Question 1

What is the asking price for 163 COLD CREEK, Layton?

Accepted Answer

163 COLD CREEK, Layton is listed at $754,000 ($214/sqft). The original list price was $779,000, representing a reduction of $25,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 163 COLD CREEK, Layton have?

Accepted Answer

This Residential features 6 bedrooms, 4 bathrooms, 3,531 square feet of living space. It is a 3-story home. The lot is 0.29 acres.

Question 3

When was 163 COLD CREEK, Layton built?

Accepted Answer

This property was built in 2008, making it 18 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 163 COLD CREEK, Layton?

Accepted Answer

163 COLD CREEK, Layton is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the COLDWATER CREEK subdivision. Zoning: Single-Family.

Question 5

Does 163 COLD CREEK, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 163 COLD CREEK, Layton?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $95 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 163 COLD CREEK, Layton?

Accepted Answer

Annual property taxes for this property are approximately $3,396 (about $283/month). This represents an effective tax rate of approximately 0.45% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 163 COLD CREEK, Layton?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office, Disposal. Exterior features include: Basement Entrance, Double Pane Windows, Lighting, Walkout, Patio: Open. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 163 COLD CREEK, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 26/100. Key deal signals: 3% price reduction from original list; 5.2% gross rental yield; 265.0 days on market — potential negotiation opportunity. The price is 1% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Layton?

Accepted Answer

The median price for similar properties in the area is $759,500 (based on 10 homes). At $754,000, this listing is 1% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 163 COLD CREEK, Layton?

Accepted Answer

Yes, the price has been reduced by 3.2% from the original list price of $779,000 to the current price of $754,000 — a reduction of $25,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 163 COLD CREEK, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $3,797. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,175. A 15-year mortgage at 5.77% would be $5,016/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 163 COLD CREEK, Layton been on the market?

Accepted Answer

This property has been listed for 265 days. The average days on market in Layton is 68 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 163 COLD CREEK, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $38,844 with a gross rental yield of 5.2%. Net rental yield (after estimated expenses): 3.4%.  Estimated debt service coverage ratio (DSCR): 0.64. Investor score: 33/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 163 COLD CREEK, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,237 ($38,844/year). The gross rent multiplier is 19.4x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 163 COLD CREEK, Layton offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Pool. The primary lifestyle niche is "pool." These tags are derived from MLS data, property features, and location analysis.

Question 17

Does 163 COLD CREEK, Layton have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What recreation is near 163 COLD CREEK, Layton?

Accepted Answer

This property has a recreation score of 60/100. Nearby recreation includes: Kays Creek trailhead (4.2 mi); Park park (0.4 mi); Valley View Golf Course (3.8 mi); Antelope Island State Park (12.5 mi). Skiing: Snowbasin Resort (10.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 163 COLD CREEK, Layton?

Accepted Answer

Yes, the nearest trailhead is Kays Creek, just 4.2 miles from the property. Antelope Island State Park is 12.5 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 163 COLD CREEK, Layton?

Accepted Answer

This property has an amenity proximity score of 95/100. Nearby services include: Grocery: Good Earth Markets (0.7 mi); Hospital: Mountain West Veterinary Specialists (1.1 mi); Pharmacy: Sam's Club Pharmacy (0.7 mi); Dining: Subway (0.5 mi). Gas station: 0.7 miles. Gym: North Davis Gymnastics (0.8 mi).

Question 21

How far is the nearest hospital from 163 COLD CREEK, Layton?

Accepted Answer

The nearest hospital is Mountain West Veterinary Specialists, approximately 1.1 miles from the property. The nearest fire station is 0.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 163 COLD CREEK, Layton?

Accepted Answer

Assigned schools: Elementary: Ellison Park; Middle: Shoreline Jr High; High: Layton.   School district: Davis.

Question 23

What is the internet speed at 163 COLD CREEK, Layton?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (1000 Mbps, Fiber). Total providers: 14.

Question 24

Is 163 COLD CREEK, Layton in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Layton market?

Accepted Answer

163 COLD CREEK, Layton is listed at $754,000, which is above the Layton median of $498,900 by $255,100. There are currently 153 active listings in Layton. Homes in Layton sell in an average of 68 days. The average sale-to-list ratio is 99.1%.

Question 26

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $754,000, this property is above the Utah state median of $510,000 by $244,000. Layton prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 163 COLD CREEK, Layton?

Accepted Answer

This property has a Propaired intelligence score of 42/100, combining deal value (26), recreation access (60), amenity proximity (95), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 163 COLD CREEK, Layton have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 163 COLD CREEK, Layton have?

Accepted Answer

The roof material is Asphalt,Pitched. Asphalt shingles typically last 20-30 years in Utah's climate. With a 18-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 163 COLD CREEK, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What is 163 COLD CREEK, Layton constructed from?

Accepted Answer

Construction materials include: Asphalt,Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 33

What type of flooring does 163 COLD CREEK, Layton have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Tile. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times. Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 34

What are the water and sewer connections for 163 COLD CREEK, Layton?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 35

What is the commute like from 163 COLD CREEK, Layton?

Accepted Answer

163 COLD CREEK, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 36

What shopping and dining is near 163 COLD CREEK, Layton?

Accepted Answer

The nearest restaurant is Subway (0.5 miles away) and the nearest grocery store is Good Earth Markets (0.7 miles). Coffee: Starbucks (1.0 mi). Banking: U.S. Bank (0.9 mi). Overall amenity proximity score: 95/100.

Question 37

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 38

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 39

What would homeowner's insurance cost for 163 COLD CREEK, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $754,000, expect approximately $2,262-$3,770/year ($189-$314/month).   Get multiple quotes — rates vary significantly by insurer.

Question 40

What are the estimated closing costs for 163 COLD CREEK, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $754,000, expect approximately $15,080-$37,700 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 41

How does the property tax compare to the list price at 163 COLD CREEK, Layton?

Accepted Answer

The annual property tax of $3,396 represents an effective rate of 0.45% relative to the list price of $754,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 42

What are the total estimated monthly costs for 163 COLD CREEK, Layton?

Accepted Answer

Estimated total monthly housing cost: $4,426. This includes principal & interest ($3,797 at 6.46% with 20% down), property tax ($283/mo), HOA ($95/mo), and estimated insurance (~$251/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 43

Is 163 COLD CREEK, Layton eligible for FHA or VA financing?

Accepted Answer

At $754,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 44

What is the estimated cap rate for 163 COLD CREEK, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.4%, based on estimated annual rent of $38,844 and a purchase price of $754,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 45

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $1,617. Homes in Layton sell in an average of 68 days, indicating moderate demand in this market. There are 153 active listings currently. Gross rental yield in this area: 5.2%. Utah's steady population growth continues to drive rental demand.

Question 46

Could 163 COLD CREEK, Layton be a 1031 exchange property?

Accepted Answer

Yes, 163 COLD CREEK, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 47

How does 163 COLD CREEK, Layton compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $759,500. This listing is 1% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $559,900. Comparable analysis is based on similar size, age, and location.

Question 48

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $517,482. This listing is priced at 146% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 9.1% month-over-month. Current median: $498,900. Days on market have increased by 10.9% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 163 COLD CREEK, Layton overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 26/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 163 COLD CREEK, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Ellison Park. Assigned middle: Shoreline Jr High. Assigned high: Layton. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

What parks are near 163 COLD CREEK, Layton?

Accepted Answer

The nearest local park is Park (0.4 miles away). The nearest state park is Antelope Island State Park (12.5 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 53

Is there a golf course near 163 COLD CREEK, Layton?

Accepted Answer

The nearest golf course is Valley View Golf Course, 3.8 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 54

What water activities are near 163 COLD CREEK, Layton?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (15.9 mi); boat ramp at Antelope Island State Park (12.7 mi); fishing at Ogden River (12.0 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 55

Is 163 COLD CREEK, Layton move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 56

Does 163 COLD CREEK, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 57

What is the lot like at 163 COLD CREEK, Layton?

Accepted Answer

The lot is 0.29 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Mountain. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 58

What utilities are available at 163 COLD CREEK, Layton?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 59

Does 163 COLD CREEK, Layton have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 60

Is there EV charging near 163 COLD CREEK, Layton?

Accepted Answer

The nearest EV charging station is Electric Vehicle Charging Station, approximately 0.5 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

163 COLD CREEK, Layton, UT 84041

163 COLD CREEK WAY, Layton, UT 84041

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