Question 1

What is the asking price for 1445 SILVERCREEK, Layton?

Accepted Answer

1445 SILVERCREEK, Layton is listed at $529,900 ($270/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1445 SILVERCREEK, Layton have?

Accepted Answer

This Residential features 5 bedrooms, 2 bathrooms, 1,964 square feet of living space. It is a 3-story home. The lot is 0.16 acres.

Question 3

When was 1445 SILVERCREEK, Layton built?

Accepted Answer

This property was built in 1998, making it 28 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 1445 SILVERCREEK, Layton?

Accepted Answer

1445 SILVERCREEK, Layton is a Residential (Single Family Residence). The architectural style is Tri/Multi-Level. It is located in the KAYSCREEK ESTATES subdivision. Zoning: Single-Family.

Question 5

Does 1445 SILVERCREEK, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 2 open parking spaces. Total parking capacity: 4 vehicles.

Question 6

Is there an HOA for 1445 SILVERCREEK, Layton?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $44 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1445 SILVERCREEK, Layton?

Accepted Answer

Annual property taxes for this property are approximately $2,148 (about $179/month). This represents an effective tax rate of approximately 0.41% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1445 SILVERCREEK, Layton?

Accepted Answer

Interior features include: Disposal, Floor Drains, Gas Log, Kitchen: Updated, Oven: Gas. Exterior features include: Attic Fan, Basement Entrance, Bay Box Windows, Double Pane Windows, Out Buildings. The home has 1 fireplace.

Question 9

Is 1445 SILVERCREEK, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 53/100. Key deal signals: Priced 27% below similar homes; Priced 5% below market median (per-type); 4.1% gross rental yield. The price is 27% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Layton?

Accepted Answer

The median price for similar properties in the area is $729,700 (based on 10 homes). At $529,900, this listing is 27% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 1445 SILVERCREEK, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,668. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,891. A 15-year mortgage at 5.77% would be $3,525/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1445 SILVERCREEK, Layton been on the market?

Accepted Answer

This property has been listed for 1 days. The average days on market in Layton is 68 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 1445 SILVERCREEK, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $21,606 with a gross rental yield of 4.1%. Net rental yield (after estimated expenses): 2.6%.  Estimated debt service coverage ratio (DSCR): 0.51. Investor score: 43/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 1445 SILVERCREEK, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,800 ($21,600/year). The gross rent multiplier is 24.5x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 1445 SILVERCREEK, Layton offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Trail/Hiking Access. The primary lifestyle niche is "trailhead_hiking." These tags are derived from MLS data, property features, and location analysis.

Question 16

What schools serve 1445 SILVERCREEK, Layton?

Accepted Answer

Assigned schools: Elementary: Heritage; Middle: Shoreline Jr High; High: Davis.   School district: Davis.

Question 17

What is the internet speed at 1445 SILVERCREEK, Layton?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (1000 Mbps, Fiber). Total providers: 15.

Question 18

Is 1445 SILVERCREEK, Layton in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 19

How does this listing compare to the Layton market?

Accepted Answer

1445 SILVERCREEK, Layton is listed at $529,900, which is above the Layton median of $498,900 by $31,000. There are currently 153 active listings in Layton. Homes in Layton sell in an average of 68 days. The average sale-to-list ratio is 99.1%.

Question 20

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 21

How does this price compare to the Utah state average?

Accepted Answer

At $529,900, this property is above the Utah state median of $510,000 by $19,900. Layton prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 22

What is the Propaired intelligence score for 1445 SILVERCREEK, Layton?

Accepted Answer

This property has a Propaired intelligence score of 29/100, combining deal value (53), recreation access (N/A), amenity proximity (N/A), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 23

What heating and cooling systems does 1445 SILVERCREEK, Layton have?

Accepted Answer

Heating: Forced Air,Gas: Central,Gas: Stove,Wall Furnace. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 24

What type of roof does 1445 SILVERCREEK, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 28-year-old home, reviewing recent roof inspections is recommended.

Question 25

Does 1445 SILVERCREEK, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 26

What is 1445 SILVERCREEK, Layton constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 27

What type of flooring does 1445 SILVERCREEK, Layton have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile,Vinyl.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms. Luxury vinyl/LVP is waterproof, durable, and increasingly popular in Utah homes.

Question 28

What are the water and sewer connections for 1445 SILVERCREEK, Layton?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 29

What is the commute like from 1445 SILVERCREEK, Layton?

Accepted Answer

1445 SILVERCREEK, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 30

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 31

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 32

What would homeowner's insurance cost for 1445 SILVERCREEK, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $529,900, expect approximately $1,590-$2,650/year ($133-$221/month).   Get multiple quotes — rates vary significantly by insurer.

Question 33

What are the estimated closing costs for 1445 SILVERCREEK, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $529,900, expect approximately $10,598-$26,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 34

How does the property tax compare to the list price at 1445 SILVERCREEK, Layton?

Accepted Answer

The annual property tax of $2,148 represents an effective rate of 0.41% relative to the list price of $529,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 35

What are the total estimated monthly costs for 1445 SILVERCREEK, Layton?

Accepted Answer

Estimated total monthly housing cost: $3,068. This includes principal & interest ($2,668 at 6.46% with 20% down), property tax ($179/mo), HOA ($44/mo), and estimated insurance (~$177/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 36

Is 1445 SILVERCREEK, Layton eligible for FHA or VA financing?

Accepted Answer

At $529,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 37

What is the estimated cap rate for 1445 SILVERCREEK, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.6%, based on estimated annual rent of $21,606 and a purchase price of $529,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 38

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $1,617. Homes in Layton sell in an average of 68 days, indicating moderate demand in this market. There are 153 active listings currently. Gross rental yield in this area: 4.1%. Utah's steady population growth continues to drive rental demand.

Question 39

Could 1445 SILVERCREEK, Layton be a 1031 exchange property?

Accepted Answer

Yes, 1445 SILVERCREEK, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 40

How does 1445 SILVERCREEK, Layton compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $729,700. This listing is 27% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $559,900. Comparable analysis is based on similar size, age, and location.

Question 41

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $517,482. This listing is priced at 102% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 42

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 9.1% month-over-month. Current median: $498,900. Days on market have increased by 10.9% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 43

Is 1445 SILVERCREEK, Layton overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 27% below comparable homes, this property appears competitively priced. Deal score: 53/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 44

What school district is 1445 SILVERCREEK, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Heritage. Assigned middle: Shoreline Jr High. Assigned high: Davis. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 45

Is 1445 SILVERCREEK, Layton move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 46

What updates might 1445 SILVERCREEK, Layton need?

Accepted Answer

At 28 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central,Gas: Stove,Wall Furnace. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 47

Does 1445 SILVERCREEK, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 48

What is the lot like at 1445 SILVERCREEK, Layton?

Accepted Answer

The lot is 0.16 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Full,Terrain: Grad Slope,Drip Irrigation: Auto-Full. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain: Grad Slope, Drip Irrigation: Auto-Full.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 49

What utilities are available at 1445 SILVERCREEK, Layton?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 50

Does 1445 SILVERCREEK, Layton have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,Gas: Stove,Wall Furnace. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

1445 SILVERCREEK, Layton, UT 84041

1445 W SILVERCREEK DR, Layton, UT 84041

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