Question 1

What is the asking price for 475 440, Ephraim?

Accepted Answer

475 440, Ephraim is listed at $900,000 ($186/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 475 440, Ephraim have?

Accepted Answer

This Residential features 7 bedrooms, 4 bathrooms, 4,833 square feet of living space. It is a 2-story home. The lot is 0.84 acres.

Question 3

When was 475 440, Ephraim built?

Accepted Answer

This property was built in 2007, making it 19 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 475 440, Ephraim?

Accepted Answer

475 440, Ephraim is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the SOUTH MEADOWS SUBDIVISION subdivision. Zoning: Single-Family, Short Term Rental Allowed.

Question 5

Does 475 440, Ephraim have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and a carport. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 475 440, Ephraim?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 475 440, Ephraim?

Accepted Answer

Annual property taxes for this property are approximately $3,776 (about $315/month). This represents an effective tax rate of approximately 0.42% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 475 440, Ephraim?

Accepted Answer

Interior features include: Central Vacuum, Closet: Walk-In, Den/Office, Disposal, Gas Log. Exterior features include: Basement Entrance, Out Buildings, Lighting, Patio: Covered, Secured Building. The home has 2 fireplaces.   View: Mountain(s).

Question 9

Is 475 440, Ephraim a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 10/100. The price is 41% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ephraim?

Accepted Answer

The median price for similar properties in the area is $636,500 (based on 10 homes). At $900,000, this listing is 41% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 475 440, Ephraim?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $4,457. Including estimated taxes, the total monthly cost is approximately $4,772. A 15-year mortgage at 5.65% would be $5,940/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 475 440, Ephraim been on the market?

Accepted Answer

This property has been listed for 42 days. The average days on market in Ephraim is 171 days, meaning this listing is moving faster than the local average.

Question 13

What lifestyle features does 475 440, Ephraim offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: ADU/Multigenerational, Scenic Views, Sport Court. The primary lifestyle niche is "adu_multigenerational." These tags are derived from MLS data, property features, and location analysis.

Question 14

What recreation is near 475 440, Ephraim?

Accepted Answer

This property has a recreation score of 80/100. Nearby recreation includes: Flume (Ephraim Canyon) trailhead (1.1 mi); Ball Park park (0.4 mi); Palisade State Park (10.6 mi); Palisade State Park (11.0 mi); Capitol Reef NP — Cathedral Valley (66.6 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 15

Are there hiking trails near 475 440, Ephraim?

Accepted Answer

Yes, the nearest trailhead is Flume (Ephraim Canyon), just 1.1 miles from the property. Palisade State Park is 11.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 16

How far is 475 440, Ephraim from a national park?

Accepted Answer

Capitol Reef NP — Cathedral Valley is 66.6 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 17

What amenities and services are near 475 440, Ephraim?

Accepted Answer

This property has an amenity proximity score of 90/100. Nearby services include: Grocery: Market Fresh (0.6 mi); Hospital: Intermountain Manti Clinic (6.6 mi); Pharmacy: Marketfresh (1.6 mi); Dining: Snow Dragon (0.6 mi). Gas station: 1.0 miles. Gym: 180 Fitness - Ephraim (0.6 mi).

Question 18

How far is the nearest hospital from 475 440, Ephraim?

Accepted Answer

The nearest hospital is Intermountain Manti Clinic, approximately 6.6 miles from the property. The nearest fire station is 0.5 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 19

What schools serve 475 440, Ephraim?

Accepted Answer

Assigned schools: Elementary: Ephraim; Middle: Ephraim; High: Manti. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Ephraim Middle with a 56% state performance score (0.4 miles away). School district: South Sanpete.

Question 20

What high school is near 475 440, Ephraim?

Accepted Answer

The nearest high school is Manti. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 21

What elementary school is near 475 440, Ephraim?

Accepted Answer

The nearest elementary school is Ephraim. Propaired provides full school ratings and comparison data for all schools in this area.

Question 22

What middle school is near 475 440, Ephraim?

Accepted Answer

The nearest middle school is Ephraim.

Question 23

What is the internet speed at 475 440, Ephraim?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: CentraCom (1000 Mbps, Fiber); CentraCom (1000 Mbps, Cable); HughesNet (100 Mbps, Satellite). Total providers: 7.

Question 24

Is 475 440, Ephraim in a flood zone?

Accepted Answer

Yes, this property is in a FEMA Special Flood Hazard Area (SFHA). FEMA flood zone: A. Flood insurance IS required for this property by most lenders.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Ephraim market?

Accepted Answer

475 440, Ephraim is listed at $900,000, which is above the Ephraim median of $412,000 by $488,000. There are currently 26 active listings in Ephraim. Homes in Ephraim sell in an average of 171 days. The average sale-to-list ratio is 98.0%.

Question 26

What is the Ephraim real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Ephraim is $412,000. There are currently 26 active listings. Homes sell in an average of 171 days. The average sale-to-list ratio is 98.0%. This listing at $900,000 is above the Ephraim 2026 median.

Question 27

Are there other homes for sale in Ephraim?

Accepted Answer

Yes — there are currently 26 active listings in Ephraim. Browse all Ephraim homes for sale at propaired.ai/listings/ut/ephraim. Prices range around a median of $412,000. Homes in Ephraim are selling in about 171 days on average.

Question 28

How does this price compare to the Utah state average?

Accepted Answer

At $900,000, this property is above the Utah state median of $510,000 by $390,000. Ephraim prices are 19% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 29

What is the Propaired intelligence score for 475 440, Ephraim?

Accepted Answer

This property has a Propaired intelligence score of 49/100, combining deal value (10), recreation access (80), amenity proximity (90), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 30

What heating and cooling systems does 475 440, Ephraim have?

Accepted Answer

Heating: Forced Air,Gas: Central,Wood. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 31

What type of roof does 475 440, Ephraim have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 19-year-old home, reviewing recent roof inspections is recommended.

Question 32

Does 475 440, Ephraim have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 33

What is 475 440, Ephraim constructed from?

Accepted Answer

Construction materials include: Asphalt,Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 34

What type of flooring does 475 440, Ephraim have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Tile. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times. Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 35

What are the water and sewer connections for 475 440, Ephraim?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 36

What shopping and dining is near 475 440, Ephraim?

Accepted Answer

The nearest restaurant is Snow Dragon (0.6 miles away) and the nearest grocery store is Market Fresh (0.6 miles). Coffee: Solid Rock Cafe (0.8 mi). Banking: Utah Heritage Credit Union (0.7 mi). Overall amenity proximity score: 90/100.

Question 37

What would homeowner's insurance cost for 475 440, Ephraim?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $900,000, expect approximately $2,700-$4,500/year ($225-$375/month). Flood insurance is also required for this property, adding approximately $500-$2,000/year.  Get multiple quotes — rates vary significantly by insurer.

Question 38

What are the estimated closing costs for 475 440, Ephraim?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $900,000, expect approximately $18,000-$45,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 39

How does the property tax compare to the list price at 475 440, Ephraim?

Accepted Answer

The annual property tax of $3,776 represents an effective rate of 0.42% relative to the list price of $900,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 40

What are the total estimated monthly costs for 475 440, Ephraim?

Accepted Answer

Estimated total monthly housing cost: $5,072. This includes principal & interest ($4,457 at 6.30% with 20% down), property tax ($315/mo), and estimated insurance (~$300/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 41

Is 475 440, Ephraim eligible for FHA or VA financing?

Accepted Answer

At $900,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 42

Could 475 440, Ephraim be a 1031 exchange property?

Accepted Answer

Yes, 475 440, Ephraim could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 43

How does 475 440, Ephraim compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $636,500. This listing is 41% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $530,000. Comparable analysis is based on similar size, age, and location.

Question 44

What is the price trend in Ephraim?

Accepted Answer

Ephraim's median price has increased 37.3% month-over-month. Current median: $412,000. Days on market have increased by 3.4% month-over-month. Homes are selling at 98.0% of list price on average. Monitor these trends to time your offer strategically.

Question 45

Is 475 440, Ephraim overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 41% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 10/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 46

What school district is 475 440, Ephraim in?

Accepted Answer

This property is in the South Sanpete school district. Assigned elementary: Ephraim. Assigned middle: Ephraim. Assigned high: Manti. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 47

What parks are near 475 440, Ephraim?

Accepted Answer

The nearest local park is Ball Park (0.4 miles away). The nearest state park is Palisade State Park (11.0 miles). Nearest national park: Capitol Reef NP — Cathedral Valley (66.6 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 48

Is there a golf course near 475 440, Ephraim?

Accepted Answer

The nearest golf course is Palisade State Park, 10.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 49

What water activities are near 475 440, Ephraim?

Accepted Answer

Water recreation near this property includes: boat ramp at Palisade State Park (11.2 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 50

Is 475 440, Ephraim move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 51

Does 475 440, Ephraim come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 52

What is the lot like at 475 440, Ephraim?

Accepted Answer

The lot is 0.84 acres. Lot features: Cul-De-Sac,Sprinkler: Auto-Part,View: Mountain,Drip Irrigation: Auto-Part. Terrain: Cul-de-Sac, Sprinkler: Auto-Part, Terrain, Flat, View: Mountain, Drip Irrigation: Auto-Part. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 53

What utilities are available at 475 440, Ephraim?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 54

Does 475 440, Ephraim have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,Wood. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 55

Is there EV charging near 475 440, Ephraim?

Accepted Answer

The nearest EV charging station is Tesla Supercharger, approximately 26.7 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

475 440, Ephraim, UT 84627

475 S 440 E, Ephraim, UT 84627

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