Question 1

What is the asking price for 3293 OSPREY, Layton?

Accepted Answer

3293 OSPREY, Layton is listed at $620,000 ($171/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 3293 OSPREY, Layton have?

Accepted Answer

This Residential features 6 bedrooms, 4 bathrooms, 3,632 square feet of living space. It is a 3-story home. The lot is 0.12 acres.

Question 3

When was 3293 OSPREY, Layton built?

Accepted Answer

This property was built in 2014, making it 12 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 3293 OSPREY, Layton?

Accepted Answer

3293 OSPREY, Layton is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the GREY HAWK subdivision. Zoning: Single-Family.

Question 5

Does 3293 OSPREY, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 3293 OSPREY, Layton?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $150 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 3293 OSPREY, Layton?

Accepted Answer

Annual property taxes for this property are approximately $3,182 (about $265/month). This represents an effective tax rate of approximately 0.51% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 3293 OSPREY, Layton?

Accepted Answer

Interior features include: Closet: Walk-In, Disposal, Great Room, Range/Oven: Free Stdng.. Exterior features include: Entry (Foyer), Patio: Covered, Sliding Glass Doors. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 3293 OSPREY, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Strong Cash Flow" with a deal score of 100/100. Key deal signals: Priced 12% below market value; 6.1% year-over-year market appreciation; $1,718/mo LT net cash flow (+39.3% return on spend). The price is 5% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Layton?

Accepted Answer

The median price for similar properties in the area is $649,900 (based on 10 homes). At $620,000, this listing is 5% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 3293 OSPREY, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.49% with 20% down, the estimated monthly principal and interest payment is $3,132. Including estimated taxes and HOA fees, the total monthly cost is approximately $3,547. A 15-year mortgage at 5.84% would be $4,143/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 3293 OSPREY, Layton been on the market?

Accepted Answer

This property has been listed for 19 days. The average days on market in Layton is 56 days, meaning this listing is moving faster than the local average.

Question 13

Is 3293 OSPREY, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $83,063 with a gross rental yield of 13.4%. Net rental yield (after estimated expenses): 8.7%. This property passes the 1% rule — monthly rent exceeds 1% of purchase price. Estimated debt service coverage ratio (DSCR): 1.94. Investor score: 73/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 3293 OSPREY, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $6,922 ($83,064/year). The gross rent multiplier is 7.5x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 3293 OSPREY, Layton offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: ADU/Multigenerational, Scenic Views, Sport Court. The primary lifestyle niche is "adu_multigenerational." These tags are derived from MLS data, property features, and location analysis.

Question 16

What schools serve 3293 OSPREY, Layton?

Accepted Answer

Assigned schools: Elementary: Mountain View; Middle: North Layton; High: Northridge. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Adams School with a 58% state performance score (1.0 miles away). School district: Davis.

Question 17

What high school is near 3293 OSPREY, Layton?

Accepted Answer

The nearest high school is Northridge. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 18

What elementary school is near 3293 OSPREY, Layton?

Accepted Answer

The nearest elementary school is Mountain View (1.0 miles away). State performance score: 58%. District: Davis District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 19

What middle school is near 3293 OSPREY, Layton?

Accepted Answer

The nearest middle school is North Layton.

Question 20

Is 3293 OSPREY, Layton in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 21

How does this listing compare to the Layton market?

Accepted Answer

3293 OSPREY, Layton is listed at $620,000, which is above the Layton median of $500,000 by $120,000. There are currently 205 active listings in Layton. Homes in Layton sell in an average of 56 days. The average sale-to-list ratio is 99.2%.

Question 22

What is the Layton real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Layton is $500,000. There are currently 205 active listings. Homes sell in an average of 56 days. The average sale-to-list ratio is 99.2%. This listing at $620,000 is above the Layton 2026 median.

Question 23

Are there other homes for sale in Layton?

Accepted Answer

Yes — there are currently 205 active listings in Layton. Browse all Layton homes for sale at propaired.ai/listings/ut/layton. Prices range around a median of $500,000. Homes in Layton are selling in about 56 days on average.

Question 24

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $620,000, this property is above the Utah state median of $525,000 by $95,000. Layton prices are 5% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 3293 OSPREY, Layton?

Accepted Answer

This property has a Propaired intelligence score of 55/100, combining deal value (100), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 3293 OSPREY, Layton have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 3293 OSPREY, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 12-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 3293 OSPREY, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 3293 OSPREY, Layton constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 31

What type of flooring does 3293 OSPREY, Layton have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 3293 OSPREY, Layton?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 33

What is the commute like from 3293 OSPREY, Layton?

Accepted Answer

3293 OSPREY, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 34

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 35

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 36

What would homeowner's insurance cost for 3293 OSPREY, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $620,000, expect approximately $1,860-$3,100/year ($155-$258/month).   Get multiple quotes — rates vary significantly by insurer.

Question 37

What are the estimated closing costs for 3293 OSPREY, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $620,000, expect approximately $12,400-$31,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 38

How does the property tax compare to the list price at 3293 OSPREY, Layton?

Accepted Answer

The annual property tax of $3,182 represents an effective rate of 0.51% relative to the list price of $620,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 39

What are the total estimated monthly costs for 3293 OSPREY, Layton?

Accepted Answer

Estimated total monthly housing cost: $3,754. This includes principal & interest ($3,132 at 6.49% with 20% down), property tax ($265/mo), HOA ($150/mo), and estimated insurance (~$207/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 40

Is 3293 OSPREY, Layton eligible for FHA or VA financing?

Accepted Answer

At $620,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 41

What is the estimated cap rate for 3293 OSPREY, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 8.7%, based on estimated annual rent of $83,063 and a purchase price of $620,000. A cap rate above 6% is generally considered strong for residential investment. This property also passes the 1% rule.

Question 42

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $5,339. Homes in Layton sell in an average of 56 days, indicating healthy demand in this market. There are 205 active listings currently. Gross rental yield in this area: 13.4%. Utah's steady population growth continues to drive rental demand.

Question 43

Could 3293 OSPREY, Layton be a 1031 exchange property?

Accepted Answer

Yes, 3293 OSPREY, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 44

How does 3293 OSPREY, Layton compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $649,900. This listing is 5% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $612,500. Comparable analysis is based on similar size, age, and location.

Question 45

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.1% over the past year. The current Zillow Home Value Index for this area is $462,633. This listing is priced at 134% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 46

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 1.0% month-over-month. Current median: $500,000. Days on market have increased by 10.7% month-over-month. Homes are selling at 99.2% of list price on average. Monitor these trends to time your offer strategically.

Question 47

Is 3293 OSPREY, Layton overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Strong Cash Flow." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 48

What school district is 3293 OSPREY, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Mountain View. Assigned middle: North Layton. Assigned high: Northridge. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 49

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Adams School at #218 statewide (58% performance score). Other ranked nearby schools include Highmark Charter School (#276). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 50

Is 3293 OSPREY, Layton move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 51

Does 3293 OSPREY, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 52

What is the lot like at 3293 OSPREY, Layton?

Accepted Answer

The lot is 0.12 acres. Lot features: Fenced: Part,Road: Paved,Sprinkler: Auto-Full,View: Mountain. Terrain: Fenced: Part, Road: Paved, Sprinkler: Auto-Full, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 53

What utilities are available at 3293 OSPREY, Layton?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 54

Does 3293 OSPREY, Layton have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

3293 OSPREY, Layton, UT 84040

3293 N OSPREY WAY, Layton, UT 84040

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