2978 PUDDLE, Saratoga Springs, UT 84045
5BD/—BA Residential in Saratoga Springs, UT 84045. 3,698 sqft. Built 2021. Listed at $899,900. MLS #2156397.
5BD/—BA Residential in Saratoga Springs, UT 84045. 3,698 sqft. Built 2021. Listed at $899,900. MLS #2156397.
Views galore. Well kept and maintained wonderfull place for you to make your home. many options are available. you want a formal living room great, or use it as an office great. do you want a loft for the children to play great or use the loft as a relaxing place to pass the time etc. Square footage figures are provided as a courtesy estimate only and were obtained from County records . Buyer is advised to obtain an independent measurement.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
MALLARD BAY
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.28 sq ft
Above Grade Area
2,485 sq ft
Condition
Blt./Standing
MLS #
2156397
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
MALLARD BAY
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.28 sq ft
Above Grade Area
2,485 sq ft
Condition
Blt./Standing
MLS #
2156397
List Price
$899,900
HOA Fees
$45 / Monthly
Annual Taxes
$2,931
Home Warranty
No
List Price
$899,900
HOA Fees
$45 / Monthly
Annual Taxes
$2,931
Home Warranty
No
Heating
Forced Air,Gas: Central,>= 95% efficiency
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Laminate,Tile
Basement
Full,Walk-Out Access
Materials
Stone,Stucco,Cement Siding
Appliances
Refrigerator
Laundry
Electric Dryer Hookup
Patio & Porch
Porch: Open,Patio: Open
Water Source
Culinary,Irrigation
Sewer
Sewer: Connected,Sewer: Public
View
Lake,Mountain(s)
Heating
Forced Air,Gas: Central,>= 95% efficiency
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Laminate,Tile
Basement
Full,Walk-Out Access
Materials
Stone,Stucco,Cement Siding
Appliances
Refrigerator
Laundry
Electric Dryer Hookup
Patio & Porch
Porch: Open,Patio: Open
Water Source
Culinary,Irrigation
Sewer
Sewer: Connected,Sewer: Public
View
Lake,Mountain(s)
Garage Spaces
3
Covered Spaces
3
Total Parking
9
Garage Spaces
3
Covered Spaces
3
Total Parking
9
Why this is a deal
Classification
Standard
Deal Score
70/100
vs Similar Homes
7% above
vs Market Median
15% above
Area Growth (YoY)
6.6%
Deal Score Breakdown
70/100 · 1 qualifying signal
6.6% year-over-year ZHVI growth in this area
Priced 7% above the median of similar listings
Priced 15% above the per-subtype city median
LT net cashflow -$1,720/mo (-28.8% return on ownership cost) · STR net cashflow -$2,121/mo (-35.5% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$4,833/mo
Range: $3,333 – $6,333
Net Monthly Cash Flow
−$1,720 /mo (−$20,645/yr)
Monthly rental income
Monthly ownership cost
Coverage
81%
Net /mo
−$1,720
DSCR
0.95
Est. Annual Revenue
$66,037/yr
$364/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$2,120 /mo (−$25,444/yr)
Monthly STR income
Monthly ownership cost
Coverage
92%
Net /mo
−$2,121
DSCR
0.86
Best Download
8 Gbps
Best Upload
8 Gbps
Fiber Available
Yes
Providers
12
Available Providers
$515,000
+75% vs median
87 days
407
$271,500 – $2,650,000
$2,931
$45/monthly
Low Crime
4.6
per 1,000
11.4
per 1,000
3.3
per 1,000
19.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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