Question 1

What is the asking price for 945 JAMES CIR., Clearfield?

Accepted Answer

945 JAMES CIR., Clearfield is listed at $659,900 ($211/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 945 JAMES CIR., Clearfield have?

Accepted Answer

This Residential features 5 bedrooms, 3 bathrooms, 3,134 square feet of living space. It is a 2-story home. The lot is 0.2 acres.

Question 3

When was 945 JAMES CIR., Clearfield built?

Accepted Answer

This property was built in 2007, making it 19 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 945 JAMES CIR., Clearfield?

Accepted Answer

945 JAMES CIR., Clearfield is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the CHELEMES FARMS subdivision. Zoning: Single-Family.

Question 5

Does 945 JAMES CIR., Clearfield have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage and 6 open parking spaces. Total parking capacity: 9 vehicles.

Question 6

Is there an HOA for 945 JAMES CIR., Clearfield?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 945 JAMES CIR., Clearfield?

Accepted Answer

Annual property taxes for this property are approximately $3,106 (about $259/month). This represents an effective tax rate of approximately 0.47% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 945 JAMES CIR., Clearfield?

Accepted Answer

Interior features include: Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal, Gas Log, Vaulted Ceilings. Exterior features include: Double Pane Windows, Patio: Open. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 945 JAMES CIR., Clearfield a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Growth Market Deal" with a deal score of 62/100. Key deal signals: 5.4% year-over-year market appreciation; 108% LT gross rent coverage of monthly ownership cost. The price is 32% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Clearfield?

Accepted Answer

The median price for similar properties in the area is $499,000 (based on 9 homes). At $659,900, this listing is 32% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 945 JAMES CIR., Clearfield?

Accepted Answer

At the current 30-year mortgage rate of 6.66% with 20% down, the estimated monthly principal and interest payment is $3,393. Including estimated taxes, the total monthly cost is approximately $3,652. A 15-year mortgage at 6.04% would be $4,466/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 945 JAMES CIR., Clearfield been on the market?

Accepted Answer

This property has been listed for 22 days. The average days on market in Clearfield is 46 days, meaning this listing is moving faster than the local average.

Question 13

Is 945 JAMES CIR., Clearfield a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $58,545 with a gross rental yield of 8.9%. Net rental yield (after estimated expenses): 5.8%.  Estimated debt service coverage ratio (DSCR): 1.27. Investor score: 66/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 945 JAMES CIR., Clearfield?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $4,879 ($58,548/year). The gross rent multiplier is 11.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 945 JAMES CIR., Clearfield offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 16

What recreation is near 945 JAMES CIR., Clearfield?

Accepted Answer

This property has a recreation score of 60/100. Nearby recreation includes: Kays Creek trailhead (4.1 mi); Chelemes Farm Park park (0.2 mi); Hill Air Force Base Hubbard Golf Course (3.5 mi); Antelope Island State Park (12.2 mi). Skiing: Snowbasin Resort (10.0 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 945 JAMES CIR., Clearfield?

Accepted Answer

Yes, the nearest trailhead is Kays Creek, just 4.1 miles from the property. Antelope Island State Park is 12.2 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 945 JAMES CIR., Clearfield?

Accepted Answer

This property has an amenity proximity score of 98/100. Nearby services include: Grocery: Asian Foods (0.6 mi); Hospital: Tanner Clinic - Layton Antelope Building B (0.5 mi); Pharmacy: The Green Goat (0.4 mi); Dining: Haru Ramen (1.0 mi). Gas station: 0.4 miles. Gym: VASA Fitness (0.5 mi).

Question 19

How far is the nearest hospital from 945 JAMES CIR., Clearfield?

Accepted Answer

The nearest hospital is Tanner Clinic - Layton Antelope Building B, approximately 0.5 miles from the property. The nearest fire station is 2.3 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 945 JAMES CIR., Clearfield?

Accepted Answer

Assigned schools: Elementary: South Clearfield; Middle: North Davis; High: Clearfield. There are 4 schools within 3 miles of this property. The highest-rated nearby school is Bluff Ridge School with a 53% state performance score (1.8 miles away). School district: Davis.

Question 21

What high school is near 945 JAMES CIR., Clearfield?

Accepted Answer

The nearest high school is Clearfield. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 22

What elementary school is near 945 JAMES CIR., Clearfield?

Accepted Answer

The nearest elementary school is South Clearfield (1.8 miles away). State performance score: 52%. District: Davis District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 23

What middle school is near 945 JAMES CIR., Clearfield?

Accepted Answer

The nearest middle school is North Davis.

Question 24

How good are the schools near 945 JAMES CIR., Clearfield?

Accepted Answer

Of the 4 schools within 3 miles, 4 have state performance data with an average score of 52%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 25

What is the internet speed at 945 JAMES CIR., Clearfield?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (140 Mbps, DSL). Total providers: 14.

Question 26

Is 945 JAMES CIR., Clearfield in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Clearfield market?

Accepted Answer

945 JAMES CIR., Clearfield is listed at $659,900, which is above the Clearfield median of $430,000 by $229,900. There are currently 65 active listings in Clearfield. Homes in Clearfield sell in an average of 46 days. The average sale-to-list ratio is 99.2%.

Question 28

What is the Clearfield real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Clearfield is $430,000. There are currently 65 active listings. Homes sell in an average of 46 days. The average sale-to-list ratio is 99.2%. This listing at $659,900 is above the Clearfield 2026 median.

Question 29

Are there other homes for sale in Clearfield?

Accepted Answer

Yes — there are currently 65 active listings in Clearfield. Browse all Clearfield homes for sale at propaired.ai/listings/ut/clearfield. Prices range around a median of $430,000. Homes in Clearfield are selling in about 46 days on average.

Question 30

How does this price compare to the Utah state average?

Accepted Answer

At $659,900, this property is above the Utah state median of $525,000 by $134,900. Clearfield prices are 18% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 31

What is the Propaired intelligence score for 945 JAMES CIR., Clearfield?

Accepted Answer

This property has a Propaired intelligence score of 55/100, combining deal value (62), recreation access (60), amenity proximity (98), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 32

What heating and cooling systems does 945 JAMES CIR., Clearfield have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 33

What type of roof does 945 JAMES CIR., Clearfield have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 19-year-old home, reviewing recent roof inspections is recommended.

Question 34

Does 945 JAMES CIR., Clearfield have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 35

What is 945 JAMES CIR., Clearfield constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 36

What type of flooring does 945 JAMES CIR., Clearfield have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 37

What are the water and sewer connections for 945 JAMES CIR., Clearfield?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 38

What shopping and dining is near 945 JAMES CIR., Clearfield?

Accepted Answer

The nearest restaurant is Haru Ramen (1.0 miles away) and the nearest grocery store is Asian Foods (0.6 miles). Coffee: Daily Rise Coffee Layton (0.4 mi). Banking: Zions Bank (0.4 mi). Overall amenity proximity score: 98/100.

Question 39

What would homeowner's insurance cost for 945 JAMES CIR., Clearfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $659,900, expect approximately $1,980-$3,300/year ($165-$275/month).   Get multiple quotes — rates vary significantly by insurer.

Question 40

What are the estimated closing costs for 945 JAMES CIR., Clearfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $659,900, expect approximately $13,198-$32,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 41

How does the property tax compare to the list price at 945 JAMES CIR., Clearfield?

Accepted Answer

The annual property tax of $3,106 represents an effective rate of 0.47% relative to the list price of $659,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 42

What are the total estimated monthly costs for 945 JAMES CIR., Clearfield?

Accepted Answer

Estimated total monthly housing cost: $3,872. This includes principal & interest ($3,393 at 6.66% with 20% down), property tax ($259/mo), and estimated insurance (~$220/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 43

Is 945 JAMES CIR., Clearfield eligible for FHA or VA financing?

Accepted Answer

At $659,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 44

What is the estimated cap rate for 945 JAMES CIR., Clearfield?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 5.8%, based on estimated annual rent of $58,545 and a purchase price of $659,900. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 45

Is Clearfield a good rental market?

Accepted Answer

Estimated monthly rent in Clearfield is approximately $4,074. Homes in Clearfield sell in an average of 46 days, indicating healthy demand in this market. There are 65 active listings currently. Gross rental yield in this area: 8.9%. Utah's steady population growth continues to drive rental demand.

Question 46

Could 945 JAMES CIR., Clearfield be a 1031 exchange property?

Accepted Answer

Yes, 945 JAMES CIR., Clearfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 47

How does 945 JAMES CIR., Clearfield compare to recently sold homes nearby?

Accepted Answer

Based on 9 comparable properties, the median sold price in this area is $499,000. This listing is 32% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $484,000. Comparable analysis is based on similar size, age, and location.

Question 48

Is the Clearfield neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 5.4% over the past year. The current Zillow Home Value Index for this area is $408,601. This listing is priced at 162% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in Clearfield?

Accepted Answer

Clearfield's median price has increased 1.6% month-over-month. Current median: $430,000. Days on market have increased by 1.6% month-over-month. Homes are selling at 99.2% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 945 JAMES CIR., Clearfield overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Growth Market Deal." At 32% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 62/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 945 JAMES CIR., Clearfield in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: South Clearfield. Assigned middle: North Davis. Assigned high: Clearfield. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

How do nearby schools rank statewide?

Accepted Answer

Of the 4 nearby schools with state rankings, the highest-ranked is Bluff Ridge School at #255 statewide (53% performance score). Other ranked nearby schools include Syracuse School (#294) and Sand Springs School (#320). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 53

What parks are near 945 JAMES CIR., Clearfield?

Accepted Answer

The nearest local park is Chelemes Farm Park (0.2 miles away). The nearest state park is Antelope Island State Park (12.2 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 54

Is there a golf course near 945 JAMES CIR., Clearfield?

Accepted Answer

The nearest golf course is Hill Air Force Base Hubbard Golf Course, 3.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 55

What water activities are near 945 JAMES CIR., Clearfield?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (15.0 mi); boat ramp at Ogden Bay WMA small boat (12.3 mi); fishing at Ogden River (11.1 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 56

Is 945 JAMES CIR., Clearfield move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 57

Does 945 JAMES CIR., Clearfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 58

What is the lot like at 945 JAMES CIR., Clearfield?

Accepted Answer

The lot is 0.2 acres. Lot features: Cul-De-Sac,Curb & Gutter,Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Mountain. Terrain: Cul-de-Sac, Curb & Gutter, Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 59

What utilities are available at 945 JAMES CIR., Clearfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 60

Does 945 JAMES CIR., Clearfield have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 61

Is there EV charging near 945 JAMES CIR., Clearfield?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.6 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

945 JAMES CIR., Clearfield, UT 84015

945 E JAMES CIR., Clearfield, UT 84015

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