Question 1

What is the asking price for 645 200, Providence?

Accepted Answer

645 200, Providence is listed at $539,900 ($172/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 645 200, Providence have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 3,135 square feet of living space. It is a 2-story home. The lot is 0.14 acres.

Question 3

When was 645 200, Providence built?

Accepted Answer

This property was built in 2026, making it 0 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 645 200, Providence?

Accepted Answer

645 200, Providence is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the VINEYARD subdivision. Zoning: Single-Family.

Question 5

Does 645 200, Providence have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 645 200, Providence?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $37 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 645 200, Providence?

Accepted Answer

Annual property taxes for this property are approximately $1 (about Contact for Price/month). This represents an effective tax rate of approximately 0.00% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 645 200, Providence?

Accepted Answer

Interior features include: Bar: Wet, Bath: Primary, Disposal, Smart Thermostat(s).  The home has 1 fireplace. Private pool included.

Question 9

Is 645 200, Providence a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 70/100. Key deal signals: 6.4% year-over-year market appreciation. The price is 4% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Providence?

Accepted Answer

The median price for similar properties in the area is $564,450 (based on 10 homes). At $539,900, this listing is 4% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 645 200, Providence?

Accepted Answer

At the current 30-year mortgage rate of 6.49% with 20% down, the estimated monthly principal and interest payment is $2,727. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,764. A 15-year mortgage at 5.84% would be $3,608/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 645 200, Providence been on the market?

Accepted Answer

This property has been listed for 6 days. The average days on market in Providence is 59 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 645 200, Providence a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $38,178 with a gross rental yield of 7.1%. Net rental yield (after estimated expenses): 4.6%.  Estimated debt service coverage ratio (DSCR): 1.03. Investor score: 59/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 645 200, Providence?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,181 ($38,172/year). The gross rent multiplier is 14.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 645 200, Providence offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Pool, Fixer-Upper, New Construction. The primary lifestyle niche is "vineyard_orchard." These tags are derived from MLS data, property features, and location analysis.

Question 16

Does 645 200, Providence have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 17

Is 645 200, Providence new construction?

Accepted Answer

Yes, this is a new construction property built in 2026. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 18

Is 645 200, Providence a fixer-upper?

Accepted Answer

This property has been identified as a fixer-upper opportunity, meaning it may need renovation or updates but is priced accordingly. At 4% below comparable homes, there is potential upside after improvements. Get a thorough home inspection and renovation estimates before making an offer. An FHA 203(k) or Fannie Mae HomeStyle renovation loan may be applicable.

Question 19

What recreation is near 645 200, Providence?

Accepted Answer

This property has a recreation score of 71/100. Nearby recreation includes: Dry Canyon (Logan) trailhead (1.6 mi); Brookside Park park (0.1 mi); Logan River Golf Course (1.8 mi); Hyrum State Park (6.1 mi). Skiing: Cherry Peak (14.3 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 20

Are there hiking trails near 645 200, Providence?

Accepted Answer

Yes, the nearest trailhead is Dry Canyon (Logan), just 1.6 miles from the property. Hyrum State Park is 6.1 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 21

What amenities and services are near 645 200, Providence?

Accepted Answer

This property has an amenity proximity score of 76/100. Nearby services include: Grocery: Island Market (1.1 mi); Hospital: Takiko M. May, MD (2.7 mi); Pharmacy: Spence's Pharmacy (2.8 mi); Dining: The Waffle Iron (1.5 mi). Gas station: 2.3 miles. Gym: Millville pickleball courts (3.0 mi).

Question 22

How far is the nearest hospital from 645 200, Providence?

Accepted Answer

The nearest hospital is Takiko M. May, MD, approximately 2.7 miles from the property. The nearest fire station is 2.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 23

What schools serve 645 200, Providence?

Accepted Answer

Assigned schools: Elementary: River Heights; Middle: Spring Creek; High: Ridgeline. There are 5 schools within 3 miles of this property. The highest-rated nearby school is Providence School with a 60% state performance score (0.8 miles away). School district: Cache.

Question 24

What high school is near 645 200, Providence?

Accepted Answer

The nearest high school is Ridgeline. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 25

What elementary school is near 645 200, Providence?

Accepted Answer

The nearest elementary school is River Heights (0.2 miles away). State performance score: 57%. District: Cache District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 26

What middle school is near 645 200, Providence?

Accepted Answer

The nearest middle school is Spring Creek.

Question 27

How good are the schools near 645 200, Providence?

Accepted Answer

Of the 5 schools within 3 miles, 5 have state performance data with an average score of 58%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 28

What is the internet speed at 645 200, Providence?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 2000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Blue Spring Broadband (50 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber). Total providers: 14.

Question 29

Is 645 200, Providence in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 30

How does this listing compare to the Providence market?

Accepted Answer

645 200, Providence is listed at $539,900, which is above the Providence median of $500,000 by $39,900. There are currently 52 active listings in Providence. Homes in Providence sell in an average of 59 days. The average sale-to-list ratio is 98.9%.

Question 31

What is the Providence real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Providence is $500,000. There are currently 52 active listings. Homes sell in an average of 59 days. The average sale-to-list ratio is 98.9%. This listing at $539,900 is above the Providence 2026 median.

Question 32

Are there other homes for sale in Providence?

Accepted Answer

Yes — there are currently 52 active listings in Providence. Browse all Providence homes for sale at propaired.ai/listings/ut/providence. Prices range around a median of $500,000. Homes in Providence are selling in about 59 days on average.

Question 33

How does this price compare to the Utah state average?

Accepted Answer

At $539,900, this property is above the Utah state median of $528,000 by $11,900. Providence prices are 5% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 34

What is the Propaired intelligence score for 645 200, Providence?

Accepted Answer

This property has a Propaired intelligence score of 67/100, combining deal value (70), recreation access (71), amenity proximity (76), broadband quality (100), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 35

What heating and cooling systems does 645 200, Providence have?

Accepted Answer

Heating: Forced Air,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 36

What type of roof does 645 200, Providence have?

Accepted Answer

The roof material is Asphalt,Pitched. Asphalt shingles typically last 20-30 years in Utah's climate. With a 0-year-old home, reviewing recent roof inspections is recommended.

Question 37

Does 645 200, Providence have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 38

What is 645 200, Providence constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 39

What type of flooring does 645 200, Providence have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 40

What are the water and sewer connections for 645 200, Providence?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 41

What shopping and dining is near 645 200, Providence?

Accepted Answer

The nearest restaurant is The Waffle Iron (1.5 miles away) and the nearest grocery store is Island Market (1.1 miles). Coffee: 7-Eleven (16.8 mi). Banking: Cache Valley Bank (5.8 mi). Overall amenity proximity score: 76/100.

Question 42

What would homeowner's insurance cost for 645 200, Providence?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $539,900, expect approximately $1,620-$2,700/year ($135-$225/month).   Get multiple quotes — rates vary significantly by insurer.

Question 43

What are the estimated closing costs for 645 200, Providence?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $539,900, expect approximately $10,798-$26,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 44

How does the property tax compare to the list price at 645 200, Providence?

Accepted Answer

The annual property tax of $1 represents an effective rate of 0.00% relative to the list price of $539,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 45

What are the total estimated monthly costs for 645 200, Providence?

Accepted Answer

Estimated total monthly housing cost: $2,944. This includes principal & interest ($2,727 at 6.49% with 20% down), HOA ($37/mo), and estimated insurance (~$180/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 46

Is 645 200, Providence eligible for FHA or VA financing?

Accepted Answer

At $539,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.  FHA 203(k) renovation loans may be an option for this property.  Consult a mortgage lender for personalized eligibility.

Question 47

What is the estimated cap rate for 645 200, Providence?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.6%, based on estimated annual rent of $38,178 and a purchase price of $539,900. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 48

Is Providence a good rental market?

Accepted Answer

Estimated monthly rent in Providence is approximately $3,417. Homes in Providence sell in an average of 59 days, indicating healthy demand in this market. There are 52 active listings currently. Gross rental yield in this area: 7.1%. Utah's steady population growth continues to drive rental demand.

Question 49

Could 645 200, Providence be a 1031 exchange property?

Accepted Answer

Yes, 645 200, Providence could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 50

How does 645 200, Providence compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $564,450. This listing is 4% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $604,993. Comparable analysis is based on similar size, age, and location.

Question 51

Is the Providence neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.4% over the past year. The current Zillow Home Value Index for this area is $369,548. This listing is priced at 146% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 52

What is the price trend in Providence?

Accepted Answer

Providence's median price has decreased 10.1% month-over-month. Current median: $500,000. Days on market have decreased by 4.5% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 53

Is 645 200, Providence overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 70/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 54

What school district is 645 200, Providence in?

Accepted Answer

This property is in the Cache school district. Assigned elementary: River Heights. Assigned middle: Spring Creek. Assigned high: Ridgeline. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 55

How do nearby schools rank statewide?

Accepted Answer

Of the 5 nearby schools with state rankings, the highest-ranked is Millville School at #174 statewide (58% performance score). Other ranked nearby schools include Providence School (#215) and Spring Creek Middle School (#248). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 56

What parks are near 645 200, Providence?

Accepted Answer

The nearest local park is Brookside Park (0.1 miles away). The nearest state park is Hyrum State Park (6.1 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 57

Is there a golf course near 645 200, Providence?

Accepted Answer

The nearest golf course is Logan River Golf Course, 1.8 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 58

What water activities are near 645 200, Providence?

Accepted Answer

Water recreation near this property includes: Willard Bay (26.9 mi); boat ramp at Hyrum State Park (6.8 mi); fishing at Logan River (4.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 59

Is 645 200, Providence move-in ready?

Accepted Answer

This property has been identified as a fixer-upper and likely requires renovation before occupying. A professional home inspection is always recommended before purchase to identify any needed repairs.

Question 60

Does 645 200, Providence come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 61

What is the lot like at 645 200, Providence?

Accepted Answer

The lot is 0.14 acres. Lot features: Sprinkler: Auto-Part,Drip Irrigation: Auto-Part. Terrain: Sprinkler: Auto-Part, Drip Irrigation: Auto-Part.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 62

What utilities are available at 645 200, Providence?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 63

Is there EV charging near 645 200, Providence?

Accepted Answer

The nearest EV charging station is Blink Charging Station, approximately 18.6 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

645 200, Providence, UT 84332

645 N 200 E #512, Providence, UT 84332

About This Property

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Amenities NearbyScore: 76/100

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