Question 1

What is the asking price for 10745 COTTONWOOD, Heber City?

Accepted Answer

10745 COTTONWOOD, Heber City is listed at $595,000 ($403/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 10745 COTTONWOOD, Heber City have?

Accepted Answer

This Residential features 2 bedrooms, 1 bathroom, 1,478 square feet of living space. It is a 2-story home. The lot is 1.01 acres.

Question 3

When was 10745 COTTONWOOD, Heber City built?

Accepted Answer

This property was built in 1972, making it 54 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 10745 COTTONWOOD, Heber City?

Accepted Answer

10745 COTTONWOOD, Heber City is a Residential (Single Family Residence). The architectural style is Cabin. It is located in the TIMBER LAKES subdivision. Zoning: Single-Family.

Question 5

Is there an HOA for 10745 COTTONWOOD, Heber City?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $1,567 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 6

What are the property taxes for 10745 COTTONWOOD, Heber City?

Accepted Answer

Annual property taxes for this property are approximately $3,773 (about $314/month). This represents an effective tax rate of approximately 0.63% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

Is 10745 COTTONWOOD, Heber City a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 100/100. Key deal signals: Priced 9% below similar homes; Priced 54% below market median (per-type). The price is 9% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 8

How does this price compare to similar homes in Heber City?

Accepted Answer

The median price for similar properties in the area is $657,000 (based on 10 homes). At $595,000, this listing is 9% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 9

What would the monthly mortgage payment be for 10745 COTTONWOOD, Heber City?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $2,946. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,827. A 15-year mortgage at 5.65% would be $3,927/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 10

How long has 10745 COTTONWOOD, Heber City been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Heber City is 130 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 11

What lifestyle features does 10745 COTTONWOOD, Heber City offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Cabin/Mountain, Trail/Hiking Access, RV-Friendly, Gated Community. The primary lifestyle niche is "cabin_mountain." These tags are derived from MLS data, property features, and location analysis.

Question 12

What recreation is near 10745 COTTONWOOD, Heber City?

Accepted Answer

This property has a recreation score of 47/100. Nearby recreation includes: Bench Creek trailhead (2.8 mi); Park park (4.2 mi); Red Ledges (7.3 mi); Jordanelle State Park (13.4 mi). Skiing: Deer Valley Resort (17.0 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 13

Are there hiking trails near 10745 COTTONWOOD, Heber City?

Accepted Answer

Yes, the nearest trailhead is Bench Creek, just 2.8 miles from the property. Jordanelle State Park is 13.4 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 14

What schools serve 10745 COTTONWOOD, Heber City?

Accepted Answer

Assigned schools: Elementary: Old Mill; Middle: Timpanogos Middle; High: Wasatch.   School district: Wasatch.

Question 15

What high school is near 10745 COTTONWOOD, Heber City?

Accepted Answer

The nearest high school is Wasatch. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 16

What elementary school is near 10745 COTTONWOOD, Heber City?

Accepted Answer

The nearest elementary school is Old Mill. Propaired provides full school ratings and comparison data for all schools in this area.

Question 17

What middle school is near 10745 COTTONWOOD, Heber City?

Accepted Answer

The nearest middle school is Timpanogos Middle.

Question 18

What is the internet speed at 10745 COTTONWOOD, Heber City?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: All West Communications (1000 Mbps, Fiber); All West Communications (50 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 5.

Question 19

Is 10745 COTTONWOOD, Heber City in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 20

How does this listing compare to the Heber City market?

Accepted Answer

10745 COTTONWOOD, Heber City is listed at $595,000, which is below the Heber City median of $975,000 by $380,000. There are currently 309 active listings in Heber City. Homes in Heber City sell in an average of 130 days. The average sale-to-list ratio is 97.4%.

Question 21

What is the Heber City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Heber City is $975,000. There are currently 309 active listings. Homes sell in an average of 130 days. The average sale-to-list ratio is 97.4%. This listing at $595,000 is below the Heber City 2026 median.

Question 22

Are there other homes for sale in Heber City?

Accepted Answer

Yes — there are currently 309 active listings in Heber City. Browse all Heber City homes for sale at propaired.ai/listings/ut/heber-city. Prices range around a median of $975,000. Homes in Heber City are selling in about 130 days on average.

Question 23

What is the Heber City neighborhood like?

Accepted Answer

Mountain valley community. Outdoor recreation hub, good schools, growing, outdoor access (skiing, hiking, fishing). Family-friendly. Heber City is known for: mountain-valley, outdoor-recreation, growing, family-friendly. Population: approximately 17,000. Explore the full Heber City market data and community guide on Propaired.

Question 24

How does this price compare to the Utah state average?

Accepted Answer

At $595,000, this property is above the Utah state median of $510,000 by $85,000. Heber City prices are 91% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 25

What is the Propaired intelligence score for 10745 COTTONWOOD, Heber City?

Accepted Answer

This property has a Propaired intelligence score of 62/100, combining deal value (100), recreation access (47), amenity proximity (N/A), broadband quality (100), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 26

What heating and cooling systems does 10745 COTTONWOOD, Heber City have?

Accepted Answer

Heating: Electric,Wood. Cooling system details are not listed. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 27

What type of roof does 10745 COTTONWOOD, Heber City have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 54-year-old home, reviewing recent roof inspections is recommended.

Question 28

Does 10745 COTTONWOOD, Heber City have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 29

What is 10745 COTTONWOOD, Heber City constructed from?

Accepted Answer

Construction materials include: Aluminum,Metal Siding,Other. The construction type affects long-term maintenance requirements and insurance costs.

Question 30

What are the water and sewer connections for 10745 COTTONWOOD, Heber City?

Accepted Answer

Water source: Culinary. Sewer: Septic Tank.  Septic systems require regular pumping (every 3-5 years) and inspection. Budget approximately $300-$500 for routine maintenance. Water is a critical consideration in Utah's arid climate.

Question 31

What is the commute like from 10745 COTTONWOOD, Heber City?

Accepted Answer

10745 COTTONWOOD, Heber City is located in Heber City, in the Wasatch Front region of Utah. With a population of approximately 17,000, Heber City has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 32

What is the Heber City community like?

Accepted Answer

Heber City is known for: mountain-valley, outdoor-recreation, growing, family-friendly, good-schools. The city has approximately 17,000 residents. The median home price in Heber City is $520,000. Explore the full Heber City community profile on Propaired for detailed neighborhood insights.

Question 33

Is Heber City a safe and family-friendly area?

Accepted Answer

Heber City is characterized as: family-friendly. With a population of about 17,000, Heber City offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 34

What would homeowner's insurance cost for 10745 COTTONWOOD, Heber City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $595,000, expect approximately $1,785-$2,975/year ($149-$248/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 10745 COTTONWOOD, Heber City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $595,000, expect approximately $11,900-$29,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 10745 COTTONWOOD, Heber City?

Accepted Answer

The annual property tax of $3,773 represents an effective rate of 0.63% relative to the list price of $595,000. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 10745 COTTONWOOD, Heber City?

Accepted Answer

Estimated total monthly housing cost: $5,025. This includes principal & interest ($2,946 at 6.30% with 20% down), property tax ($314/mo), HOA ($1,567/mo), and estimated insurance (~$198/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 10745 COTTONWOOD, Heber City eligible for FHA or VA financing?

Accepted Answer

At $595,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

Could 10745 COTTONWOOD, Heber City be a 1031 exchange property?

Accepted Answer

Yes, 10745 COTTONWOOD, Heber City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 40

How does 10745 COTTONWOOD, Heber City compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $657,000. This listing is 9% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $1,300,000. Comparable analysis is based on similar size, age, and location.

Question 41

Is the Heber City neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have decreased 0.2% over the past year. The current Zillow Home Value Index for this area is $785,043. This listing is priced at 76% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 42

What is the price trend in Heber City?

Accepted Answer

Heber City's median price has increased 112.5% month-over-month. Current median: $975,000. Days on market have increased by 52.3% month-over-month. Homes are selling at 97.4% of list price on average. Monitor these trends to time your offer strategically.

Question 43

Is 10745 COTTONWOOD, Heber City overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Market)." At 9% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 44

What school district is 10745 COTTONWOOD, Heber City in?

Accepted Answer

This property is in the Wasatch school district. Assigned elementary: Old Mill. Assigned middle: Timpanogos Middle. Assigned high: Wasatch. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 45

What parks are near 10745 COTTONWOOD, Heber City?

Accepted Answer

The nearest local park is Park (4.2 miles away). The nearest state park is Jordanelle State Park (13.4 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 46

Is there a golf course near 10745 COTTONWOOD, Heber City?

Accepted Answer

The nearest golf course is Red Ledges, 7.3 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 47

What water activities are near 10745 COTTONWOOD, Heber City?

Accepted Answer

Water recreation near this property includes: Jordanelle Reservoir (12.7 mi); boat ramp at Jordanelle State Park-Rock Cliff (10.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 48

Is 10745 COTTONWOOD, Heber City move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 49

What updates might 10745 COTTONWOOD, Heber City need?

Accepted Answer

At 54 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Electric,Wood. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 50

Does 10745 COTTONWOOD, Heber City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 51

What is the lot like at 10745 COTTONWOOD, Heber City?

Accepted Answer

The lot is 1.01 acres. Lot features: Terrain: Grad Slope,View: Mountain. Terrain: Terrain, Flat, Terrain: Grad Slope, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 52

What utilities are available at 10745 COTTONWOOD, Heber City?

Accepted Answer

Available utilities include: Electricity Connected,Sewer: Septic Tank,Water Connected. Water source: Culinary. Sewer: Septic Tank. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 53

Can I park an RV or boat at 10745 COTTONWOOD, Heber City?

Accepted Answer

Yes, this property is tagged as RV-friendly, accommodating RV, boat, or trailer parking. The 1.01-acre lot provides ample space.  RV parking capability is a sought-after feature in Utah given the state's proximity to national parks, lakes, and outdoor recreation. Verify any HOA restrictions on RV/boat parking if applicable.

10745 COTTONWOOD, Heber City, UT 84032

10745 E COTTONWOOD LN, Heber City, UT 84032

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