Question 1

What is the asking price for 814 1020, Ephraim?

Accepted Answer

814 1020, Ephraim is listed at $689,000 ($144/sqft). The original list price was $705,000, representing a reduction of $16,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 814 1020, Ephraim have?

Accepted Answer

This Residential features 7 bedrooms, 4 bathrooms, 4,776 square feet of living space. It is a 2-story home. The lot is 0.4 acres.

Question 3

When was 814 1020, Ephraim built?

Accepted Answer

This property was built in 2006, making it 20 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 814 1020, Ephraim?

Accepted Answer

814 1020, Ephraim is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the SHINGLE MILL SUBDIVI subdivision. Zoning: Single-Family.

Question 5

Does 814 1020, Ephraim have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage and 6 open parking spaces. Total parking capacity: 9 vehicles.

Question 6

Is there an HOA for 814 1020, Ephraim?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 814 1020, Ephraim?

Accepted Answer

Annual property taxes for this property are approximately $3,640 (about $303/month). This represents an effective tax rate of approximately 0.53% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 814 1020, Ephraim?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal, Gas Log. Exterior features include: Basement Entrance, Entry (Foyer), Out Buildings, Patio: Covered, Porch: Open. The home has 2 fireplaces.   View: Mountain(s).

Question 9

Is 814 1020, Ephraim a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 100/100. Key deal signals: 12.6% year-over-year market appreciation. The price is 13% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ephraim?

Accepted Answer

The median price for similar properties in the area is $612,000 (based on 10 homes). At $689,000, this listing is 13% above the median for comparable homes. It ranks #Above Similar among similar listings by value.

Question 11

Has the price been reduced on 814 1020, Ephraim?

Accepted Answer

Yes, the price has been reduced by 2.3% from the original list price of $705,000 to the current price of $689,000 — a reduction of $16,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 814 1020, Ephraim?

Accepted Answer

At the current 30-year mortgage rate of 6.49% with 20% down, the estimated monthly principal and interest payment is $3,480. Including estimated taxes, the total monthly cost is approximately $3,783. A 15-year mortgage at 5.84% would be $4,604/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 814 1020, Ephraim been on the market?

Accepted Answer

This property has been listed for 20 days. The average days on market in Ephraim is 99 days, meaning this listing is moving faster than the local average.

Question 14

What lifestyle features does 814 1020, Ephraim offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: ADU/Multigenerational, Hot Tub/Spa. The primary lifestyle niche is "adu_multigenerational." These tags are derived from MLS data, property features, and location analysis.

Question 15

What recreation is near 814 1020, Ephraim?

Accepted Answer

This property has a recreation score of 77/100. Nearby recreation includes: Flume (Ephraim Canyon) trailhead (0.4 mi); Canyon View Park park (0.9 mi); Palisade State Park (10.2 mi); Palisade State Park (10.6 mi); Capitol Reef NP — Cathedral Valley (65.8 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 16

Are there hiking trails near 814 1020, Ephraim?

Accepted Answer

Yes, the nearest trailhead is Flume (Ephraim Canyon), just 0.4 miles from the property. Palisade State Park is 10.6 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 17

How far is 814 1020, Ephraim from a national park?

Accepted Answer

Capitol Reef NP — Cathedral Valley is 65.8 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 18

What amenities and services are near 814 1020, Ephraim?

Accepted Answer

This property has an amenity proximity score of 81/100. Nearby services include: Grocery: Pueblo Chico Market (1.6 mi); Hospital: Blue Hills Residential North (16.9 mi); Pharmacy: Marketfresh (2.4 mi); Dining: Los Amigos Mexican Restaurant (1.1 mi). Gas station: 1.7 miles. Gym: 180 Fitness - Ephraim (1.3 mi).

Question 19

How far is the nearest hospital from 814 1020, Ephraim?

Accepted Answer

The nearest hospital is Blue Hills Residential North, approximately 16.9 miles from the property. The nearest fire station is 0.9 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 814 1020, Ephraim?

Accepted Answer

Assigned schools: Elementary: Ephraim; Middle: Ephraim; High: Manti. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Ephraim Middle with a 56% state performance score (1.0 miles away). School district: South Sanpete.

Question 21

What high school is near 814 1020, Ephraim?

Accepted Answer

The nearest high school is Manti. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 22

What elementary school is near 814 1020, Ephraim?

Accepted Answer

The nearest elementary school is Ephraim. Propaired provides full school ratings and comparison data for all schools in this area.

Question 23

What middle school is near 814 1020, Ephraim?

Accepted Answer

The nearest middle school is Ephraim.

Question 24

What is the internet speed at 814 1020, Ephraim?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: CentraCom (1000 Mbps, Fiber); CentraCom (50 Mbps, Fixed Wireless); CentraCom (50 Mbps, DSL). Total providers: 6.

Question 25

Is 814 1020, Ephraim in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the Ephraim market?

Accepted Answer

814 1020, Ephraim is listed at $689,000, which is above the Ephraim median of $424,000 by $265,000. There are currently 28 active listings in Ephraim. Homes in Ephraim sell in an average of 99 days. The average sale-to-list ratio is 97.3%.

Question 27

What is the Ephraim real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Ephraim is $424,000. There are currently 28 active listings. Homes sell in an average of 99 days. The average sale-to-list ratio is 97.3%. This listing at $689,000 is above the Ephraim 2026 median.

Question 28

Are there other homes for sale in Ephraim?

Accepted Answer

Yes — there are currently 28 active listings in Ephraim. Browse all Ephraim homes for sale at propaired.ai/listings/ut/ephraim. Prices range around a median of $424,000. Homes in Ephraim are selling in about 99 days on average.

Question 29

How does this price compare to the Utah state average?

Accepted Answer

At $689,000, this property is above the Utah state median of $525,000 by $164,000. Ephraim prices are 19% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 30

What is the Propaired intelligence score for 814 1020, Ephraim?

Accepted Answer

This property has a Propaired intelligence score of 79/100, combining deal value (100), recreation access (77), amenity proximity (81), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 31

What heating and cooling systems does 814 1020, Ephraim have?

Accepted Answer

Heating: Forced Air,Gas: Central,Hot Water,Wood,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 32

What type of roof does 814 1020, Ephraim have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 20-year-old home, reviewing recent roof inspections is recommended.

Question 33

Does 814 1020, Ephraim have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 34

What type of flooring does 814 1020, Ephraim have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Linoleum. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times.  Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 35

What are the water and sewer connections for 814 1020, Ephraim?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 36

What shopping and dining is near 814 1020, Ephraim?

Accepted Answer

The nearest restaurant is Los Amigos Mexican Restaurant (1.1 miles away) and the nearest grocery store is Pueblo Chico Market (1.6 miles). Coffee: Solid Rock Cafe (1.5 mi). Banking: Zions Bank (1.6 mi). Overall amenity proximity score: 81/100.

Question 37

What would homeowner's insurance cost for 814 1020, Ephraim?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $689,000, expect approximately $2,067-$3,445/year ($172-$287/month).   Get multiple quotes — rates vary significantly by insurer.

Question 38

What are the estimated closing costs for 814 1020, Ephraim?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $689,000, expect approximately $13,780-$34,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 39

How does the property tax compare to the list price at 814 1020, Ephraim?

Accepted Answer

The annual property tax of $3,640 represents an effective rate of 0.53% relative to the list price of $689,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 40

What are the total estimated monthly costs for 814 1020, Ephraim?

Accepted Answer

Estimated total monthly housing cost: $4,013. This includes principal & interest ($3,480 at 6.49% with 20% down), property tax ($303/mo), and estimated insurance (~$230/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 41

Is 814 1020, Ephraim eligible for FHA or VA financing?

Accepted Answer

At $689,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 42

Could 814 1020, Ephraim be a 1031 exchange property?

Accepted Answer

Yes, 814 1020, Ephraim could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 43

How does 814 1020, Ephraim compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $612,000. This listing is 13% above the comparable median. It ranks Above Similar among similar listings by value. The median for this property type specifically is $569,950. Comparable analysis is based on similar size, age, and location.

Question 44

Is the Ephraim neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 12.6% over the past year. The current Zillow Home Value Index for this area is $448,920. This listing is priced at 154% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 45

What is the price trend in Ephraim?

Accepted Answer

Ephraim's median price has increased 3.7% month-over-month. Current median: $424,000. Days on market have increased by 182.5% month-over-month. Homes are selling at 97.3% of list price on average. Monitor these trends to time your offer strategically.

Question 46

Is 814 1020, Ephraim overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 13% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 47

What school district is 814 1020, Ephraim in?

Accepted Answer

This property is in the South Sanpete school district. Assigned elementary: Ephraim. Assigned middle: Ephraim. Assigned high: Manti. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 48

What parks are near 814 1020, Ephraim?

Accepted Answer

The nearest local park is Canyon View Park (0.9 miles away). The nearest state park is Palisade State Park (10.6 miles). Nearest national park: Capitol Reef NP — Cathedral Valley (65.8 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 49

Is there a golf course near 814 1020, Ephraim?

Accepted Answer

The nearest golf course is Palisade State Park, 10.2 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 50

What water activities are near 814 1020, Ephraim?

Accepted Answer

Water recreation near this property includes: boat ramp at Palisade State Park (10.7 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 51

Is 814 1020, Ephraim move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 52

Does 814 1020, Ephraim come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 53

What is the lot like at 814 1020, Ephraim?

Accepted Answer

The lot is 0.4 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Mountain,Drip Irrigation: Auto-Full. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Full, View: Mountain, Drip Irrigation: Auto-Full. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 54

What utilities are available at 814 1020, Ephraim?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 55

Does 814 1020, Ephraim have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,Hot Water,Wood,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 56

Is there EV charging near 814 1020, Ephraim?

Accepted Answer

The nearest EV charging station is Tesla Supercharger, approximately 27.4 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

814 1020, Ephraim, UT 84627

814 E 1020 S, Ephraim, UT 84627

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