7194 SILVER CREEK, Eagle Mountain, UT 84005
6BD/—BA Residential in Eagle Mountain, UT 84005. 3,435 sqft. Built 2020. Listed at $619,900. MLS #2150884.
6BD/—BA Residential in Eagle Mountain, UT 84005. 3,435 sqft. Built 2020. Listed at $619,900. MLS #2150884.
Rare Eagle Mountain opportunity with real income potential and seller financing available. This spacious 6-bedroom, 3.5-bath home includes a separate basement apartment currently renting for **$1,350/month**, with the tenant also paying **1/3 of utilities**. Seller financing is available at a below-market **4.99% interest rate**, allowing buyers to combine favorable financing with built-in monthly rental income. The main home offers a bright, well-maintained layout with upgraded cabinets, stylish finishes, 9-foot ceilings on both levels, and plenty of room to spread out. The separate mother-in-law apartment features 2 bedrooms, its own laundry, private entrance, and a double-lock door for added privacy-ideal for rental income, multi-generational living, or a flexible house-hacking setup. With ample parking, a versatile floor plan, and move-in-ready condition, this property offers options that are hard to find at this price point. Located in the heart of Eagle Mountain near outdoor trails, parks, Silver Lake Elementary, Ridley's Market, and Silver Lake Amphitheater Park. Seller financing terms include a **$180,000 down payment**, **4.99% interest rate**, and an estimated monthly payment of approximately **$2,900**. With the basement apartment income, the effective payment can be significantly reduced. A strong opportunity for buyers looking for space, flexibility, and income potential.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
SILVERLAKE
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.12 sq ft
Above Grade Area
2,420 sq ft
Condition
Blt./Standing
MLS #
2150884
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
SILVERLAKE
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.12 sq ft
Above Grade Area
2,420 sq ft
Condition
Blt./Standing
MLS #
2150884
List Price
$619,900
Original Price
$639,900
HOA Fees
$39 / Monthly
Annual Taxes
$2,701
Home Warranty
No
List Price
$619,900
Original Price
$639,900
HOA Fees
$39 / Monthly
Annual Taxes
$2,701
Home Warranty
No
Heating
Gas: Central
Cooling
Central Air,Active Solar
Roof
Asphalt,Pitched
Flooring
Carpet,Laminate
Basement
Daylight,Entrance,Walk-Out Access
Materials
Stone,Stucco,Cement Siding
Appliances
Ceiling Fan,Dryer,Microwave,Refrigerator,Washer
Water Source
Culinary
Sewer
Sewer: Connected
Heating
Gas: Central
Cooling
Central Air,Active Solar
Roof
Asphalt,Pitched
Flooring
Carpet,Laminate
Basement
Daylight,Entrance,Walk-Out Access
Materials
Stone,Stucco,Cement Siding
Appliances
Ceiling Fan,Dryer,Microwave,Refrigerator,Washer
Water Source
Culinary
Sewer
Sewer: Connected
Garage Spaces
2
Covered Spaces
2
Total Parking
6
Garage Spaces
2
Covered Spaces
2
Total Parking
6
Why this is a deal
Classification
Strong Cash FlowDeal Score
70/100
vs Similar Homes
6% above
vs Market Median
10% above
Price Reduced
3.1%
Area Growth (YoY)
8.0%
Deal Score Breakdown
70/100 · 1 qualifying signal
8.0% year-over-year ZHVI growth in this area
LT net cashflow +$135/mo (+3.2% return on ownership cost) · STR net cashflow -$215/mo (-5.1% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
3% price reduction from original list — seller may be motivated
Priced 10% above the per-subtype city median
Priced 6% above the median of similar listings
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$4,903/mo
Range: $4,316 – $5,490
Net Monthly Cash Flow
+$135 /mo (+$1,624/yr)
Monthly rental income
Monthly ownership cost
Coverage
117%
Net /mo
+$135
DSCR
1.40
Est. Annual Revenue
$67,957/yr
$364/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$215 /mo (−$2,575/yr)
Monthly STR income
Monthly ownership cost
Coverage
136%
Net /mo
−$215
DSCR
1.28
Middle School
Vista Heights Middle SchoolHigh School
WestlakeSchool District
Alpine
Best Download
2 Gbps
Best Upload
2 Gbps
Fiber Available
Yes
Providers
10
Available Providers
$505,640
+23% vs median
73 days
421
$247,000 – $1,980,000
$2,701
$39/monthly
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