Question 1

What is the asking price for 544 500, Payson?

Accepted Answer

544 500, Payson is listed at $410,000 ($303/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 544 500, Payson have?

Accepted Answer

This Residential features 2 bedrooms, 1 bathroom, 1,352 square feet of living space. It is a 2-story home. The lot is 0.14 acres.

Question 3

When was 544 500, Payson built?

Accepted Answer

This property was built in 1947, making it 79 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 544 500, Payson?

Accepted Answer

544 500, Payson is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the PLAT P PAYSON CITY S subdivision. Zoning: Single-Family.

Question 5

Does 544 500, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a carport. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 544 500, Payson?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 544 500, Payson?

Accepted Answer

Annual property taxes for this property are approximately $1,608 (about $134/month). This represents an effective tax rate of approximately 0.39% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 544 500, Payson?

Accepted Answer

Interior features include: Disposal, Range/Oven: Free Stdng.. Exterior features include: Storm Windows. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 544 500, Payson a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 29/100. Key deal signals: Priced 30% below market median (per-type).  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 544 500, Payson?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,065. Including estimated taxes, the total monthly cost is approximately $2,199. A 15-year mortgage at 5.77% would be $2,727/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 544 500, Payson been on the market?

Accepted Answer

This property has been listed for 1 days. The average days on market in Payson is 71 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

Is 544 500, Payson a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $11,887 with a gross rental yield of 2.9%. Net rental yield (after estimated expenses): 1.9%.  Estimated debt service coverage ratio (DSCR): 0.36. Investor score: 42/100. These are estimates based on area comparables.

Question 13

What is the estimated rental income for 544 500, Payson?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $991 ($11,892/year). The gross rent multiplier is 34.5x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 14

What lifestyle features does 544 500, Payson offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Green/Sustainable, Workshop/Maker Space. The primary lifestyle niche is "green_sustainable." These tags are derived from MLS data, property features, and location analysis.

Question 15

What recreation is near 544 500, Payson?

Accepted Answer

This property has a recreation score of 57/100. Nearby recreation includes: Red Lake trailhead (5.9 mi); Peteetneet Park park (0.5 mi); Gladstan Golf Course (2.4 mi); Utah Lake State Park (12.6 mi). Skiing: Sundance Resort (24.4 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 16

Are there hiking trails near 544 500, Payson?

Accepted Answer

Yes, the nearest trailhead is Red Lake, just 5.9 miles from the property. Utah Lake State Park is 12.6 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 17

What amenities and services are near 544 500, Payson?

Accepted Answer

This property has an amenity proximity score of 83/100. Nearby services include: Grocery: Gini's Corner Market (0.4 mi); Hospital: Revere Health (3.6 mi); Pharmacy: Mountain View Family Pharmacy (0.5 mi); Dining: Tadka Cuisine of India (0.4 mi). Gas station: 0.8 miles. Gym: Nebo Performance LLC (1.9 mi).

Question 18

How far is the nearest hospital from 544 500, Payson?

Accepted Answer

The nearest hospital is Revere Health, approximately 3.6 miles from the property. The nearest fire station is 2.5 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 19

What schools serve 544 500, Payson?

Accepted Answer

Assigned schools: Elementary: Parkview; Middle: Payson Jr; High: Payson.   School district: Nebo.

Question 20

What is the internet speed at 544 500, Payson?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CentraCom (75 Mbps, Fixed Wireless). Total providers: 13.

Question 21

Is 544 500, Payson in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 22

How does this listing compare to the Payson market?

Accepted Answer

544 500, Payson is listed at $410,000, which is below the Payson median of $490,000 by $80,000. There are currently 88 active listings in Payson. Homes in Payson sell in an average of 71 days. The average sale-to-list ratio is 99.5%.

Question 23

How does this price compare to the Utah state average?

Accepted Answer

At $410,000, this property is below the Utah state median of $510,000 by $100,000. Payson prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 24

What is the Propaired intelligence score for 544 500, Payson?

Accepted Answer

This property has a Propaired intelligence score of 51/100, combining deal value (29), recreation access (57), amenity proximity (83), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 25

Does 544 500, Payson have energy-efficient or green features?

Accepted Answer

This property has been tagged as green/sustainable, indicating energy-efficient features. Heating: Forced Air,Gas: Central. Cooling: Central Air. Green homes may include solar panels, Energy Star appliances, high-efficiency HVAC, insulated windows, and sustainable building materials. Ask the listing agent for specific energy certifications or efficiency ratings.

Question 26

What heating and cooling systems does 544 500, Payson have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 27

What type of roof does 544 500, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 79-year-old home, reviewing recent roof inspections is recommended.

Question 28

Does 544 500, Payson have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 29

What is 544 500, Payson constructed from?

Accepted Answer

Construction materials include: Aluminum,Metal Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 30

What type of flooring does 544 500, Payson have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 31

What are the water and sewer connections for 544 500, Payson?

Accepted Answer

Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 32

What shopping and dining is near 544 500, Payson?

Accepted Answer

The nearest restaurant is Tadka Cuisine of India (0.4 miles away) and the nearest grocery store is Gini's Corner Market (0.4 miles). Coffee: Dutch Bros. Coffee (1.9 mi). Banking: Nebo Credit Union (0.7 mi). Overall amenity proximity score: 83/100.

Question 33

What would homeowner's insurance cost for 544 500, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $410,000, expect approximately $1,230-$2,050/year ($103-$171/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 544 500, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $410,000, expect approximately $8,200-$20,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 544 500, Payson?

Accepted Answer

The annual property tax of $1,608 represents an effective rate of 0.39% relative to the list price of $410,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 544 500, Payson?

Accepted Answer

Estimated total monthly housing cost: $2,336. This includes principal & interest ($2,065 at 6.46% with 20% down), property tax ($134/mo), and estimated insurance (~$137/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 544 500, Payson eligible for FHA or VA financing?

Accepted Answer

At $410,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 38

What is the estimated cap rate for 544 500, Payson?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 1.9%, based on estimated annual rent of $11,887 and a purchase price of $410,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 39

Is Payson a good rental market?

Accepted Answer

Estimated monthly rent in Payson is approximately $1,523. Homes in Payson sell in an average of 71 days, indicating moderate demand in this market. There are 88 active listings currently. Gross rental yield in this area: 2.9%. Utah's steady population growth continues to drive rental demand.

Question 40

Could 544 500, Payson be a 1031 exchange property?

Accepted Answer

Yes, 544 500, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 41

Is the Payson neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $462,491. This listing is priced at 89% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 42

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 13.1% month-over-month. Current median: $490,000. Days on market have decreased by 25.2% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 43

What school district is 544 500, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Parkview. Assigned middle: Payson Jr. Assigned high: Payson. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 44

What parks are near 544 500, Payson?

Accepted Answer

The nearest local park is Peteetneet Park (0.5 miles away). The nearest state park is Utah Lake State Park (12.6 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 45

Is there a golf course near 544 500, Payson?

Accepted Answer

The nearest golf course is Gladstan Golf Course, 2.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 46

What water activities are near 544 500, Payson?

Accepted Answer

Water recreation near this property includes: Utah Lake (13.0 mi); boat ramp at Lincoln Point (8.5 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 47

Is 544 500, Payson move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 48

What updates might 544 500, Payson need?

Accepted Answer

At 79 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 49

Does 544 500, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 50

What is the lot like at 544 500, Payson?

Accepted Answer

The lot is 0.14 acres. Lot features: Curb & Gutter,Fenced: Part,Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Mountain. Terrain: Curb & Gutter, Fenced: Part, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 51

What utilities are available at 544 500, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 52

Does 544 500, Payson have solar panels?

Accepted Answer

While this property is tagged as green/sustainable, solar panel details are not explicitly listed. Utah is an excellent state for solar energy with 222+ sunny days per year. Adding solar panels in Utah may qualify for federal tax credits and local incentives. Contact the listing agent for details on any existing energy-efficient systems.

Question 53

Does 544 500, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 54

Is there EV charging near 544 500, Payson?

Accepted Answer

The nearest EV charging station is EvGateway Charging Station, approximately 6.9 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers.

544 500, Payson, UT 84651

544 S 500 E, Payson, UT 84651

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