103 GARIBALDI, Saratoga Springs, UT 84045
7BD/—BA Residential in Saratoga Springs, UT 84045. 4,468 sqft. Built 2024. Listed at $1,099,000. MLS #2138922.
7BD/—BA Residential in Saratoga Springs, UT 84045. 4,468 sqft. Built 2024. Listed at $1,099,000. MLS #2138922.
Seller Financing Available with $250,000 Down Welcome to this exceptionally built home in Saratoga Springs offering modern luxury, space, and incredible income potential. The home features 7 bedrooms, 4.5 bathrooms, and a spacious 3 car garage. Designed with high ceilings and an open concept layout, the home is filled with natural light and showcases a beautiful fireplace as the focal point of the main living area. The primary suite offers a true retreat with an oversized walk in closet and a spa inspired bathroom featuring both a soaking tub and a separate shower. The fully finished basement includes a separate entrance and a full kitchen, creating the perfect opportunity for long term rental income or multi generational living. Enjoy a large yard, a very low HOA of just $55 per month, and an unbeatable location near Utah Lake, the boat dock, and a nearby golf course. Conveniently close to shopping, dining, and everyday amenities. This is a rare opportunity to own a nearly brand new home in one of Saratoga Springs' most desirable areas with flexible financing options available.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
CATALINA BAY
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.23 sq ft
Above Grade Area
2,932 sq ft
Condition
Blt./Standing
MLS #
2138922
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
CATALINA BAY
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.23 sq ft
Above Grade Area
2,932 sq ft
Condition
Blt./Standing
MLS #
2138922
List Price
$1,099,000
Original Price
$1,200,000
HOA Fees
$55 / Monthly
Annual Taxes
$3,958
Home Warranty
No
List Price
$1,099,000
Original Price
$1,200,000
HOA Fees
$55 / Monthly
Annual Taxes
$3,958
Home Warranty
No
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Entrance,Full,Walk-Out Access
Materials
Stone,Stucco,Cement Siding
Appliances
Microwave,Range Hood
Laundry
Electric Dryer Hookup
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Lake,Mountain(s)
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Entrance,Full,Walk-Out Access
Materials
Stone,Stucco,Cement Siding
Appliances
Microwave,Range Hood
Laundry
Electric Dryer Hookup
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Lake,Mountain(s)
Garage Spaces
3
Covered Spaces
3
Total Parking
9
Garage Spaces
3
Covered Spaces
3
Total Parking
9
Why this is a deal
Classification
Standard
Deal Score
75/100
vs Similar Homes
19% above
vs Market Median
38% above
Price Reduced
8.4%
Area Growth (YoY)
7.9%
Deal Score Breakdown
75/100 · 2 qualifying signals
7.9% year-over-year ZHVI growth in this area
8% price reduction from original list — seller may be motivated
LT net cashflow -$1,489/mo (-20.1% return on ownership cost) · STR net cashflow -$3,533/mo (-47.7% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Priced 19% above the median of similar listings
Priced 38% above the per-subtype city median
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$6,732/mo
Range: $4,643 – $8,821
Net Monthly Cash Flow
−$1,489 /mo (−$17,869/yr)
Monthly rental income
Monthly ownership cost
Coverage
91%
Net /mo
−$1,489
DSCR
1.06
Est. Annual Revenue
$66,521/yr
$364/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$3,533 /mo (−$42,392/yr)
Monthly STR income
Monthly ownership cost
Coverage
75%
Net /mo
−$3,533
DSCR
0.70
Best Download
8 Gbps
Best Upload
8 Gbps
Fiber Available
Yes
Providers
13
Available Providers
$515,000
+113% vs median
86 days
417
$271,500 – $2,650,000
$3,958
$55/monthly
Low Crime
4.6
per 1,000
11.4
per 1,000
3.3
per 1,000
19.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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