Question 1

What is the asking price for 98 400, Smithfield?

Accepted Answer

98 400, Smithfield is listed at $519,900 ($159/sqft). The original list price was $520,000, representing a reduction of $100. Current status: Canceled.

Question 2

How many bedrooms and bathrooms does 98 400, Smithfield have?

Accepted Answer

This Residential features 6 bedrooms, 4 bathrooms, 3,277 square feet of living space. It is a 2-story home. The lot is 0.33 acres.

Question 3

When was 98 400, Smithfield built?

Accepted Answer

This property was built in 2000, making it 26 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 98 400, Smithfield?

Accepted Answer

98 400, Smithfield is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.  Zoning: Single-Family.

Question 5

Does 98 400, Smithfield have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 5 open parking spaces. Total parking capacity: 7 vehicles.

Question 6

Is there an HOA for 98 400, Smithfield?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 98 400, Smithfield?

Accepted Answer

Annual property taxes for this property are approximately $2,295 (about $191/month). This represents an effective tax rate of approximately 0.44% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 98 400, Smithfield?

Accepted Answer

Interior features include: Alarm: Fire, Bath: Primary, Closet: Walk-In, Disposal, French Doors. Exterior features include: Double Pane Windows, Lighting, Porch: Open.    View: Mountain(s).

Question 9

Is 98 400, Smithfield a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 23/100. Key deal signals: Priced 7% below market median (per-type).  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 98 400, Smithfield?

Accepted Answer

Yes, the price has been reduced by 0.0% from the original list price of $520,000 to the current price of $519,900 — a reduction of $100. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 98 400, Smithfield?

Accepted Answer

At the current 30-year mortgage rate of 6.11% with 20% down, the estimated monthly principal and interest payment is $2,523. Including estimated taxes, the total monthly cost is approximately $2,714. A 15-year mortgage at 5.50% would be $3,398/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 98 400, Smithfield been on the market?

Accepted Answer

This property has been listed for 24 days. The average days on market in Smithfield is 93 days, meaning this listing is moving faster than the local average.

Question 13

What lifestyle features does 98 400, Smithfield offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Near Ski Resort, Green/Sustainable, Fixer-Upper. The primary lifestyle niche is "fixer_upper." These tags are derived from MLS data, property features, and location analysis.

Question 14

Is 98 400, Smithfield near skiing?

Accepted Answer

Yes, this property is close to skiing. Cherry Peak is 7.5 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 15

Is 98 400, Smithfield a fixer-upper?

Accepted Answer

This property has been identified as a fixer-upper opportunity, meaning it may need renovation or updates but is priced accordingly.  Get a thorough home inspection and renovation estimates before making an offer. An FHA 203(k) or Fannie Mae HomeStyle renovation loan may be applicable.

Question 16

What recreation is near 98 400, Smithfield?

Accepted Answer

This property has a recreation score of 64/100. Nearby recreation includes: Smithfield Canyon trailhead (4.9 mi); Heritage Park park (0.6 mi); Birch Creek Golf Course (1.2 mi); Hyrum State Park (13.5 mi); Capitol Reef NP — Cathedral Valley (238.0 mi). Skiing: Cherry Peak (7.5 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 98 400, Smithfield?

Accepted Answer

Yes, the nearest trailhead is Smithfield Canyon, just 4.9 miles from the property. Hyrum State Park is 13.5 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What schools serve 98 400, Smithfield?

Accepted Answer

Assigned schools: Elementary: Summit; Middle: North Cache; High: Sky View.   School district: Cache.

Question 19

How does this listing compare to the Smithfield market?

Accepted Answer

98 400, Smithfield is listed at $519,900, which is above the Smithfield median of $484,000 by $35,900. There are currently 69 active listings in Smithfield. Homes in Smithfield sell in an average of 93 days. The average sale-to-list ratio is 99.1%.

Question 20

How does this price compare to the Utah state average?

Accepted Answer

At $519,900, this property is above the Utah state median of $510,000 by $9,900. Smithfield prices are 5% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 21

What is the Propaired intelligence score for 98 400, Smithfield?

Accepted Answer

This property has a Propaired intelligence score of 49/100, combining deal value (23), recreation access (64), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 22

Does 98 400, Smithfield have energy-efficient or green features?

Accepted Answer

This property has been tagged as green/sustainable, indicating energy-efficient features. Heating: Forced Air,Gas: Central. Cooling: Central Air. Green homes may include solar panels, Energy Star appliances, high-efficiency HVAC, insulated windows, and sustainable building materials. Ask the listing agent for specific energy certifications or efficiency ratings.

Question 23

What heating and cooling systems does 98 400, Smithfield have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 24

What type of roof does 98 400, Smithfield have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 26-year-old home, reviewing recent roof inspections is recommended.

Question 25

Does 98 400, Smithfield have a basement?

Accepted Answer

Yes, the basement is described as: Daylight,Full. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 26

What is 98 400, Smithfield constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 27

What type of flooring does 98 400, Smithfield have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 28

What are the water and sewer connections for 98 400, Smithfield?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 29

What would homeowner's insurance cost for 98 400, Smithfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $519,900, expect approximately $1,560-$2,600/year ($130-$217/month).   Get multiple quotes — rates vary significantly by insurer.

Question 30

What are the estimated closing costs for 98 400, Smithfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $519,900, expect approximately $10,398-$25,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 31

How does the property tax compare to the list price at 98 400, Smithfield?

Accepted Answer

The annual property tax of $2,295 represents an effective rate of 0.44% relative to the list price of $519,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 32

What are the total estimated monthly costs for 98 400, Smithfield?

Accepted Answer

Estimated total monthly housing cost: $2,887. This includes principal & interest ($2,523 at 6.11% with 20% down), property tax ($191/mo), and estimated insurance (~$173/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 33

Is 98 400, Smithfield eligible for FHA or VA financing?

Accepted Answer

At $519,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.  FHA 203(k) renovation loans may be an option for this property.  Consult a mortgage lender for personalized eligibility.

Question 34

Could 98 400, Smithfield be a 1031 exchange property?

Accepted Answer

Yes, 98 400, Smithfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 35

Is the Smithfield neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.3% over the past year. The current Zillow Home Value Index for this area is $457,002. This listing is priced at 114% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 36

What is the price trend in Smithfield?

Accepted Answer

Smithfield's median price has decreased 41.2% month-over-month. Current median: $484,000. Days on market have increased by 35.3% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 37

What school district is 98 400, Smithfield in?

Accepted Answer

This property is in the Cache school district. Assigned elementary: Summit. Assigned middle: North Cache. Assigned high: Sky View. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 38

What parks are near 98 400, Smithfield?

Accepted Answer

The nearest local park is Heritage Park (0.6 miles away). The nearest state park is Hyrum State Park (13.5 miles). Nearest national park: Capitol Reef NP — Cathedral Valley (238.0 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 39

Is there a golf course near 98 400, Smithfield?

Accepted Answer

The nearest golf course is Birch Creek Golf Course, 1.2 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 40

What water activities are near 98 400, Smithfield?

Accepted Answer

Water recreation near this property includes: Bear Lake (28.0 mi); boat ramp at Bear River 3800 N (4.2 mi); fishing at Logan River (7.5 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 41

Is 98 400, Smithfield move-in ready?

Accepted Answer

This property has been identified as a fixer-upper and likely requires renovation before occupying.

Question 42

What updates might 98 400, Smithfield need?

Accepted Answer

At 26 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 43

Does 98 400, Smithfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 44

What is the lot like at 98 400, Smithfield?

Accepted Answer

The lot is 0.33 acres. Lot features: Curb & Gutter,Sprinkler: Auto-Full,View: Mountain. Terrain: Curb & Gutter, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 45

What utilities are available at 98 400, Smithfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 46

Does 98 400, Smithfield have solar panels?

Accepted Answer

While this property is tagged as green/sustainable, solar panel details are not explicitly listed. Utah is an excellent state for solar energy with 222+ sunny days per year. Adding solar panels in Utah may qualify for federal tax credits and local incentives. Contact the listing agent for details on any existing energy-efficient systems.

Question 47

Does 98 400, Smithfield have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

98 400, Smithfield, UT 84335

98 W 400 S, Smithfield, UT 84335

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