Question 1

What is the asking price for 1038 OLD TOWNE, Layton?

Accepted Answer

1038 OLD TOWNE, Layton is listed at $759,900 ($207/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1038 OLD TOWNE, Layton have?

Accepted Answer

This Residential features 5 bedrooms, 4 bathrooms, 3,672 square feet of living space. It is a 3-story home. The lot is 0.11 acres.

Question 3

When was 1038 OLD TOWNE, Layton built?

Accepted Answer

This property was built in 2023, making it 3 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 1038 OLD TOWNE, Layton?

Accepted Answer

1038 OLD TOWNE, Layton is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the HILL FARMS subdivision. Zoning: Single-Family.

Question 5

Does 1038 OLD TOWNE, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 1038 OLD TOWNE, Layton?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $125 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1038 OLD TOWNE, Layton?

Accepted Answer

Annual property taxes for this property are approximately $3,977 (about $331/month). This represents an effective tax rate of approximately 0.52% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1038 OLD TOWNE, Layton?

Accepted Answer

Interior features include: Alarm: Fire, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal. Exterior features include: Balcony, Porch: Open.    View: Mountain(s).

Question 9

Is 1038 OLD TOWNE, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 95/100. Key deal signals: Priced 16% below similar homes; Priced 16% below market value; 5.1% year-over-year market appreciation. The price is 16% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Layton?

Accepted Answer

The median price for similar properties in the area is $899,500 (based on 10 homes). At $759,900, this listing is 16% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

What would the monthly mortgage payment be for 1038 OLD TOWNE, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $3,815. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,271. A 15-year mortgage at 5.79% would be $5,061/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1038 OLD TOWNE, Layton been on the market?

Accepted Answer

This property has been listed for 83 days. The average days on market in Layton is 50 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 13

Is 1038 OLD TOWNE, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $60,881 with a gross rental yield of 8.0%. Net rental yield (after estimated expenses): 5.2%.  Estimated debt service coverage ratio (DSCR): 1.17. Investor score: 75/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 1038 OLD TOWNE, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $5,073 ($60,876/year). The gross rent multiplier is 12.5x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 1038 OLD TOWNE, Layton offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Waterfront, Trail/Hiking Access. The primary lifestyle niche is "waterfront." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 1038 OLD TOWNE, Layton a waterfront property?

Accepted Answer

Yes, this is a waterfront property. The property offers Mountain(s) views. Nearest lake/water body: Pineview Reservoir (16.6 miles). Waterfront properties in Utah are rare and typically command premium valuations.

Question 17

What recreation is near 1038 OLD TOWNE, Layton?

Accepted Answer

This property has a recreation score of 60/100. Nearby recreation includes: Adam`s Canyon trailhead (4.1 mi); Park park (0.5 mi); Valley View Golf Course (3.7 mi); Antelope Island State Park (13.0 mi). Skiing: Snowbasin Resort (11.7 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 1038 OLD TOWNE, Layton?

Accepted Answer

Yes, the nearest trailhead is Adam`s Canyon, just 4.1 miles from the property. Antelope Island State Park is 13.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 1038 OLD TOWNE, Layton?

Accepted Answer

This property has an amenity proximity score of 75/100. Nearby services include: Grocery: Walmart Supercenter (1.6 mi); Hospital: Hospital (1.2 mi); Pharmacy: Walmart Pharmacy (1.6 mi); Dining: Domino's (2.0 mi). Gas station: 1.7 miles. Gym: North Davis Gymnastics (1.9 mi).

Question 20

How far is the nearest hospital from 1038 OLD TOWNE, Layton?

Accepted Answer

The nearest hospital is Hospital, approximately 1.2 miles from the property. The nearest fire station is 2.6 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 1038 OLD TOWNE, Layton?

Accepted Answer

Assigned schools: Elementary: Heritage; Middle: Shoreline Jr High; High: Davis. There are 5 schools within 3 miles of this property. The highest-rated nearby school is Jefferson Academy with a 61% state performance score (2.7 miles away). School district: Davis.

Question 22

What high school is near 1038 OLD TOWNE, Layton?

Accepted Answer

The nearest high school is Davis. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 1038 OLD TOWNE, Layton?

Accepted Answer

The nearest elementary school is Heritage (2.2 miles away). State performance score: 57%. District: Davis District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 1038 OLD TOWNE, Layton?

Accepted Answer

The nearest middle school is Shoreline Jr High.

Question 25

How good are the schools near 1038 OLD TOWNE, Layton?

Accepted Answer

Of the 5 schools within 3 miles, 5 have state performance data with an average score of 55%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 26

What is the internet speed at 1038 OLD TOWNE, Layton?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (1000 Mbps, Fiber). Total providers: 14.

Question 27

Is 1038 OLD TOWNE, Layton in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 28

How does this listing compare to the Layton market?

Accepted Answer

1038 OLD TOWNE, Layton is listed at $759,900, which is above the Layton median of $500,000 by $259,900. There are currently 210 active listings in Layton. Homes in Layton sell in an average of 50 days. The average sale-to-list ratio is 99.2%.

Question 29

What is the Layton real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Layton is $500,000. There are currently 210 active listings. Homes sell in an average of 50 days. The average sale-to-list ratio is 99.2%. This listing at $759,900 is above the Layton 2026 median.

Question 30

Are there other homes for sale in Layton?

Accepted Answer

Yes — there are currently 210 active listings in Layton. Browse all Layton homes for sale at propaired.ai/listings/ut/layton. Prices range around a median of $500,000. Homes in Layton are selling in about 50 days on average.

Question 31

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 32

How does this price compare to the Utah state average?

Accepted Answer

At $759,900, this property is above the Utah state median of $525,000 by $234,900. Layton prices are 5% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 33

What is the Propaired intelligence score for 1038 OLD TOWNE, Layton?

Accepted Answer

This property has a Propaired intelligence score of 74/100, combining deal value (95), recreation access (60), amenity proximity (75), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 34

What heating and cooling systems does 1038 OLD TOWNE, Layton have?

Accepted Answer

Heating: Electric,Forced Air. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 35

What type of roof does 1038 OLD TOWNE, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 3-year-old home, reviewing recent roof inspections is recommended.

Question 36

Does 1038 OLD TOWNE, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 37

What is 1038 OLD TOWNE, Layton constructed from?

Accepted Answer

Construction materials include: Asphalt,Cement Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 38

What type of flooring does 1038 OLD TOWNE, Layton have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 39

What are the water and sewer connections for 1038 OLD TOWNE, Layton?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 40

What is the commute like from 1038 OLD TOWNE, Layton?

Accepted Answer

1038 OLD TOWNE, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 41

What shopping and dining is near 1038 OLD TOWNE, Layton?

Accepted Answer

The nearest restaurant is Domino's (2.0 miles away) and the nearest grocery store is Walmart Supercenter (1.6 miles). Coffee: Brew & chew coffee (2.3 mi). Banking: Bank of America (with Drive-thru ATM) (1.9 mi). Overall amenity proximity score: 75/100.

Question 42

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 43

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 44

What would homeowner's insurance cost for 1038 OLD TOWNE, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $759,900, expect approximately $2,280-$3,800/year ($190-$317/month).   Get multiple quotes — rates vary significantly by insurer.

Question 45

What are the estimated closing costs for 1038 OLD TOWNE, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $759,900, expect approximately $15,198-$37,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 46

How does the property tax compare to the list price at 1038 OLD TOWNE, Layton?

Accepted Answer

The annual property tax of $3,977 represents an effective rate of 0.52% relative to the list price of $759,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 47

What are the total estimated monthly costs for 1038 OLD TOWNE, Layton?

Accepted Answer

Estimated total monthly housing cost: $4,524. This includes principal & interest ($3,815 at 6.43% with 20% down), property tax ($331/mo), HOA ($125/mo), and estimated insurance (~$253/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 48

Is 1038 OLD TOWNE, Layton eligible for FHA or VA financing?

Accepted Answer

At $759,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 49

What is the estimated cap rate for 1038 OLD TOWNE, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 5.2%, based on estimated annual rent of $60,881 and a purchase price of $759,900. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 50

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $4,480. Homes in Layton sell in an average of 50 days, indicating healthy demand in this market. There are 210 active listings currently. Gross rental yield in this area: 8.0%. Utah's steady population growth continues to drive rental demand.

Question 51

Could 1038 OLD TOWNE, Layton be a 1031 exchange property?

Accepted Answer

Yes, 1038 OLD TOWNE, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 52

How does 1038 OLD TOWNE, Layton compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $899,500. This listing is 16% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $610,000. Comparable analysis is based on similar size, age, and location.

Question 53

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 5.1% over the past year. The current Zillow Home Value Index for this area is $492,773. This listing is priced at 154% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 54

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 13.9% month-over-month. Current median: $500,000. Days on market have decreased by 24.7% month-over-month. Homes are selling at 99.2% of list price on average. Monitor these trends to time your offer strategically.

Question 55

Is 1038 OLD TOWNE, Layton overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 16% below comparable homes, this property appears competitively priced. Deal score: 95/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 56

What school district is 1038 OLD TOWNE, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Heritage. Assigned middle: Shoreline Jr High. Assigned high: Davis. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 57

How do nearby schools rank statewide?

Accepted Answer

Of the 5 nearby schools with state rankings, the highest-ranked is Creekside School at #169 statewide (57% performance score). Other ranked nearby schools include Shoreline Junior High (#226) and Jefferson Academy (#267). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 58

What parks are near 1038 OLD TOWNE, Layton?

Accepted Answer

The nearest local park is Park (0.5 miles away). The nearest state park is Antelope Island State Park (13.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 59

Is there a golf course near 1038 OLD TOWNE, Layton?

Accepted Answer

The nearest golf course is Valley View Golf Course, 3.7 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 60

What water activities are near 1038 OLD TOWNE, Layton?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (16.6 mi); boat ramp at Antelope Island State Park (13.3 mi); fishing at Ogden River (13.0 mi). This is a waterfront property with direct water access. Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 61

Is 1038 OLD TOWNE, Layton move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 62

Does 1038 OLD TOWNE, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 63

What is the lot like at 1038 OLD TOWNE, Layton?

Accepted Answer

The lot is 0.11 acres. Lot features: Curb & Gutter,Fenced: Full,Sidewalks,Sprinkler: Auto-Full,View: Mountain,View: Water,Waterfront. Terrain: Curb & Gutter, Fenced: Full, Sidewalks, Sprinkler: Auto-Full, View: Mountain, View: Water, Waterfront. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 64

What utilities are available at 1038 OLD TOWNE, Layton?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

1038 OLD TOWNE, Layton, UT 84041

1038 S OLD TOWNE RD, Layton, UT 84041

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Long-Term Rental

Short-Term Rental

Schools

Recreation & Amenities

Recreation NearbyScore: 60/100

Amenities NearbyScore: 75/100

Internet & Connectivity

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Media

Layton Market Context

Crime & Safety

Layton compared to:

vs National Average (FBI UCR 2024)

Connect with a Buyer’s Agent

Similar Homes

$890,000

$949,000

$1,049,000

$1,090,000

$950,000

Find Your Dream Home

Frequently Asked Questions

Discover

Recreation Nearby
Score: 60/100

Amenities Nearby
Score: 75/100