Question 1

What is the asking price for 420 600, Payson?

Accepted Answer

420 600, Payson is listed at $595,000 ($253/sqft). The original list price was $625,000, representing a reduction of $30,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 420 600, Payson have?

Accepted Answer

This Residential features 6 bedrooms, 2 bathrooms, 2,352 square feet of living space.  The lot is 0.37 acres.

Question 3

When was 420 600, Payson built?

Accepted Answer

This property was built in 1958, making it 68 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 420 600, Payson?

Accepted Answer

420 600, Payson is a Residential (Duplex). The architectural style is Up And Down.  Zoning: Single-Family.

Question 5

Is there an HOA for 420 600, Payson?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 6

What are the property taxes for 420 600, Payson?

Accepted Answer

Annual property taxes for this property are approximately $2,236 (about $186/month). This represents an effective tax rate of approximately 0.38% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

Is 420 600, Payson a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 62/100. Key deal signals: 5.5% year-over-year market appreciation; 5% price reduction from original list; 85.0 days on market — potential negotiation opportunity.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 8

Has the price been reduced on 420 600, Payson?

Accepted Answer

Yes, the price has been reduced by 4.8% from the original list price of $625,000 to the current price of $595,000 — a reduction of $30,000. Price reductions can indicate seller motivation or market adjustment.

Question 9

What would the monthly mortgage payment be for 420 600, Payson?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $2,965. Including estimated taxes, the total monthly cost is approximately $3,151. A 15-year mortgage at 5.71% would be $3,943/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 10

How long has 420 600, Payson been on the market?

Accepted Answer

This property has been listed for 85 days. The average days on market in Payson is 68 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 11

What lifestyle features does 420 600, Payson offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Scenic Views, Investor Special. The primary lifestyle niche is "investor_special." These tags are derived from MLS data, property features, and location analysis.

Question 12

What recreation is near 420 600, Payson?

Accepted Answer

This property has a recreation score of 60/100. Nearby recreation includes: Red Lake trailhead (5.7 mi); Hollow Park park (0.1 mi); Gladstan Golf Course (2.6 mi); Utah Lake State Park (12.7 mi). Skiing: Sundance Resort (24.9 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 13

Are there hiking trails near 420 600, Payson?

Accepted Answer

Yes, the nearest trailhead is Red Lake, just 5.7 miles from the property. Utah Lake State Park is 12.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 14

What amenities and services are near 420 600, Payson?

Accepted Answer

This property has an amenity proximity score of 86/100. Nearby services include: Grocery: Fast Gas (0.4 mi); Hospital: Revere Health (4.2 mi); Pharmacy: Walgreens (0.9 mi); Dining: Polar Queen Drive Inn (0.4 mi). Gas station: 0.4 miles. Gym: Nebo Performance LLC (1.2 mi).

Question 15

How far is the nearest hospital from 420 600, Payson?

Accepted Answer

The nearest hospital is Revere Health, approximately 4.2 miles from the property. The nearest fire station is 3.2 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 16

What schools serve 420 600, Payson?

Accepted Answer

Assigned schools: Elementary: Parkview; Middle: Payson Jr; High: Payson.   School district: Nebo.

Question 17

What high school is near 420 600, Payson?

Accepted Answer

The nearest high school is Payson. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 18

What elementary school is near 420 600, Payson?

Accepted Answer

The nearest elementary school is Parkview. Propaired provides full school ratings and comparison data for all schools in this area.

Question 19

What middle school is near 420 600, Payson?

Accepted Answer

The nearest middle school is Payson Jr.

Question 20

What is the internet speed at 420 600, Payson?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber). Total providers: 12.

Question 21

Is 420 600, Payson in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 22

How does this listing compare to the Payson market?

Accepted Answer

420 600, Payson is listed at $595,000, which is above the Payson median of $483,000 by $112,000. There are currently 98 active listings in Payson. Homes in Payson sell in an average of 68 days. The average sale-to-list ratio is 99.8%.

Question 23

What is the Payson real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Payson is $483,000. There are currently 98 active listings. Homes sell in an average of 68 days. The average sale-to-list ratio is 99.8%. This listing at $595,000 is above the Payson 2026 median.

Question 24

Are there other homes for sale in Payson?

Accepted Answer

Yes — there are currently 98 active listings in Payson. Browse all Payson homes for sale at propaired.ai/listings/ut/payson. Prices range around a median of $483,000. Homes in Payson are selling in about 68 days on average.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $595,000, this property is above the Utah state median of $517,990 by $77,010. Payson prices are 7% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 420 600, Payson?

Accepted Answer

This property has a Propaired intelligence score of 64/100, combining deal value (62), recreation access (60), amenity proximity (86), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 420 600, Payson have?

Accepted Answer

Heating: Gas: Central. Cooling system details are not listed. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 420 600, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 68-year-old home, reviewing recent roof inspections is recommended.

Question 29

What is 420 600, Payson constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 30

What are the water and sewer connections for 420 600, Payson?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 31

What shopping and dining is near 420 600, Payson?

Accepted Answer

The nearest restaurant is Polar Queen Drive Inn (0.4 miles away) and the nearest grocery store is Fast Gas (0.4 miles). Coffee: Dutch Bros. Coffee (1.3 mi). Banking: Mountain America Credit Union (0.5 mi). Overall amenity proximity score: 86/100.

Question 32

What would homeowner's insurance cost for 420 600, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $595,000, expect approximately $1,785-$2,975/year ($149-$248/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 33

What are the estimated closing costs for 420 600, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $595,000, expect approximately $11,900-$29,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 34

How does the property tax compare to the list price at 420 600, Payson?

Accepted Answer

The annual property tax of $2,236 represents an effective rate of 0.38% relative to the list price of $595,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 35

What are the total estimated monthly costs for 420 600, Payson?

Accepted Answer

Estimated total monthly housing cost: $3,349. This includes principal & interest ($2,965 at 6.36% with 20% down), property tax ($186/mo), and estimated insurance (~$198/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 36

Is 420 600, Payson eligible for FHA or VA financing?

Accepted Answer

At $595,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 37

Could 420 600, Payson be a 1031 exchange property?

Accepted Answer

Yes, 420 600, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 38

Is the Payson neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 5.5% over the past year. The current Zillow Home Value Index for this area is $303,707. This listing is priced at 196% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 39

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 29.6% month-over-month. Current median: $483,000. Days on market have decreased by 17.7% month-over-month. Homes are selling at 99.8% of list price on average. Monitor these trends to time your offer strategically.

Question 40

What school district is 420 600, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Parkview. Assigned middle: Payson Jr. Assigned high: Payson. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 41

What parks are near 420 600, Payson?

Accepted Answer

The nearest local park is Hollow Park (0.1 miles away). The nearest state park is Utah Lake State Park (12.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 42

Is there a golf course near 420 600, Payson?

Accepted Answer

The nearest golf course is Gladstan Golf Course, 2.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 43

What water activities are near 420 600, Payson?

Accepted Answer

Water recreation near this property includes: Utah Lake (13.2 mi); boat ramp at LaBaron Point (8.2 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 44

Is 420 600, Payson move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 45

What updates might 420 600, Payson need?

Accepted Answer

At 68 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 46

Does 420 600, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 47

What is the lot like at 420 600, Payson?

Accepted Answer

The lot is 0.37 acres. Lot features: Corner Lot,Fenced: Part. Terrain: Corner Lot, Fenced: Part.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 48

What utilities are available at 420 600, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 49

Does 420 600, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating.  Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 50

Is there EV charging near 420 600, Payson?

Accepted Answer

The nearest EV charging station is EvGateway Charging Station, approximately 7.5 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers.

420 600, Payson, UT 84651

420 E 600 S, Payson, UT 84651

About This Property

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Recreation NearbyScore: 60/100

Amenities NearbyScore: 86/100

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