626 COTTLE, Farmington, UT 84025
4BD/—BA Residential in Farmington, UT 84025. 4,199 sqft. Built 2026. Listed at $1,199,950. MLS #2019370.
4BD/—BA Residential in Farmington, UT 84025. 4,199 sqft. Built 2026. Listed at $1,199,950. MLS #2019370.
Welcome to 626 W Cottle Lane-where location, lifestyle, and opportunity come together in one of Farmington's most desirable areas. Situated directly across from a large regional park and just minutes from premier shopping, dining, and entertainment at Station Park, this home offers the perfect balance of convenience and everyday enjoyment. Commuters will appreciate quick access to I-15, while outdoor enthusiasts will love the nearby trails, open space, and proximity to Lagoon Amusement Park. Designed with both functionality and style in mind, this beautifully constructed new home features an open-concept layout filled with natural light, creating a bright and inviting atmosphere throughout. The spacious great room flows seamlessly into the kitchen and dining area and opens directly to a large covered back deck-perfect for entertaining or relaxing while enjoying peaceful mountain and open farm field views. The kitchen showcases modern finishes, including custom cabinetry, quartz countertops, a large island, and sleek hardware for a clean, elevated look. Upstairs, a generous bonus room off the stair landing provides flexible space for a second living area, playroom, or home office-offering versatility to fit your lifestyle. The private primary suite offers a relaxing retreat with a well-appointed en suite bathroom featuring dual vanities, a separate shower, and a spacious walk-in closet. Additional bedrooms provide comfort for family or guests, while thoughtful features like a dedicated laundry room, functional mudroom, and ample storage enhance everyday living. The home also includes a 3-car garage and an unfinished basement with approximately 1,281 sq ft, offering incredible potential for future expansion, additional living space, or increased home value. What truly sets this home apart is the exceptional financial opportunity: the builder is offering $31,392.45 toward a rate buydown or closing costs when using the preferred lender-creating the potential for significantly lower monthly payments and increased affordability compared to similar homes in the area. Homes in this location rarely offer this combination of new construction, scenic views, functional design, future potential, and substantial buyer incentives. If you've been waiting for the right opportunity in Farmington, this is one you don't want to miss. Schedule your private showing today and discover how far your monthly payment can go with this limited-time incentive.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
COTTLE LANE
County
Davis
Zoning
Single-Family
Construction
Asphalt,Concrete,Cement Siding
Lot Size
0.4 sq ft
Above Grade Area
2,918 sq ft
MLS #
2019370
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
COTTLE LANE
County
Davis
Zoning
Single-Family
Construction
Asphalt,Concrete,Cement Siding
Lot Size
0.4 sq ft
Above Grade Area
2,918 sq ft
MLS #
2019370
List Price
$1,199,950
Original Price
$1,249,950
Annual Taxes
$1
Home Warranty
Yes
List Price
$1,199,950
Original Price
$1,249,950
Annual Taxes
$1
Home Warranty
Yes
Heating
Gas: Central,Gas: Stove
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Full
Materials
Asphalt,Concrete,Cement Siding
Appliances
Ceiling Fan,Portable Dishwasher,Microwave
Laundry
Electric Dryer Hookup
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected
Heating
Gas: Central,Gas: Stove
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Full
Materials
Asphalt,Concrete,Cement Siding
Appliances
Ceiling Fan,Portable Dishwasher,Microwave
Laundry
Electric Dryer Hookup
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected
Garage Spaces
3
Covered Spaces
3
Total Parking
3
Garage Spaces
3
Covered Spaces
3
Total Parking
3
Classification
Standard
Deal Score
45/100
vs Similar Homes
14% above
vs Market Median
21% above
Price Reduced
4.0%
Area Growth (YoY)
3.7%
Deal Score Breakdown
45/100
4% price reduction from original list — seller may be motivated
3.7% year-over-year ZHVI growth in this area
Priced 14% above the median of similar listings
Priced 21% above the per-subtype city median
LT net cashflow -$2,355/mo (-30.7% return on ownership cost) · STR net cashflow -$4,690/mo (-61.1% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$6,052/mo
Range: $3,471 – $8,632
Net Monthly Cash Flow
−$2,354 /mo (−$28,251/yr)
Monthly rental income
Monthly ownership cost
Coverage
79%
Net /mo
−$2,355
DSCR
0.88
Est. Annual Revenue
$51,266/yr
$358/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$4,689 /mo (−$56,269/yr)
Monthly STR income
Monthly ownership cost
Coverage
56%
Net /mo
−$4,690
DSCR
0.49
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
14
Available Providers
$725,000
+66% vs median
52 days
70
$360,000 – $4,350,000
$1
Low Crime
4.9
per 1,000
18.6
per 1,000
9.7
per 1,000
33.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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