

Accepted Answer

Assigned schools: Elementary: Ellison Park; Middle: Legacy; High: Layton.   School district: Davis.

Question 22

How does this listing compare to the Layton market?

Accepted Answer

37 SWIFT CREEK, Layton is listed at $925,000, which is above the Layton median of $498,900 by $426,100. There are currently 153 active listings in Layton. Homes in Layton sell in an average of 68 days. The average sale-to-list ratio is 99.1%.

Question 23

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 24

How does this price compare to the Utah state average?

Accepted Answer

At $925,000, this property is above the Utah state median of $510,000 by $415,000. Layton prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 25

What is the Propaired intelligence score for 37 SWIFT CREEK, Layton?

Accepted Answer

This property has a Propaired intelligence score of 35/100, combining deal value (12), recreation access (51), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 26

What heating and cooling systems does 37 SWIFT CREEK, Layton have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 27

What type of roof does 37 SWIFT CREEK, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 18-year-old home, reviewing recent roof inspections is recommended.

Question 28

Does 37 SWIFT CREEK, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 29

What is 37 SWIFT CREEK, Layton constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 30

What type of flooring does 37 SWIFT CREEK, Layton have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 31

What are the water and sewer connections for 37 SWIFT CREEK, Layton?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 32

What is the commute like from 37 SWIFT CREEK, Layton?

Accepted Answer

37 SWIFT CREEK, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 33

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 34

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 35

What would homeowner's insurance cost for 37 SWIFT CREEK, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $925,000, expect approximately $2,775-$4,625/year ($231-$385/month).   Get multiple quotes — rates vary significantly by insurer.

Question 36

What are the estimated closing costs for 37 SWIFT CREEK, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $925,000, expect approximately $18,500-$46,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 37

How does the property tax compare to the list price at 37 SWIFT CREEK, Layton?

Accepted Answer

The annual property tax of $4,255 represents an effective rate of 0.46% relative to the list price of $925,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 38

What are the total estimated monthly costs for 37 SWIFT CREEK, Layton?

Accepted Answer

Estimated total monthly housing cost: $5,235. This includes principal & interest ($4,489 at 6.11% with 20% down), property tax ($355/mo), HOA ($83/mo), and estimated insurance (~$308/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 39

Is 37 SWIFT CREEK, Layton eligible for FHA or VA financing?

Accepted Answer

At $925,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 40

What is the estimated cap rate for 37 SWIFT CREEK, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.4%, based on estimated annual rent of $48,513 and a purchase price of $925,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 41

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $1,617. Homes in Layton sell in an average of 68 days, indicating moderate demand in this market. There are 153 active listings currently. Gross rental yield in this area: 5.2%. Utah's steady population growth continues to drive rental demand.

Question 42

Could 37 SWIFT CREEK, Layton be a 1031 exchange property?

Accepted Answer

Yes, 37 SWIFT CREEK, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 43

How does 37 SWIFT CREEK, Layton compare to recently sold homes nearby?

Accepted Answer

Based on 9 comparable properties, the median sold price in this area is $774,000. This listing is 20% above the comparable median. It ranks Premium among similar listings by value.  Comparable analysis is based on similar size, age, and location.

Question 44

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.3% over the past year. The current Zillow Home Value Index for this area is $517,482. This listing is priced at 179% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 45

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 9.1% month-over-month. Current median: $498,900. Days on market have increased by 10.9% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 46

Is 37 SWIFT CREEK, Layton overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 20% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 12/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 47

What school district is 37 SWIFT CREEK, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Ellison Park. Assigned middle: Legacy. Assigned high: Layton. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 48

What parks are near 37 SWIFT CREEK, Layton?

Accepted Answer

The nearest local park is Park (0.3 miles away). The nearest state park is Antelope Island State Park (12.2 miles). Nearest national park: Capitol Reef NP — Cathedral Valley (186.8 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 49

Is there a golf course near 37 SWIFT CREEK, Layton?

Accepted Answer

The nearest golf course is Valley View Golf Course, 4.1 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 50

What water activities are near 37 SWIFT CREEK, Layton?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (16.2 mi); boat ramp at Antelope Island State Park (12.5 mi); fishing at Ogden River (12.4 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 51

Is 37 SWIFT CREEK, Layton move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 52

Does 37 SWIFT CREEK, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 53

What is the lot like at 37 SWIFT CREEK, Layton?

Accepted Answer

The lot is 0.28 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Full. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Full.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 54

What utilities are available at 37 SWIFT CREEK, Layton?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 55

Does 37 SWIFT CREEK, Layton have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

37 SWIFT CREEK, Layton, UT 84041

37 N SWIFT CREEK DR, Layton, UT 84041

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