Question 1

What is the asking price for 81 NORTH SIDE, Saint Charles?

Accepted Answer

81 NORTH SIDE, Saint Charles is listed at $2,300,000 ($505/sqft). The original list price was $2,490,000, representing a reduction of $190,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 81 NORTH SIDE, Saint Charles have?

Accepted Answer

This Residential features 6 bedrooms, 6 bathrooms, 4,557 square feet of living space. It is a 2-story home. The lot is 0.32 acres.

Question 3

When was 81 NORTH SIDE, Saint Charles built?

Accepted Answer

This property was built in 2025, making it 1 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 81 NORTH SIDE, Saint Charles?

Accepted Answer

81 NORTH SIDE, Saint Charles is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the SEVEN MILE RANCH subdivision. Zoning: Short Term Rental Allowed.

Question 5

Does 81 NORTH SIDE, Saint Charles have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 81 NORTH SIDE, Saint Charles?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $1. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 81 NORTH SIDE, Saint Charles?

Accepted Answer

Annual property taxes for this property are approximately $1 (about Contact for Price/month). This represents an effective tax rate of approximately 0.00% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 81 NORTH SIDE, Saint Charles?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office, Disposal. Exterior features include: Double Pane Windows, Entry (Foyer), Lighting, Patio: Covered, Sliding Glass Doors. The home has 1 fireplace. Private pool included. Spa/hot tub included. View: Lake,Mountain(s).

Question 9

Is 81 NORTH SIDE, Saint Charles a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 68/100. Key deal signals: 8% price reduction from original list; 318.0 days on market — potential negotiation opportunity. The price is 197% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Saint Charles?

Accepted Answer

The median price for similar properties in the area is $774,950 (based on 6 homes). At $2,300,000, this listing is 197% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

Has the price been reduced on 81 NORTH SIDE, Saint Charles?

Accepted Answer

Yes, the price has been reduced by 7.6% from the original list price of $2,490,000 to the current price of $2,300,000 — a reduction of $190,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 81 NORTH SIDE, Saint Charles?

Accepted Answer

At the current 30-year mortgage rate of 6.66% with 20% down, the estimated monthly principal and interest payment is $11,824. Including estimated taxes and HOA fees, the total monthly cost is approximately $11,825. A 15-year mortgage at 6.04% would be $15,567/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 81 NORTH SIDE, Saint Charles been on the market?

Accepted Answer

This property has been listed for 318 days. The average days on market in Saint Charles is 85 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Can 81 NORTH SIDE, Saint Charles be used as a short-term rental?

Accepted Answer

This property shows potential for short-term rental use (Airbnb/VRBO). Estimated annual STR revenue: $47,809. Check local zoning regulations and HOA rules before purchasing for STR purposes — many Utah municipalities have specific short-term rental ordinances.

Question 15

What lifestyle features does 81 NORTH SIDE, Saint Charles offer?

Accepted Answer

Propaired's AI has identified 6 lifestyle features for this property: Pool, Sport Court, Hot Tub/Spa, New Construction, Master-Planned Community, Short-Term Rental Potential. The primary lifestyle niche is "str_potential." These tags are derived from MLS data, property features, and location analysis.

Question 16

Does 81 NORTH SIDE, Saint Charles have a pool?

Accepted Answer

Yes, this property includes a private pool. A hot tub/spa is also included. Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 17

Is 81 NORTH SIDE, Saint Charles new construction?

Accepted Answer

Yes, this is a new construction property built in 2025. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes. It is part of a master-planned community with planned amenities. Review the builder warranty terms and any remaining items on the builder punch list.

Question 18

What recreation is near 81 NORTH SIDE, Saint Charles?

Accepted Answer

This property has a recreation score of 40/100. Nearby recreation includes: Sink Hollow trailhead (12.2 mi); Bear Lake State Park - North Beach park (4.7 mi); Bear Lake Golf Course (14.9 mi); Bear Lake State Park (10.4 mi). Skiing: Beaver Mountain Resort (13.1 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

What amenities and services are near 81 NORTH SIDE, Saint Charles?

Accepted Answer

This property has an amenity proximity score of 56/100. Nearby services include: Grocery: Fish Haven General Store (5.4 mi); Hospital: Bear Lake Memorial Specialty Clinic (14.7 mi); Pharmacy: Health West - Garden City Clinic (11.5 mi); Dining: Gladys Pizza (5.3 mi). Gas station: 5.4 miles. Gym: The Shed Fit 365 (11.3 mi).

Question 20

How far is the nearest hospital from 81 NORTH SIDE, Saint Charles?

Accepted Answer

The nearest hospital is Bear Lake Memorial Specialty Clinic, approximately 14.7 miles from the property. The nearest fire station is 9.6 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 81 NORTH SIDE, Saint Charles?

Accepted Answer

Assigned schools: Elementary: Paris; Middle: Bear Lake; High: Bear Lake.   School district: BEAR LAKE COUNTY.

Question 22

What high school is near 81 NORTH SIDE, Saint Charles?

Accepted Answer

The nearest high school is Bear Lake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 81 NORTH SIDE, Saint Charles?

Accepted Answer

The nearest elementary school is Paris. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 81 NORTH SIDE, Saint Charles?

Accepted Answer

The nearest middle school is Bear Lake.

Question 25

Is 81 NORTH SIDE, Saint Charles in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the Saint Charles market?

Accepted Answer

81 NORTH SIDE, Saint Charles is listed at $2,300,000, which is above the Saint Charles median of $528,000 by $1,772,000. There are currently 10 active listings in Saint Charles. Homes in Saint Charles sell in an average of 85 days. The average sale-to-list ratio is 92.2%.

Question 27

What is the Saint Charles real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Saint Charles is $528,000. There are currently 10 active listings. Homes sell in an average of 85 days. The average sale-to-list ratio is 92.2%. This listing at $2,300,000 is above the Saint Charles 2026 median.

Question 28

Are there other homes for sale in Saint Charles?

Accepted Answer

Yes — there are currently 10 active listings in Saint Charles. Browse all Saint Charles homes for sale at propaired.ai/listings/id/saint-charles. Prices range around a median of $528,000. Homes in Saint Charles are selling in about 85 days on average.

Question 29

How does this price compare to the Utah state average?

Accepted Answer

At $2,300,000, this property is above the Utah state median of $525,000 by $1,775,000. Saint Charles prices are 1% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 30

What is the Propaired intelligence score for 81 NORTH SIDE, Saint Charles?

Accepted Answer

This property has a Propaired intelligence score of 58/100, combining deal value (68), recreation access (40), amenity proximity (56), broadband quality (N/A), and lifestyle features (6 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 31

What heating and cooling systems does 81 NORTH SIDE, Saint Charles have?

Accepted Answer

Heating: Forced Air,Propane. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 32

What type of roof does 81 NORTH SIDE, Saint Charles have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 1-year-old home, reviewing recent roof inspections is recommended.

Question 33

Does 81 NORTH SIDE, Saint Charles have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 34

What is 81 NORTH SIDE, Saint Charles constructed from?

Accepted Answer

Construction materials include: Asphalt,Stone,Cement Siding,Other. Stone construction provides exceptional durability and a premium aesthetic.

Question 35

What type of flooring does 81 NORTH SIDE, Saint Charles have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 36

What are the water and sewer connections for 81 NORTH SIDE, Saint Charles?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 37

What shopping and dining is near 81 NORTH SIDE, Saint Charles?

Accepted Answer

The nearest restaurant is Gladys Pizza (5.3 miles away) and the nearest grocery store is Fish Haven General Store (5.4 miles). Coffee: Minnetonka Market & Cafe (0.1 mi). Banking: Zions Bank (10.9 mi). Overall amenity proximity score: 56/100.

Question 38

What would homeowner's insurance cost for 81 NORTH SIDE, Saint Charles?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $2,300,000, expect approximately $6,900-$11,500/year ($575-$958/month).   Get multiple quotes — rates vary significantly by insurer.

Question 39

What are the estimated closing costs for 81 NORTH SIDE, Saint Charles?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $2,300,000, expect approximately $46,000-$115,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 40

How does the property tax compare to the list price at 81 NORTH SIDE, Saint Charles?

Accepted Answer

The annual property tax of $1 represents an effective rate of 0.00% relative to the list price of $2,300,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 41

What are the total estimated monthly costs for 81 NORTH SIDE, Saint Charles?

Accepted Answer

Estimated total monthly housing cost: $12,592. This includes principal & interest ($11,824 at 6.66% with 20% down), HOA ($1/mo), and estimated insurance (~$767/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 42

Is 81 NORTH SIDE, Saint Charles eligible for FHA or VA financing?

Accepted Answer

At $2,300,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 43

Could 81 NORTH SIDE, Saint Charles be a 1031 exchange property?

Accepted Answer

Yes, 81 NORTH SIDE, Saint Charles could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 44

How does 81 NORTH SIDE, Saint Charles compare to recently sold homes nearby?

Accepted Answer

Based on 6 comparable properties, the median sold price in this area is $774,950. This listing is 197% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $936,350. Comparable analysis is based on similar size, age, and location.

Question 45

What is the price trend in Saint Charles?

Accepted Answer

Saint Charles's median price has remained stable month-over-month. Current median: $528,000. Days on market have decreased by 0.0% month-over-month. Homes are selling at 92.2% of list price on average. Monitor these trends to time your offer strategically.

Question 46

Is 81 NORTH SIDE, Saint Charles overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 197% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 68/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 47

What school district is 81 NORTH SIDE, Saint Charles in?

Accepted Answer

This property is in the BEAR LAKE COUNTY school district. Assigned elementary: Paris. Assigned middle: Bear Lake. Assigned high: Bear Lake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 48

What parks are near 81 NORTH SIDE, Saint Charles?

Accepted Answer

The nearest local park is Bear Lake State Park - North Beach (4.7 miles away). The nearest state park is Bear Lake State Park (10.4 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 49

Is there a golf course near 81 NORTH SIDE, Saint Charles?

Accepted Answer

The nearest golf course is Bear Lake Golf Course, 14.9 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 50

What water activities are near 81 NORTH SIDE, Saint Charles?

Accepted Answer

Water recreation near this property includes: Bear Lake (11.9 mi); boat ramp at Bear Lake State Park (10.3 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 51

Is 81 NORTH SIDE, Saint Charles move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties. A professional home inspection is always recommended before purchase to identify any needed repairs.

Question 52

Does 81 NORTH SIDE, Saint Charles come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 53

What is the lot like at 81 NORTH SIDE, Saint Charles?

Accepted Answer

The lot is 0.32 acres. Lot features: View: Lake,View: Mountain. Terrain: Terrain, Flat, View: Lake, View: Mountain. Views: Lake,Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 54

What utilities are available at 81 NORTH SIDE, Saint Charles?

Accepted Answer

Available utilities include: Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 55

Is there EV charging near 81 NORTH SIDE, Saint Charles?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 10.8 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

81 NORTH SIDE, Saint Charles, ID 83272

81 NORTH SIDE CT #2, Saint Charles, ID 83272

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Recreation & Amenities

Recreation Nearby
Score: 40/100

Amenities Nearby
Score: 56/100

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Media

Saint Charles Market Context

Connect with a Buyer’s Agent

Similar Homes

$4,200,000

$974,900

$575,000

$600,000

$400,000

Find Your Dream Home

Frequently Asked Questions

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81 NORTH SIDE, Saint Charles, ID 83272

81 NORTH SIDE CT #2, Saint Charles, ID 83272

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Recreation & Amenities

Recreation NearbyScore: 40/100

Amenities NearbyScore: 56/100

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Media

Saint Charles Market Context

Connect with a Buyer’s Agent

Similar Homes

$4,200,000

$974,900

$575,000

$600,000

$400,000

Find Your Dream Home

Frequently Asked Questions

Discover

Recreation Nearby
Score: 40/100

Amenities Nearby
Score: 56/100