1297 1440, Payson, UT 84651
3BD/—BA Residential in Payson, UT 84651. 2,797 sqft. Built 2026. Listed at $529,400. MLS #2151161.
3BD/—BA Residential in Payson, UT 84651. 2,797 sqft. Built 2026. Listed at $529,400. MLS #2151161.
Brand new rambler home - the ETHEL plan features 3 bedrooms, 2 bathrooms, and a spacious open layout. The kitchen offers quality finishes and opens to a bright living and dining space. All bedrooms, including the primary suite, are located on the main floor along with laundry for added convenience. Durable LVP flooring runs throughout the main living areas, combining low maintenance with a modern look. A full, unfinished basement provides ample storage and room to expand. Located in a growing community with easy access to I-15, this home is move-in ready with room to grow.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
ARROWHEAD RANCH
County
Utah
Zoning
Single-Family
Construction
Asphalt,Stucco,Cement Siding
Lot Size
0.12 sq ft
Above Grade Area
1,435 sq ft
Condition
Blt./Standing
MLS #
2151161
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
ARROWHEAD RANCH
County
Utah
Zoning
Single-Family
Construction
Asphalt,Stucco,Cement Siding
Lot Size
0.12 sq ft
Above Grade Area
1,435 sq ft
Condition
Blt./Standing
MLS #
2151161
List Price
$529,400
Original Price
$539,400
HOA Fees
$78 / Monthly
Annual Taxes
$1
Home Warranty
Yes
List Price
$529,400
Original Price
$539,400
HOA Fees
$78 / Monthly
Annual Taxes
$1
Home Warranty
Yes
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt,Pitched
Flooring
Carpet
Basement
Full
Materials
Asphalt,Stucco,Cement Siding
Appliances
Ceiling Fan,Microwave
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt,Pitched
Flooring
Carpet
Basement
Full
Materials
Asphalt,Stucco,Cement Siding
Appliances
Ceiling Fan,Microwave
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected
Garage Spaces
2
Covered Spaces
2
Total Parking
4
Garage Spaces
2
Covered Spaces
2
Total Parking
4
Classification
Standard
Deal Score
50/100
vs Similar Homes
1% below
vs Market Median
8% above
Price Reduced
1.9%
Area Growth (YoY)
4.1%
Deal Score Breakdown
50/100
Priced 1% below the median of similar listings
4.1% year-over-year ZHVI growth in this area
Priced 8% above the per-subtype city median
2% price reduction from original list — seller may be motivated
LT net cashflow -$500/mo (-14.6% return on ownership cost) · STR net cashflow -$1,496/mo (-43.7% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$3,320/mo
Range: $1,506 – $5,134
Net Monthly Cash Flow
−$500 /mo (−$6,000/yr)
Monthly rental income
Monthly ownership cost
Coverage
97%
Net /mo
−$500
DSCR
1.11
Est. Annual Revenue
$33,009/yr
$284/night · 41% occupancy · $113/bedroom · $0.17/sqft
Net Monthly Cash Flow
−$1,497 /mo (−$17,967/yr)
Monthly STR income
Monthly ownership cost
Coverage
80%
Net /mo
−$1,496
DSCR
0.73
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
11
Available Providers
$483,000
+10% vs median
68 days
98
$259,500 – $4,500,000
$1
$78/monthly
Low Crime
5.7
per 1,000
13.8
per 1,000
10.9
per 1,000
30.5
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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