Question 1

What is the asking price for 295 STATE, Ferron?

Accepted Answer

295 STATE, Ferron is listed at $430,000 ($170/sqft). The original list price was $465,000, representing a reduction of $35,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 295 STATE, Ferron have?

Accepted Answer

This Residential features 5 bedrooms, 2 bathrooms, 2,533 square feet of living space. It is a 1-story home. The lot is 2.42 acres.

Question 3

When was 295 STATE, Ferron built?

Accepted Answer

This property was built in 1905, making it 121 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 295 STATE, Ferron?

Accepted Answer

295 STATE, Ferron is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.  Zoning: Single-Family.

Question 5

Is there an HOA for 295 STATE, Ferron?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 6

What are the property taxes for 295 STATE, Ferron?

Accepted Answer

Annual property taxes for this property are approximately $1,927 (about $161/month). This represents an effective tax rate of approximately 0.45% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

What are the key features of 295 STATE, Ferron?

Accepted Answer

Interior features include: Kitchen: Updated, Oven: Gas. Exterior features include: Horse Property.

Question 8

Is 295 STATE, Ferron a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 95/100. Key deal signals: 10.1% year-over-year market appreciation; 8% price reduction from original list. The price is 45% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

How does this price compare to similar homes in Ferron?

Accepted Answer

The median price for similar properties in the area is $297,000 (based on 9 homes). At $430,000, this listing is 45% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 10

Has the price been reduced on 295 STATE, Ferron?

Accepted Answer

Yes, the price has been reduced by 7.5% from the original list price of $465,000 to the current price of $430,000 — a reduction of $35,000. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 295 STATE, Ferron?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $2,129. Including estimated taxes, the total monthly cost is approximately $2,290. A 15-year mortgage at 5.65% would be $2,838/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 295 STATE, Ferron been on the market?

Accepted Answer

This property has been listed for 43 days.

Question 13

What lifestyle features does 295 STATE, Ferron offer?

Accepted Answer

Propaired's AI has identified 6 lifestyle features for this property: ADU/Multigenerational, Equestrian, Golf Community, OHV/ATV Trails, Hot Tub/Spa, Investor Special. The primary lifestyle niche is "equestrian." These tags are derived from MLS data, property features, and location analysis.

Question 14

Is 295 STATE, Ferron suitable for horses?

Accepted Answer

Yes, this property is tagged as equestrian-friendly. The MLS listing confirms horse keeping is permitted. The 2.42-acre lot provides space for pasture and facilities. Check with the local municipality for any animal keeping permits required.

Question 15

What recreation is near 295 STATE, Ferron?

Accepted Answer

This property has a recreation score of 69/100. Nearby recreation includes: Josephite Point trailhead (19.7 mi); Ferron Rodeo grounds park (0.1 mi); Millsite Golf Course (3.0 mi); Millsite State Park (3.3 mi); Capitol Reef NP — Cathedral Valley (48.5 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 16

How far is 295 STATE, Ferron from a national park?

Accepted Answer

Capitol Reef NP — Cathedral Valley is 48.5 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 17

What amenities and services are near 295 STATE, Ferron?

Accepted Answer

This property has an amenity proximity score of 90/100. Nearby services include: Grocery: Main Street Market (0.3 mi); Hospital: Emery Medical Center (10.6 mi); Pharmacy: Southeastern Utah District Health Department / Boyds Family Pharmacy (10.6 mi); Dining: Grub Box Drive Inn (0.5 mi). Gas station: 0.4 miles. Gym: Ferron Fitness (0.2 mi).

Question 18

How far is the nearest hospital from 295 STATE, Ferron?

Accepted Answer

The nearest hospital is Emery Medical Center, approximately 10.6 miles from the property. The nearest fire station is 0.3 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 19

What schools serve 295 STATE, Ferron?

Accepted Answer

Assigned schools: Elementary: Ferron; Middle: San Rafael; High: Emery County.   School district: Emery.

Question 20

What high school is near 295 STATE, Ferron?

Accepted Answer

The nearest high school is Emery County. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 21

What elementary school is near 295 STATE, Ferron?

Accepted Answer

The nearest elementary school is Ferron. Propaired provides full school ratings and comparison data for all schools in this area.

Question 22

What middle school is near 295 STATE, Ferron?

Accepted Answer

The nearest middle school is San Rafael.

Question 23

What is the internet speed at 295 STATE, Ferron?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: E Fiber (1000 Mbps, Fiber); HughesNet (100 Mbps, Satellite); River Canyon Wireless (45 Mbps, Fixed Wireless). Total providers: 6.

Question 24

Is 295 STATE, Ferron in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

What is the Propaired intelligence score for 295 STATE, Ferron?

Accepted Answer

This property has a Propaired intelligence score of 77/100, combining deal value (95), recreation access (69), amenity proximity (90), broadband quality (100), and lifestyle features (6 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 26

What heating and cooling systems does 295 STATE, Ferron have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 27

What type of roof does 295 STATE, Ferron have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 121-year-old home, reviewing recent roof inspections is recommended.

Question 28

Does 295 STATE, Ferron have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 29

What is 295 STATE, Ferron constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 30

What type of flooring does 295 STATE, Ferron have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Laminate. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times.  Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 31

What are the water and sewer connections for 295 STATE, Ferron?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Septic Tank.  Septic systems require regular pumping (every 3-5 years) and inspection. Budget approximately $300-$500 for routine maintenance. Water is a critical consideration in Utah's arid climate.

Question 32

What shopping and dining is near 295 STATE, Ferron?

Accepted Answer

The nearest restaurant is Grub Box Drive Inn (0.5 miles away) and the nearest grocery store is Main Street Market (0.3 miles). Coffee: Breakaway (11.1 mi). Banking: Desertview Federal Credit Union (0.4 mi). Overall amenity proximity score: 90/100.

Question 33

What would homeowner's insurance cost for 295 STATE, Ferron?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $430,000, expect approximately $1,290-$2,150/year ($108-$179/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 295 STATE, Ferron?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $430,000, expect approximately $8,600-$21,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 295 STATE, Ferron?

Accepted Answer

The annual property tax of $1,927 represents an effective rate of 0.45% relative to the list price of $430,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 295 STATE, Ferron?

Accepted Answer

Estimated total monthly housing cost: $2,433. This includes principal & interest ($2,129 at 6.30% with 20% down), property tax ($161/mo), and estimated insurance (~$143/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 295 STATE, Ferron eligible for FHA or VA financing?

Accepted Answer

At $430,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 38

Could 295 STATE, Ferron be a 1031 exchange property?

Accepted Answer

Yes, 295 STATE, Ferron could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 39

How does 295 STATE, Ferron compare to recently sold homes nearby?

Accepted Answer

Based on 9 comparable properties, the median sold price in this area is $297,000. This listing is 45% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $338,000. Comparable analysis is based on similar size, age, and location.

Question 40

Is the Ferron neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 10.1% over the past year. The current Zillow Home Value Index for this area is $303,022. This listing is priced at 142% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 41

Is 295 STATE, Ferron overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 45% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 95/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 42

What school district is 295 STATE, Ferron in?

Accepted Answer

This property is in the Emery school district. Assigned elementary: Ferron. Assigned middle: San Rafael. Assigned high: Emery County. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 43

What parks are near 295 STATE, Ferron?

Accepted Answer

The nearest local park is Ferron Rodeo grounds (0.1 miles away). The nearest state park is Millsite State Park (3.3 miles). Nearest national park: Capitol Reef NP — Cathedral Valley (48.5 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 44

Is there a golf course near 295 STATE, Ferron?

Accepted Answer

The nearest golf course is Millsite Golf Course, 3.0 miles from the property. This property is located within a golf community, which may include membership benefits and golf course views. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 45

What water activities are near 295 STATE, Ferron?

Accepted Answer

Water recreation near this property includes: boat ramp at Millsite State Park (3.3 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 46

Is 295 STATE, Ferron move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 47

What updates might 295 STATE, Ferron need?

Accepted Answer

At 121 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 48

Does 295 STATE, Ferron come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 49

What is the lot like at 295 STATE, Ferron?

Accepted Answer

The lot is 2.42 acres. Lot features: Curb & Gutter,Fenced: Part,Sidewalks,Sprinkler: Manual-Part. Terrain: Curb & Gutter, Fenced: Part, Sidewalks, Sprinkler: Manual-Part.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 50

What utilities are available at 295 STATE, Ferron?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer: Septic Tank,Water Connected. Water source: Culinary,Secondary. Sewer: Septic Tank. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 51

Does 295 STATE, Ferron have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 52

Is there EV charging near 295 STATE, Ferron?

Accepted Answer

The nearest EV charging station is Rivian Waypoints, approximately 0.4 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

295 STATE, Ferron, UT 84523

295 S STATE ST, Ferron, UT 84523

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Schools

Property Intelligence

Recreation & Amenities

Internet & Connectivity

All Property Details

Ferron Market Context

Location

Connect with a Buyer’s Agent

Similar Homes

$560,000

$225,000

$260,000

$289,999

$389,000

Find Your Dream Home

Frequently Asked Questions

Discover