464 HARMONY, Layton, UT 84041
6BD/—BA Residential in Layton, UT 84041. 3,297 sqft. Built 2013. Listed at $650,000. MLS #2166144.
6BD/—BA Residential in Layton, UT 84041. 3,297 sqft. Built 2013. Listed at $650,000. MLS #2166144.
Picture this: an inclusive playground, two pickleball courts, a tennis court, a sand volleyball court, a picnic pavilion, and an elementary school, just around the corner-plus a .41-mile paved walking trail right across the street. All that before you even step inside. This beautiful rambler offers six bedrooms, three bathrooms, and two spacious living spaces. The fully fenced backyard features trex walkout steps, an oversized patio complete with an aluminum pergola, and a unique swing set that stays with the home! Recent updates include a new roof (June 2026), new front sprinklers (2023), new backyard sprinklers (2026), and overhead garage storage. With major updates already completed and outstanding nearby amenities, this home is ready for you to enjoy!
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
THE VILLAS AT HARMONY PLACE
County
Davis
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.14 sq ft
Above Grade Area
1,616 sq ft
Condition
Blt./Standing
MLS #
2166144
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
THE VILLAS AT HARMONY PLACE
County
Davis
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.14 sq ft
Above Grade Area
1,616 sq ft
Condition
Blt./Standing
MLS #
2166144
List Price
$650,000
HOA Fees
$60 / Monthly
Annual Taxes
$3,076
Home Warranty
No
List Price
$650,000
HOA Fees
$60 / Monthly
Annual Taxes
$3,076
Home Warranty
No
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Hardwood,Tile
Basement
Full
Materials
Stone,Stucco,Cement Siding
Appliances
Ceiling Fan
Patio & Porch
Porch: Open,Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Mountain(s)
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Hardwood,Tile
Basement
Full
Materials
Stone,Stucco,Cement Siding
Appliances
Ceiling Fan
Patio & Porch
Porch: Open,Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Mountain(s)
Garage Spaces
2
Covered Spaces
2
Total Parking
4
Garage Spaces
2
Covered Spaces
2
Total Parking
4
Why this is a deal
Classification
Great Deal (vs Similar)
Deal Score
100/100
vs Similar Homes
21% below
vs Market Median
9% below
Area Growth (YoY)
6.3%
Deal Score Breakdown
100/100 · 3 qualifying signals
Priced 21% below the median of similar listings
6.3% year-over-year ZHVI growth in this area
Priced 9% below the per-subtype city median
LT net cashflow -$441/mo (-9.9% return on ownership cost) · STR net cashflow -$671/mo (-15.1% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$4,551/mo
Range: $3,805 – $5,297
Net Monthly Cash Flow
−$441 /mo (−$5,290/yr)
Monthly rental income
Monthly ownership cost
Coverage
102%
Net /mo
−$441
DSCR
1.23
Est. Annual Revenue
$64,715/yr
$358/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$671 /mo (−$8,051/yr)
Monthly STR income
Monthly ownership cost
Coverage
121%
Net /mo
−$671
DSCR
1.16
Elementary
Sunburst ElementaryMiddle School
Shoreline Jr HighHigh School
LaytonSchool District
Davis
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
13
Available Providers
$500,000
+30% vs median
50 days
210
$214,900 – $2,199,000
$3,076
$60/monthly
Moderate
9.3
per 1,000
25.7
per 1,000
9.3
per 1,000
44.4
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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