Question 1

What is the asking price for 10645 COTTONWOOD, Heber City?

Accepted Answer

10645 COTTONWOOD, Heber City is listed at $447,000 ($745/sqft). The original list price was $487,000, representing a reduction of $40,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 10645 COTTONWOOD, Heber City have?

Accepted Answer

This Residential features 2 bedrooms, 1 bathroom, 600 square feet of living space. It is a 1-story home. The lot is 1.12 acres.

Question 3

When was 10645 COTTONWOOD, Heber City built?

Accepted Answer

This property was built in 1983, making it 43 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 10645 COTTONWOOD, Heber City?

Accepted Answer

10645 COTTONWOOD, Heber City is a Residential (Single Family Residence). The architectural style is Cabin. It is located in the TIMBER LAKES subdivision. Zoning: Single-Family.

Question 5

Does 10645 COTTONWOOD, Heber City have a garage or parking?

Accepted Answer

Yes, this property includes 3 open parking spaces. Total parking capacity: 3 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 10645 COTTONWOOD, Heber City?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $1,895 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 10645 COTTONWOOD, Heber City?

Accepted Answer

Annual property taxes for this property are approximately $2,383 (about $199/month). This represents an effective tax rate of approximately 0.53% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 10645 COTTONWOOD, Heber City?

Accepted Answer

Interior features include: Oven: Gas, Range: Gas, Range/Oven: Free Stdng., Vaulted Ceilings, Instantaneous Hot Water. Exterior features include: Deck; Covered. The home has 1 fireplace.

Question 9

Is 10645 COTTONWOOD, Heber City a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 90/100. Key deal signals: Priced 18% below similar homes; 8% price reduction from original list; 108.0 days on market — potential negotiation opportunity. The price is 18% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Heber City?

Accepted Answer

The median price for similar properties in the area is $544,500 (based on 10 homes). At $447,000, this listing is 18% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

Has the price been reduced on 10645 COTTONWOOD, Heber City?

Accepted Answer

Yes, the price has been reduced by 8.2% from the original list price of $487,000 to the current price of $447,000 — a reduction of $40,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 10645 COTTONWOOD, Heber City?

Accepted Answer

At the current 30-year mortgage rate of 6.52% with 20% down, the estimated monthly principal and interest payment is $2,265. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,359. A 15-year mortgage at 5.84% would be $2,987/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 10645 COTTONWOOD, Heber City been on the market?

Accepted Answer

This property has been listed for 108 days. The average days on market in Heber City is 108 days, meaning this listing is right on pace with than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 10645 COTTONWOOD, Heber City a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $10,548 with a gross rental yield of 2.4%. Net rental yield (after estimated expenses): 1.5%.  Estimated debt service coverage ratio (DSCR): 0.34. Investor score: 23/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 10645 COTTONWOOD, Heber City?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $879 ($10,548/year). The gross rent multiplier is 42.4x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 10645 COTTONWOOD, Heber City offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Cabin/Mountain, Trail/Hiking Access, RV-Friendly, Gated Community. The primary lifestyle niche is "cabin_mountain." These tags are derived from MLS data, property features, and location analysis.

Question 17

What recreation is near 10645 COTTONWOOD, Heber City?

Accepted Answer

This property has a recreation score of 47/100. Nearby recreation includes: Bench Creek trailhead (3.1 mi); Park park (3.8 mi); Red Ledges (6.9 mi); Jordanelle State Park (13.1 mi). Skiing: Deer Valley Resort (16.7 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 10645 COTTONWOOD, Heber City?

Accepted Answer

Yes, the nearest trailhead is Bench Creek, just 3.1 miles from the property. Jordanelle State Park is 13.1 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 10645 COTTONWOOD, Heber City?

Accepted Answer

This property has an amenity proximity score of 49/100. Nearby services include: Grocery: K&T's Silver Eagle (8.3 mi); Hospital: Heber Valley Hospital (8.2 mi); Pharmacy: Walgreens (8.7 mi); Dining: The Chilli Spot (0.2 mi). Gas station: 8.5 miles. Gym: Challenge Course 5 (0.6 mi).

Question 20

How far is the nearest hospital from 10645 COTTONWOOD, Heber City?

Accepted Answer

The nearest hospital is Heber Valley Hospital, approximately 8.2 miles from the property. The nearest fire station is 7.5 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 10645 COTTONWOOD, Heber City?

Accepted Answer

Assigned schools: Elementary: Old Mill; Middle: Timpanogos Middle; High: Wasatch.   School district: Wasatch.

Question 22

What high school is near 10645 COTTONWOOD, Heber City?

Accepted Answer

The nearest high school is Wasatch. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 10645 COTTONWOOD, Heber City?

Accepted Answer

The nearest elementary school is Old Mill. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 10645 COTTONWOOD, Heber City?

Accepted Answer

The nearest middle school is Timpanogos Middle.

Question 25

What is the internet speed at 10645 COTTONWOOD, Heber City?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: All West Communications (1000 Mbps, Fiber); All West Communications (50 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 5.

Question 26

Is 10645 COTTONWOOD, Heber City in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Heber City market?

Accepted Answer

10645 COTTONWOOD, Heber City is listed at $447,000, which is below the Heber City median of $845,000 by $398,000. There are currently 395 active listings in Heber City. Homes in Heber City sell in an average of 108 days. The average sale-to-list ratio is 97.9%.

Question 28

What is the Heber City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Heber City is $845,000. There are currently 395 active listings. Homes sell in an average of 108 days. The average sale-to-list ratio is 97.9%. This listing at $447,000 is below the Heber City 2026 median.

Question 29

Are there other homes for sale in Heber City?

Accepted Answer

Yes — there are currently 395 active listings in Heber City. Browse all Heber City homes for sale at propaired.ai/listings/ut/heber-city. Prices range around a median of $845,000. Homes in Heber City are selling in about 108 days on average.

Question 30

What is the Heber City neighborhood like?

Accepted Answer

Mountain valley community. Outdoor recreation hub, good schools, growing, outdoor access (skiing, hiking, fishing). Family-friendly. Heber City is known for: mountain-valley, outdoor-recreation, growing, family-friendly. Population: approximately 17,000. Explore the full Heber City market data and community guide on Propaired.

Question 31

How does this price compare to the Utah state average?

Accepted Answer

At $447,000, this property is below the Utah state median of $522,000 by $75,000. Heber City prices are 62% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 32

What is the Propaired intelligence score for 10645 COTTONWOOD, Heber City?

Accepted Answer

This property has a Propaired intelligence score of 72/100, combining deal value (90), recreation access (47), amenity proximity (49), broadband quality (100), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 33

What heating and cooling systems does 10645 COTTONWOOD, Heber City have?

Accepted Answer

Heating: Propane,Wall Furnace,Wood. Cooling: Natural Ventilation. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 34

What type of roof does 10645 COTTONWOOD, Heber City have?

Accepted Answer

The roof material is Metal. Metal roofs are highly durable and can last 40-70 years with minimal maintenance. With a 43-year-old home, reviewing recent roof inspections is recommended.

Question 35

Does 10645 COTTONWOOD, Heber City have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 36

What is 10645 COTTONWOOD, Heber City constructed from?

Accepted Answer

Construction materials include: Other. The construction type affects long-term maintenance requirements and insurance costs.

Question 37

What type of flooring does 10645 COTTONWOOD, Heber City have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 38

What are the water and sewer connections for 10645 COTTONWOOD, Heber City?

Accepted Answer

Water source: Culinary,Private. Sewer: Septic Tank.  Septic systems require regular pumping (every 3-5 years) and inspection. Budget approximately $300-$500 for routine maintenance. Water is a critical consideration in Utah's arid climate.

Question 39

What is the commute like from 10645 COTTONWOOD, Heber City?

Accepted Answer

10645 COTTONWOOD, Heber City is located in Heber City, in the Wasatch Front region of Utah. With a population of approximately 17,000, Heber City has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 40

What shopping and dining is near 10645 COTTONWOOD, Heber City?

Accepted Answer

The nearest restaurant is The Chilli Spot (0.2 miles away) and the nearest grocery store is K&T's Silver Eagle (8.3 miles). Coffee: Woodland Biscuit Company (7.5 mi). Banking: Utah Community Credit Union (8.6 mi). Overall amenity proximity score: 49/100.

Question 41

What is the Heber City community like?

Accepted Answer

Heber City is known for: mountain-valley, outdoor-recreation, growing, family-friendly, good-schools. The city has approximately 17,000 residents. The median home price in Heber City is $520,000. Explore the full Heber City community profile on Propaired for detailed neighborhood insights.

Question 42

Is Heber City a safe and family-friendly area?

Accepted Answer

Heber City is characterized as: family-friendly. With a population of about 17,000, Heber City offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 43

What would homeowner's insurance cost for 10645 COTTONWOOD, Heber City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $447,000, expect approximately $1,341-$2,235/year ($112-$186/month).   Get multiple quotes — rates vary significantly by insurer.

Question 44

What are the estimated closing costs for 10645 COTTONWOOD, Heber City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $447,000, expect approximately $8,940-$22,350 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 45

How does the property tax compare to the list price at 10645 COTTONWOOD, Heber City?

Accepted Answer

The annual property tax of $2,383 represents an effective rate of 0.53% relative to the list price of $447,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 46

What are the total estimated monthly costs for 10645 COTTONWOOD, Heber City?

Accepted Answer

Estimated total monthly housing cost: $4,508. This includes principal & interest ($2,265 at 6.52% with 20% down), property tax ($199/mo), HOA ($1,895/mo), and estimated insurance (~$149/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 47

Is 10645 COTTONWOOD, Heber City eligible for FHA or VA financing?

Accepted Answer

At $447,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 48

What is the estimated cap rate for 10645 COTTONWOOD, Heber City?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 1.5%, based on estimated annual rent of $10,548 and a purchase price of $447,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 49

Is Heber City a good rental market?

Accepted Answer

Estimated monthly rent in Heber City is approximately $1,032. Homes in Heber City sell in an average of 108 days, indicating moderate demand in this market. There are 395 active listings currently. Gross rental yield in this area: 2.4%. Utah's steady population growth continues to drive rental demand.

Question 50

Could 10645 COTTONWOOD, Heber City be a 1031 exchange property?

Accepted Answer

Yes, 10645 COTTONWOOD, Heber City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 51

How does 10645 COTTONWOOD, Heber City compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $544,500. This listing is 18% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $1,237,500. Comparable analysis is based on similar size, age, and location.

Question 52

Is the Heber City neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 0.5% over the past year. The current Zillow Home Value Index for this area is $110,344. This listing is priced at 405% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 53

What is the price trend in Heber City?

Accepted Answer

Heber City's median price has decreased 5.7% month-over-month. Current median: $845,000. Days on market have increased by 62.9% month-over-month. Homes are selling at 97.9% of list price on average. Monitor these trends to time your offer strategically.

Question 54

Is 10645 COTTONWOOD, Heber City overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 18% below comparable homes, this property appears competitively priced. Deal score: 90/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 55

What school district is 10645 COTTONWOOD, Heber City in?

Accepted Answer

This property is in the Wasatch school district. Assigned elementary: Old Mill. Assigned middle: Timpanogos Middle. Assigned high: Wasatch. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 56

What parks are near 10645 COTTONWOOD, Heber City?

Accepted Answer

The nearest local park is Park (3.8 miles away). The nearest state park is Jordanelle State Park (13.1 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 57

Is there a golf course near 10645 COTTONWOOD, Heber City?

Accepted Answer

The nearest golf course is Red Ledges, 6.9 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 58

What water activities are near 10645 COTTONWOOD, Heber City?

Accepted Answer

Water recreation near this property includes: Jordanelle Reservoir (12.4 mi); boat ramp at Jordanelle State Park-Rock Cliff (10.4 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 59

Is 10645 COTTONWOOD, Heber City move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 60

What updates might 10645 COTTONWOOD, Heber City need?

Accepted Answer

At 43 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Metal. Current heating: Propane,Wall Furnace,Wood. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 61

Does 10645 COTTONWOOD, Heber City come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 62

What is the lot like at 10645 COTTONWOOD, Heber City?

Accepted Answer

The lot is 1.12 acres. Lot features: Road: Unpaved,Secluded,Terrain: Grad Slope,Wooded. Terrain: Road: Unpaved, Secluded Yard, Terrain: Grad Slope, Wooded.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 63

What utilities are available at 10645 COTTONWOOD, Heber City?

Accepted Answer

Available utilities include: Natural Gas Not Available,Electricity Connected,Sewer: Septic Tank,Water Connected. Water source: Culinary,Private. Sewer: Septic Tank. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 64

Is there EV charging near 10645 COTTONWOOD, Heber City?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 11.9 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers.

10645 COTTONWOOD, Heber City, UT 84032

10645 COTTONWOOD LN #533, Heber City, UT 84032

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