Question 1

What is the asking price for 1048 OLD TOWNE, Layton?

Accepted Answer

1048 OLD TOWNE, Layton is listed at $779,900 ($205/sqft). The original list price was $799,900, representing a reduction of $20,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1048 OLD TOWNE, Layton have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 3,812 square feet of living space. It is a 3-story home. The lot is 0.12 acres.

Question 3

When was 1048 OLD TOWNE, Layton built?

Accepted Answer

This property was built in 2023, making it 3 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 1048 OLD TOWNE, Layton?

Accepted Answer

1048 OLD TOWNE, Layton is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the HILL FARMS subdivision. Zoning: Single-Family.

Question 5

Does 1048 OLD TOWNE, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 1048 OLD TOWNE, Layton?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $145 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1048 OLD TOWNE, Layton?

Accepted Answer

Annual property taxes for this property are approximately $3,800 (about $317/month). This represents an effective tax rate of approximately 0.49% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1048 OLD TOWNE, Layton?

Accepted Answer

Interior features include: Bath: Sep. Tub/Shower, Closet: Walk-In, Range/Oven: Free Stdng.. Exterior features include: Balcony, Deck; Covered, Patio: Covered, Secured Parking. The home has 1 fireplace.

Question 9

Is 1048 OLD TOWNE, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 16/100. Key deal signals: 5.4% gross rental yield. The price is 7% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Layton?

Accepted Answer

The median price for similar properties in the area is $729,700 (based on 10 homes). At $779,900, this listing is 7% above the median for comparable homes. It ranks #Above Similar among similar listings by value.

Question 11

Has the price been reduced on 1048 OLD TOWNE, Layton?

Accepted Answer

Yes, the price has been reduced by 2.5% from the original list price of $799,900 to the current price of $779,900 — a reduction of $20,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 1048 OLD TOWNE, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $3,927. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,389. A 15-year mortgage at 5.77% would be $5,188/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 1048 OLD TOWNE, Layton been on the market?

Accepted Answer

This property has been listed for 27 days. The average days on market in Layton is 68 days, meaning this listing is moving faster than the local average.

Question 14

Is 1048 OLD TOWNE, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $41,935 with a gross rental yield of 5.4%. Net rental yield (after estimated expenses): 3.5%.  Estimated debt service coverage ratio (DSCR): 0.67. Investor score: 34/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 1048 OLD TOWNE, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,495 ($41,940/year). The gross rent multiplier is 18.6x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 1048 OLD TOWNE, Layton offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Green/Sustainable, New Construction. The primary lifestyle niche is "new_construction." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 1048 OLD TOWNE, Layton new construction?

Accepted Answer

Yes, this is a new construction property built in 2023. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 18

What recreation is near 1048 OLD TOWNE, Layton?

Accepted Answer

This property has a recreation score of 54/100. Nearby recreation includes: Adam`s Canyon trailhead (4.0 mi); Park park (0.7 mi); Valley View Golf Course (3.4 mi); Antelope Island State Park (13.0 mi). Skiing: Snowbasin Resort (11.2 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 1048 OLD TOWNE, Layton?

Accepted Answer

Yes, the nearest trailhead is Adam`s Canyon, just 4.0 miles from the property. Antelope Island State Park is 13.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 1048 OLD TOWNE, Layton?

Accepted Answer

This property has an amenity proximity score of 88/100. Nearby services include: Grocery: Walmart Supercenter (1.2 mi); Hospital: Intermountain Healthcare Layton Hospital (0.8 mi); Pharmacy: 4Care Pharmacy (1.0 mi); Dining: Subway (0.6 mi). Gas station: 1.1 miles. Gym: North Davis Gymnastics (1.4 mi).

Question 21

How far is the nearest hospital from 1048 OLD TOWNE, Layton?

Accepted Answer

The nearest hospital is Intermountain Healthcare Layton Hospital, approximately 0.8 miles from the property. The nearest fire station is 1.6 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 1048 OLD TOWNE, Layton?

Accepted Answer

Assigned schools: Elementary: Layton; Middle: Fairfield; High: Davis.   School district: Davis.

Question 23

What is the internet speed at 1048 OLD TOWNE, Layton?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (1000 Mbps, Fiber). Total providers: 14.

Question 24

Is 1048 OLD TOWNE, Layton in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Layton market?

Accepted Answer

1048 OLD TOWNE, Layton is listed at $779,900, which is above the Layton median of $498,900 by $281,000. There are currently 153 active listings in Layton. Homes in Layton sell in an average of 68 days. The average sale-to-list ratio is 99.1%.

Question 26

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $779,900, this property is above the Utah state median of $510,000 by $269,900. Layton prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 1048 OLD TOWNE, Layton?

Accepted Answer

This property has a Propaired intelligence score of 47/100, combining deal value (16), recreation access (54), amenity proximity (88), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

Does 1048 OLD TOWNE, Layton have energy-efficient or green features?

Accepted Answer

This property has been tagged as green/sustainable, indicating energy-efficient features. Heating: Gas: Central. Cooling: Central Air. Green homes may include solar panels, Energy Star appliances, high-efficiency HVAC, insulated windows, and sustainable building materials. Ask the listing agent for specific energy certifications or efficiency ratings.

Question 30

What heating and cooling systems does 1048 OLD TOWNE, Layton have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 31

What type of roof does 1048 OLD TOWNE, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 3-year-old home, reviewing recent roof inspections is recommended.

Question 32

Does 1048 OLD TOWNE, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 33

What is 1048 OLD TOWNE, Layton constructed from?

Accepted Answer

Construction materials include: Asphalt,Stucco,Cement Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 34

What type of flooring does 1048 OLD TOWNE, Layton have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 35

What are the water and sewer connections for 1048 OLD TOWNE, Layton?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 36

What is the commute like from 1048 OLD TOWNE, Layton?

Accepted Answer

1048 OLD TOWNE, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 37

What shopping and dining is near 1048 OLD TOWNE, Layton?

Accepted Answer

The nearest restaurant is Subway (0.6 miles away) and the nearest grocery store is Walmart Supercenter (1.2 miles). Coffee: Great Harvest Bread (1.1 mi). Banking: First Community Bank (1.0 mi). Overall amenity proximity score: 88/100.

Question 38

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 39

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 40

What would homeowner's insurance cost for 1048 OLD TOWNE, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $779,900, expect approximately $2,340-$3,900/year ($195-$325/month).   Get multiple quotes — rates vary significantly by insurer.

Question 41

What are the estimated closing costs for 1048 OLD TOWNE, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $779,900, expect approximately $15,598-$38,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 42

How does the property tax compare to the list price at 1048 OLD TOWNE, Layton?

Accepted Answer

The annual property tax of $3,800 represents an effective rate of 0.49% relative to the list price of $779,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 43

What are the total estimated monthly costs for 1048 OLD TOWNE, Layton?

Accepted Answer

Estimated total monthly housing cost: $4,649. This includes principal & interest ($3,927 at 6.46% with 20% down), property tax ($317/mo), HOA ($145/mo), and estimated insurance (~$260/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 44

Is 1048 OLD TOWNE, Layton eligible for FHA or VA financing?

Accepted Answer

At $779,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 45

What is the estimated cap rate for 1048 OLD TOWNE, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.5%, based on estimated annual rent of $41,935 and a purchase price of $779,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 46

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $1,617. Homes in Layton sell in an average of 68 days, indicating moderate demand in this market. There are 153 active listings currently. Gross rental yield in this area: 5.4%. Utah's steady population growth continues to drive rental demand.

Question 47

Could 1048 OLD TOWNE, Layton be a 1031 exchange property?

Accepted Answer

Yes, 1048 OLD TOWNE, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 48

How does 1048 OLD TOWNE, Layton compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $729,700. This listing is 7% above the comparable median. It ranks Above Similar among similar listings by value. The median for this property type specifically is $559,900. Comparable analysis is based on similar size, age, and location.

Question 49

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $517,482. This listing is priced at 151% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 50

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 9.1% month-over-month. Current median: $498,900. Days on market have increased by 10.9% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 51

Is 1048 OLD TOWNE, Layton overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 7% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 16/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 52

What school district is 1048 OLD TOWNE, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Layton. Assigned middle: Fairfield. Assigned high: Davis. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 53

What parks are near 1048 OLD TOWNE, Layton?

Accepted Answer

The nearest local park is Park (0.7 miles away). The nearest state park is Antelope Island State Park (13.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 54

Is there a golf course near 1048 OLD TOWNE, Layton?

Accepted Answer

The nearest golf course is Valley View Golf Course, 3.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 55

What water activities are near 1048 OLD TOWNE, Layton?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (16.2 mi); boat ramp at Antelope Island State Park (13.3 mi); fishing at Ogden River (12.5 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 56

Is 1048 OLD TOWNE, Layton move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 57

Does 1048 OLD TOWNE, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 58

What is the lot like at 1048 OLD TOWNE, Layton?

Accepted Answer

The lot is 0.12 acres. Lot features: Fenced: Full,Road: Paved,Secluded,Sidewalks,Sprinkler: Auto-Full,Drip Irrigation: Auto-Full. Terrain: Fenced: Full, Road: Paved, Secluded Yard, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, Drip Irrigation: Auto-Full.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 59

What utilities are available at 1048 OLD TOWNE, Layton?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 60

Does 1048 OLD TOWNE, Layton have solar panels?

Accepted Answer

While this property is tagged as green/sustainable, solar panel details are not explicitly listed. Utah is an excellent state for solar energy with 222+ sunny days per year. Adding solar panels in Utah may qualify for federal tax credits and local incentives. Contact the listing agent for details on any existing energy-efficient systems.

Question 61

Does 1048 OLD TOWNE, Layton have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 62

Is there EV charging near 1048 OLD TOWNE, Layton?

Accepted Answer

The nearest EV charging station is Electric Vehicle Charging Station, approximately 1.2 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

1048 OLD TOWNE, Layton, UT 84041

1048 S OLD TOWNE RD, Layton, UT 84041

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