Question 1

What is the asking price for 149 MAIN, Saint Charles?

Accepted Answer

149 MAIN, Saint Charles is listed at $575,000 ($386/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 149 MAIN, Saint Charles have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,488 square feet of living space. It is a 2-story home. The lot is 0.85 acres.

Question 3

When was 149 MAIN, Saint Charles built?

Accepted Answer

This property was built in 2024, making it 2 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 149 MAIN, Saint Charles?

Accepted Answer

149 MAIN, Saint Charles is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.  Zoning: Single-Family, Short Term Rental Allowed.

Question 5

Is there an HOA for 149 MAIN, Saint Charles?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 6

What are the property taxes for 149 MAIN, Saint Charles?

Accepted Answer

Annual property taxes for this property are approximately $1,714 (about $143/month). This represents an effective tax rate of approximately 0.30% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

What are the key features of 149 MAIN, Saint Charles?

Accepted Answer

Interior features include: Disposal, Range/Oven: Free Stdng., Instantaneous Hot Water, Granite Countertops. Exterior features include: Horse Property, Out Buildings, Patio: Covered, Patio: Open.    View: Lake,Mountain(s).

Question 8

Is 149 MAIN, Saint Charles a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 100/100. Key deal signals: Priced 65% below similar homes. The price is 65% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

How does this price compare to similar homes in Saint Charles?

Accepted Answer

The median price for similar properties in the area is $1,637,450 (based on 6 homes). At $575,000, this listing is 65% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 10

What would the monthly mortgage payment be for 149 MAIN, Saint Charles?

Accepted Answer

At the current 30-year mortgage rate of 6.66% with 20% down, the estimated monthly principal and interest payment is $2,956. Including estimated taxes, the total monthly cost is approximately $3,099. A 15-year mortgage at 6.04% would be $3,892/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 149 MAIN, Saint Charles been on the market?

Accepted Answer

This property has been listed for 19 days. The average days on market in Saint Charles is 85 days, meaning this listing is moving faster than the local average.

Question 12

Can 149 MAIN, Saint Charles be used as a short-term rental?

Accepted Answer

This property shows potential for short-term rental use (Airbnb/VRBO). Estimated annual STR revenue: $25,254. Check local zoning regulations and HOA rules before purchasing for STR purposes — many Utah municipalities have specific short-term rental ordinances.

Question 13

What lifestyle features does 149 MAIN, Saint Charles offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Equestrian, OHV/ATV Trails, Investor Special, Short-Term Rental Potential. The primary lifestyle niche is "equestrian." These tags are derived from MLS data, property features, and location analysis.

Question 14

Is 149 MAIN, Saint Charles suitable for horses?

Accepted Answer

Yes, this property is tagged as equestrian-friendly. The MLS listing confirms horse keeping is permitted. The 0.85-acre lot provides space for pasture and facilities. Check with the local municipality for any animal keeping permits required.

Question 15

What schools serve 149 MAIN, Saint Charles?

Accepted Answer

Assigned schools: Elementary: Paris; Middle: Bear Lake; High: Bear Lake.   School district: BEAR LAKE COUNTY.

Question 16

What high school is near 149 MAIN, Saint Charles?

Accepted Answer

The nearest high school is Bear Lake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 17

What elementary school is near 149 MAIN, Saint Charles?

Accepted Answer

The nearest elementary school is Paris. Propaired provides full school ratings and comparison data for all schools in this area.

Question 18

What middle school is near 149 MAIN, Saint Charles?

Accepted Answer

The nearest middle school is Bear Lake.

Question 19

Is 149 MAIN, Saint Charles in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 20

How does this listing compare to the Saint Charles market?

Accepted Answer

149 MAIN, Saint Charles is listed at $575,000, which is above the Saint Charles median of $528,000 by $47,000. There are currently 10 active listings in Saint Charles. Homes in Saint Charles sell in an average of 85 days. The average sale-to-list ratio is 92.2%.

Question 21

What is the Saint Charles real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Saint Charles is $528,000. There are currently 10 active listings. Homes sell in an average of 85 days. The average sale-to-list ratio is 92.2%. This listing at $575,000 is above the Saint Charles 2026 median.

Question 22

Are there other homes for sale in Saint Charles?

Accepted Answer

Yes — there are currently 10 active listings in Saint Charles. Browse all Saint Charles homes for sale at propaired.ai/listings/id/saint-charles. Prices range around a median of $528,000. Homes in Saint Charles are selling in about 85 days on average.

Question 23

How does this price compare to the Utah state average?

Accepted Answer

At $575,000, this property is above the Utah state median of $525,000 by $50,000. Saint Charles prices are 1% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 24

What is the Propaired intelligence score for 149 MAIN, Saint Charles?

Accepted Answer

This property has a Propaired intelligence score of 55/100, combining deal value (100), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 25

What heating and cooling systems does 149 MAIN, Saint Charles have?

Accepted Answer

Heating: Forced Air,Gas: Central,Propane. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 26

What type of roof does 149 MAIN, Saint Charles have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 2-year-old home, reviewing recent roof inspections is recommended.

Question 27

Does 149 MAIN, Saint Charles have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 28

What is 149 MAIN, Saint Charles constructed from?

Accepted Answer

Construction materials include: Composition. The construction type affects long-term maintenance requirements and insurance costs.

Question 29

What type of flooring does 149 MAIN, Saint Charles have?

Accepted Answer

Flooring types include: Laminate.

Question 30

What are the water and sewer connections for 149 MAIN, Saint Charles?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 31

What would homeowner's insurance cost for 149 MAIN, Saint Charles?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $575,000, expect approximately $1,725-$2,875/year ($144-$240/month).   Get multiple quotes — rates vary significantly by insurer.

Question 32

What are the estimated closing costs for 149 MAIN, Saint Charles?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $575,000, expect approximately $11,500-$28,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 33

How does the property tax compare to the list price at 149 MAIN, Saint Charles?

Accepted Answer

The annual property tax of $1,714 represents an effective rate of 0.30% relative to the list price of $575,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 34

What are the total estimated monthly costs for 149 MAIN, Saint Charles?

Accepted Answer

Estimated total monthly housing cost: $3,291. This includes principal & interest ($2,956 at 6.66% with 20% down), property tax ($143/mo), and estimated insurance (~$192/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 35

Is 149 MAIN, Saint Charles eligible for FHA or VA financing?

Accepted Answer

At $575,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 36

Could 149 MAIN, Saint Charles be a 1031 exchange property?

Accepted Answer

Yes, 149 MAIN, Saint Charles could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 37

How does 149 MAIN, Saint Charles compare to recently sold homes nearby?

Accepted Answer

Based on 6 comparable properties, the median sold price in this area is $1,637,450. This listing is 65% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $936,350. Comparable analysis is based on similar size, age, and location.

Question 38

What is the price trend in Saint Charles?

Accepted Answer

Saint Charles's median price has remained stable month-over-month. Current median: $528,000. Days on market have decreased by 0.0% month-over-month. Homes are selling at 92.2% of list price on average. Monitor these trends to time your offer strategically.

Question 39

Is 149 MAIN, Saint Charles overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 65% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 40

What school district is 149 MAIN, Saint Charles in?

Accepted Answer

This property is in the BEAR LAKE COUNTY school district. Assigned elementary: Paris. Assigned middle: Bear Lake. Assigned high: Bear Lake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 41

Is 149 MAIN, Saint Charles move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 42

Does 149 MAIN, Saint Charles come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 43

What is the lot like at 149 MAIN, Saint Charles?

Accepted Answer

The lot is 0.85 acres. Lot features: Secluded,Terrain: Grad Slope,View: Lake,View: Mountain,Drip Irrigation: Auto-Full. Terrain: Secluded Yard, Terrain, Flat, Terrain: Grad Slope, View: Lake, View: Mountain, Drip Irrigation: Auto-Full. Views: Lake,Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 44

What utilities are available at 149 MAIN, Saint Charles?

Accepted Answer

Available utilities include: Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 45

Does 149 MAIN, Saint Charles have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,Propane. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

149 MAIN, Saint Charles, ID 83272

149 S MAIN ST, Saint Charles, ID 83272

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Media

Saint Charles Market Context

Connect with a Buyer’s Agent

Similar Homes

$435,000

$974,900

$350,000

$2,300,000

$400,000

Find Your Dream Home

Frequently Asked Questions