Question 1

What is the asking price for 732 SPRUCE, Garden City?

Accepted Answer

732 SPRUCE, Garden City is listed at $175,000 ($50/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 732 SPRUCE, Garden City have?

Accepted Answer

This Residential features 4 bedrooms, 4 bathrooms, 3,500 square feet of living space. It is a 2-story home. The lot is 0.34 acres.

Question 3

When was 732 SPRUCE, Garden City built?

Accepted Answer

This property was built in 2018, making it 8 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 732 SPRUCE, Garden City?

Accepted Answer

732 SPRUCE, Garden City is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the BUTTERCUP ESTATE subdivision. Zoning: Single-Family, Short Term Rental Allowed.

Question 5

Does 732 SPRUCE, Garden City have a garage or parking?

Accepted Answer

Yes, this property includes 7 open parking spaces. Total parking capacity: 7 vehicles.

Question 6

Is there an HOA for 732 SPRUCE, Garden City?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 732 SPRUCE, Garden City?

Accepted Answer

Annual property taxes for this property are approximately $3,100 (about $258/month). This represents an effective tax rate of approximately 1.77% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 732 SPRUCE, Garden City?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Den/Office, Disposal, Great Room. Exterior features include: Basement Entrance, Bay Box Windows, Deck; Covered, Double Pane Windows, Lighting. The home has 1 fireplace.   View: Lake,Mountain(s).

Question 9

Is 732 SPRUCE, Garden City a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 100/100. Key deal signals: Priced 81% below similar homes; Priced 75% below market value; 5.0% year-over-year market appreciation. The price is 81% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Garden City?

Accepted Answer

The median price for similar properties in the area is $937,450 (based on 10 homes). At $175,000, this listing is 81% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 732 SPRUCE, Garden City?

Accepted Answer

At the current 30-year mortgage rate of 6.52% with 20% down, the estimated monthly principal and interest payment is $887. Including estimated taxes, the total monthly cost is approximately $1,145. A 15-year mortgage at 5.84% would be $1,169/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 732 SPRUCE, Garden City been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Garden City is 128 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 732 SPRUCE, Garden City a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $57,241 with a gross rental yield of 32.7%. Net rental yield (after estimated expenses): 21.3%. This property passes the 1% rule — monthly rent exceeds 1% of purchase price. Estimated debt service coverage ratio (DSCR): 4.73. Investor score: 75/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 732 SPRUCE, Garden City?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $4,770 ($57,240/year). The gross rent multiplier is 3.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 732 SPRUCE, Garden City offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: ADU/Multigenerational, Luxury Estate, Hot Tub/Spa. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 732 SPRUCE, Garden City near skiing?

Accepted Answer

This property is within reach of skiing. Beaver Mountain Resort is 8.0 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

What makes 732 SPRUCE, Garden City a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 3,500 sqft on 0.34 acres, it offers premium living.    Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 18

What recreation is near 732 SPRUCE, Garden City?

Accepted Answer

This property has a recreation score of 83/100. Nearby recreation includes: Limber Pine Nature trailhead (3.6 mi); Heritage Park park (0.3 mi); Bear Lake Golf Course (2.4 mi); Bear Lake State Park (2.1 mi). Skiing: Beaver Mountain Resort (8.0 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 732 SPRUCE, Garden City?

Accepted Answer

Yes, the nearest trailhead is Limber Pine Nature, just 3.6 miles from the property. Bear Lake State Park is 2.1 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 732 SPRUCE, Garden City?

Accepted Answer

This property has an amenity proximity score of 94/100. Nearby services include: Grocery: Bear Lake Market (1.1 mi); Hospital: Keith W. Kent, NP (23.9 mi); Pharmacy: Bear Lake Drug Garden City (0.6 mi); Dining: Bear Lake Pizza Co (0.8 mi). Gas station: 0.9 miles. Gym: The Shed Fit 365 (1.3 mi).

Question 21

How far is the nearest hospital from 732 SPRUCE, Garden City?

Accepted Answer

The nearest hospital is Keith W. Kent, NP, approximately 23.9 miles from the property. The nearest fire station is 1.0 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 732 SPRUCE, Garden City?

Accepted Answer

Assigned schools: Elementary: North Rich; Middle: Rich; High: Rich.   School district: Rich.

Question 23

What high school is near 732 SPRUCE, Garden City?

Accepted Answer

The nearest high school is Rich. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 24

What elementary school is near 732 SPRUCE, Garden City?

Accepted Answer

The nearest elementary school is North Rich. Propaired provides full school ratings and comparison data for all schools in this area.

Question 25

What middle school is near 732 SPRUCE, Garden City?

Accepted Answer

The nearest middle school is Rich.

Question 26

What is the internet speed at 732 SPRUCE, Garden City?

Accepted Answer

This property has a broadband score of 85/100 (Excellent). Best available speed: 500 Mbps download / 100 Mbps upload. Fiber is not currently available at this address. Available providers: CentraCom (500 Mbps, Fixed Wireless); CentraCom (10 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 5.

Question 27

Is 732 SPRUCE, Garden City in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 28

How does this listing compare to the Garden City market?

Accepted Answer

732 SPRUCE, Garden City is listed at $175,000, which is below the Garden City median of $699,000 by $524,000. There are currently 182 active listings in Garden City. Homes in Garden City sell in an average of 128 days. The average sale-to-list ratio is 98.1%.

Question 29

What is the Garden City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Garden City is $699,000. There are currently 182 active listings. Homes sell in an average of 128 days. The average sale-to-list ratio is 98.1%. This listing at $175,000 is below the Garden City 2026 median.

Question 30

Are there other homes for sale in Garden City?

Accepted Answer

Yes — there are currently 182 active listings in Garden City. Browse all Garden City homes for sale at propaired.ai/listings/ut/garden-city. Prices range around a median of $699,000. Homes in Garden City are selling in about 128 days on average.

Question 31

How does this price compare to the Utah state average?

Accepted Answer

At $175,000, this property is below the Utah state median of $522,000 by $347,000. Garden City prices are 34% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 32

What is the Propaired intelligence score for 732 SPRUCE, Garden City?

Accepted Answer

This property has a Propaired intelligence score of 82/100, combining deal value (100), recreation access (83), amenity proximity (94), broadband quality (85), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 33

What heating and cooling systems does 732 SPRUCE, Garden City have?

Accepted Answer

Heating: Forced Air,Gas: Central,Hot Water,Propane. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 34

What type of roof does 732 SPRUCE, Garden City have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 8-year-old home, reviewing recent roof inspections is recommended.

Question 35

Does 732 SPRUCE, Garden City have a basement?

Accepted Answer

Yes, the basement is described as: Daylight,Entrance,Full,Walk-Out Access. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 36

What is 732 SPRUCE, Garden City constructed from?

Accepted Answer

Construction materials include: Asphalt,Stone. Stone construction provides exceptional durability and a premium aesthetic.

Question 37

What type of flooring does 732 SPRUCE, Garden City have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 38

What are the water and sewer connections for 732 SPRUCE, Garden City?

Accepted Answer

Water source: Culinary,Irrigation. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 39

What shopping and dining is near 732 SPRUCE, Garden City?

Accepted Answer

The nearest restaurant is Bear Lake Pizza Co (0.8 miles away) and the nearest grocery store is Bear Lake Market (1.1 miles). Coffee: Moose Buns (0.9 mi). Banking: Zions Bank (1.6 mi). Overall amenity proximity score: 94/100.

Question 40

What would homeowner's insurance cost for 732 SPRUCE, Garden City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $175,000, expect approximately $525-$875/year ($44-$73/month).   Get multiple quotes — rates vary significantly by insurer.

Question 41

What are the estimated closing costs for 732 SPRUCE, Garden City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $175,000, expect approximately $3,500-$8,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 42

How does the property tax compare to the list price at 732 SPRUCE, Garden City?

Accepted Answer

The annual property tax of $3,100 represents an effective rate of 1.77% relative to the list price of $175,000. This is above the Utah average of approximately 0.58%. Taxes may adjust after a sale based on the county's reassessment. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 43

What are the total estimated monthly costs for 732 SPRUCE, Garden City?

Accepted Answer

Estimated total monthly housing cost: $1,203. This includes principal & interest ($887 at 6.52% with 20% down), property tax ($258/mo), and estimated insurance (~$58/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 44

Is 732 SPRUCE, Garden City eligible for FHA or VA financing?

Accepted Answer

At $175,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 45

What is the estimated cap rate for 732 SPRUCE, Garden City?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 21.3%, based on estimated annual rent of $57,241 and a purchase price of $175,000. A cap rate above 6% is generally considered strong for residential investment. This property also passes the 1% rule.

Question 46

Is Garden City a good rental market?

Accepted Answer

Estimated monthly rent in Garden City is approximately $4,095. Homes in Garden City sell in an average of 128 days, indicating moderate demand in this market. There are 182 active listings currently. Gross rental yield in this area: 32.7%. Utah's steady population growth continues to drive rental demand.

Question 47

How does 732 SPRUCE, Garden City compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $937,450. This listing is 81% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $750,000. Comparable analysis is based on similar size, age, and location.

Question 48

Is the Garden City neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 5.0% over the past year. The current Zillow Home Value Index for this area is $458,763. This listing is priced at 38% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in Garden City?

Accepted Answer

Garden City's median price has increased 83.2% month-over-month. Current median: $699,000. Days on market have decreased by 77.7% month-over-month. Homes are selling at 98.1% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 732 SPRUCE, Garden City overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 81% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 732 SPRUCE, Garden City in?

Accepted Answer

This property is in the Rich school district. Assigned elementary: North Rich. Assigned middle: Rich. Assigned high: Rich. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

What parks are near 732 SPRUCE, Garden City?

Accepted Answer

The nearest local park is Heritage Park (0.3 miles away). The nearest state park is Bear Lake State Park (2.1 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 53

Is there a golf course near 732 SPRUCE, Garden City?

Accepted Answer

The nearest golf course is Bear Lake Golf Course, 2.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 54

What water activities are near 732 SPRUCE, Garden City?

Accepted Answer

Water recreation near this property includes: Bear Lake (4.6 mi); boat ramp at Bear Lake State Park (2.2 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 55

Is 732 SPRUCE, Garden City move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 56

Does 732 SPRUCE, Garden City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 57

What is the lot like at 732 SPRUCE, Garden City?

Accepted Answer

The lot is 0.34 acres. Lot features: Road: Paved,Secluded,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Lake,View: Mountain,Drip Irrigation: Auto-Full,Private,View: Water. Terrain: Road: Paved, Secluded Yard, Sprinkler: Auto-Full, Terrain, Flat, Terrain: Grad Slope, View: Lake, View: Mountain, Drip Irrigation: Auto-Full, Private, View: Water. Views: Lake,Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 58

What utilities are available at 732 SPRUCE, Garden City?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 59

Does 732 SPRUCE, Garden City have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,Hot Water,Propane. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 60

Is there EV charging near 732 SPRUCE, Garden City?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 1.0 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

732 SPRUCE, Garden City, UT 84028

732 S SPRUCE DR, Garden City, UT 84028

About This Property

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Recreation NearbyScore: 83/100

Amenities NearbyScore: 94/100

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