129 100, Garden City, UT 84028
5BD/—BA Residential in Garden City, UT 84028. 2,675 sqft. Built 1998. Listed at $699,000. MLS #2145433.
5BD/—BA Residential in Garden City, UT 84028. 2,675 sqft. Built 1998. Listed at $699,000. MLS #2145433.
Welcome to this exceptional TURN_KEY retreat in the heart of Garden City, perfectly positioned for both personal enjoyment and income potential. This potential nightly rental accommodates up to 24 guests (previously approved for 32 with potential for re-approval), making it an ideal opportunity for investors, large family getaways, or a combination of both. Offered fully furnished and ready to enjoy, the property has been thoughtfully maintained with recent upgrades including a new HVAC system installed in October 2022 and a new washer and dryer added in March 2023, ensuring comfort and convenience for years to come. Located on a quiet street just a stone's throw from Bear Lake, you'll enjoy quick access to beaches, restaurants, and local shops, while the Bear Trail Bike Path sits right outside your door-perfect for biking, walking, and exploring the area. With ample off-street parking and no HOA fees, this property offers flexibility and freedom rarely found in nightly rental opportunities. Seller financing is available, providing an attractive option for buyers seeking a smooth and flexible purchase. Whether you're searching for a high-performing rental, a private retreat for large gatherings, or both, this Garden City property delivers the space, location, and lifestyle that make Bear Lake living unforgettable.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Tri/Multi-Level
Stories
3
County
Rich
Zoning
Short Term Rental Allowed
Construction
Asphalt,Brick
Lot Size
0.25 sq ft
Above Grade Area
2,165 sq ft
Condition
Blt./Standing
MLS #
2145433
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Tri/Multi-Level
Stories
3
County
Rich
Zoning
Short Term Rental Allowed
Construction
Asphalt,Brick
Lot Size
0.25 sq ft
Above Grade Area
2,165 sq ft
Condition
Blt./Standing
MLS #
2145433
List Price
$699,000
Original Price
$725,000
Annual Taxes
$3,246
Home Warranty
No
List Price
$699,000
Original Price
$725,000
Annual Taxes
$3,246
Home Warranty
No
Heating
Forced Air,Gas: Central,Propane
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Laminate,Concrete
Basement
Full
Materials
Asphalt,Brick
Appliances
Ceiling Fan,Dryer,Gas Grill/BBQ,Microwave,Refrigerator
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected
Heating
Forced Air,Gas: Central,Propane
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Laminate,Concrete
Basement
Full
Materials
Asphalt,Brick
Appliances
Ceiling Fan,Dryer,Gas Grill/BBQ,Microwave,Refrigerator
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected
Garage Spaces
3
Covered Spaces
3
Total Parking
12
Garage Spaces
3
Covered Spaces
3
Total Parking
12
$699,000
0% vs median
128 days
182
$72,150 – $4,400,000
$3,246
Your inquiry goes to the listing agent.
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Typically within 2 hours during business hours
Why this is a deal
Classification
Standard
Deal Score
65/100
vs Similar Homes
8% below
vs Market Median
7% above
Price Reduced
3.6%
Area Growth (YoY)
1.1%
Deal Score Breakdown
65/100 · 1 qualifying signal
Priced 8% below the median of similar listings
4% price reduction from original list — seller may be motivated
Priced 7% above the per-subtype city median
1.1% year-over-year ZHVI growth in this area
LT net cashflow -$1,354/mo (-28.5% return on ownership cost) · STR net cashflow -$2,736/mo (-57.7% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$3,853/mo
Range: $2,535 – $5,170
Net Monthly Cash Flow
−$1,353 /mo (−$16,241/yr)
Monthly rental income
Monthly ownership cost
Coverage
81%
Net /mo
−$1,354
DSCR
0.96
Est. Annual Revenue
$34,433/yr
$322/night · 41% occupancy · $90/bedroom · $0.21/sqft
Net Monthly Cash Flow
−$2,735 /mo (−$32,820/yr)
Monthly STR income
Monthly ownership cost
Coverage
61%
Net /mo
−$2,736
DSCR
0.57
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