Question 1

What is the asking price for 5 100, Saint Charles?

Accepted Answer

5 100, Saint Charles is listed at $350,000 ($373/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 5 100, Saint Charles have?

Accepted Answer

This Residential features 2 bedrooms, 1 bathroom, 938 square feet of living space. It is a 1-story home. The lot is 0.31 acres.

Question 3

When was 5 100, Saint Charles built?

Accepted Answer

This property was built in 1900, making it 126 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 5 100, Saint Charles?

Accepted Answer

5 100, Saint Charles is a Residential (Single Family Residence). The architectural style is Bungalow/Cottage.  Zoning: Single-Family, Short Term Rental Allowed.

Question 5

Does 5 100, Saint Charles have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage. Total parking capacity: 1 vehicles.

Question 6

Is there an HOA for 5 100, Saint Charles?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 5 100, Saint Charles?

Accepted Answer

Annual property taxes for this property are approximately $951 (about $79/month). This represents an effective tax rate of approximately 0.27% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 5 100, Saint Charles?

Accepted Answer

Interior features include: Kitchen: Updated, Range/Oven: Free Stdng.. Exterior features include: Lighting, Patio: Covered, Patio: Open. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 5 100, Saint Charles a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 100/100. Key deal signals: Priced 79% below similar homes. The price is 79% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Saint Charles?

Accepted Answer

The median price for similar properties in the area is $1,637,450 (based on 6 homes). At $350,000, this listing is 79% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 5 100, Saint Charles?

Accepted Answer

At the current 30-year mortgage rate of 6.66% with 20% down, the estimated monthly principal and interest payment is $1,799. Including estimated taxes, the total monthly cost is approximately $1,878. A 15-year mortgage at 6.04% would be $2,369/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 5 100, Saint Charles been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Saint Charles is 85 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

What schools serve 5 100, Saint Charles?

Accepted Answer

Assigned schools: Elementary: Paris; Middle: Bear Lake; High: Bear Lake.   School district: BEAR LAKE COUNTY.

Question 14

What high school is near 5 100, Saint Charles?

Accepted Answer

The nearest high school is Bear Lake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 15

What elementary school is near 5 100, Saint Charles?

Accepted Answer

The nearest elementary school is Paris. Propaired provides full school ratings and comparison data for all schools in this area.

Question 16

What middle school is near 5 100, Saint Charles?

Accepted Answer

The nearest middle school is Bear Lake.

Question 17

Is 5 100, Saint Charles in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 18

How does this listing compare to the Saint Charles market?

Accepted Answer

5 100, Saint Charles is listed at $350,000, which is below the Saint Charles median of $528,000 by $178,000. There are currently 10 active listings in Saint Charles. Homes in Saint Charles sell in an average of 85 days. The average sale-to-list ratio is 92.2%.

Question 19

What is the Saint Charles real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Saint Charles is $528,000. There are currently 10 active listings. Homes sell in an average of 85 days. The average sale-to-list ratio is 92.2%. This listing at $350,000 is below the Saint Charles 2026 median.

Question 20

Are there other homes for sale in Saint Charles?

Accepted Answer

Yes — there are currently 10 active listings in Saint Charles. Browse all Saint Charles homes for sale at propaired.ai/listings/id/saint-charles. Prices range around a median of $528,000. Homes in Saint Charles are selling in about 85 days on average.

Question 21

How does this price compare to the Utah state average?

Accepted Answer

At $350,000, this property is below the Utah state median of $525,000 by $175,000. Saint Charles prices are 1% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 22

What is the Propaired intelligence score for 5 100, Saint Charles?

Accepted Answer

This property has a Propaired intelligence score of 35/100, combining deal value (100), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (0 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 23

What heating and cooling systems does 5 100, Saint Charles have?

Accepted Answer

Heating: Electric,Hot Water,Propane,Wood. Cooling: Natural Ventilation. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 24

What type of roof does 5 100, Saint Charles have?

Accepted Answer

The roof material is Metal. Metal roofs are highly durable and can last 40-70 years with minimal maintenance. With a 126-year-old home, reviewing recent roof inspections is recommended.

Question 25

Does 5 100, Saint Charles have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 26

What is 5 100, Saint Charles constructed from?

Accepted Answer

Construction materials include: Cement Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 27

What are the water and sewer connections for 5 100, Saint Charles?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 28

What would homeowner's insurance cost for 5 100, Saint Charles?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $350,000, expect approximately $1,050-$1,750/year ($88-$146/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 29

What are the estimated closing costs for 5 100, Saint Charles?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $350,000, expect approximately $7,000-$17,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 30

How does the property tax compare to the list price at 5 100, Saint Charles?

Accepted Answer

The annual property tax of $951 represents an effective rate of 0.27% relative to the list price of $350,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 31

What are the total estimated monthly costs for 5 100, Saint Charles?

Accepted Answer

Estimated total monthly housing cost: $1,995. This includes principal & interest ($1,799 at 6.66% with 20% down), property tax ($79/mo), and estimated insurance (~$117/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 32

Is 5 100, Saint Charles eligible for FHA or VA financing?

Accepted Answer

At $350,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 33

Could 5 100, Saint Charles be a 1031 exchange property?

Accepted Answer

Yes, 5 100, Saint Charles could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 34

How does 5 100, Saint Charles compare to recently sold homes nearby?

Accepted Answer

Based on 6 comparable properties, the median sold price in this area is $1,637,450. This listing is 79% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $936,350. Comparable analysis is based on similar size, age, and location.

Question 35

What is the price trend in Saint Charles?

Accepted Answer

Saint Charles's median price has remained stable month-over-month. Current median: $528,000. Days on market have decreased by 0.0% month-over-month. Homes are selling at 92.2% of list price on average. Monitor these trends to time your offer strategically.

Question 36

Is 5 100, Saint Charles overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 79% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 37

What school district is 5 100, Saint Charles in?

Accepted Answer

This property is in the BEAR LAKE COUNTY school district. Assigned elementary: Paris. Assigned middle: Bear Lake. Assigned high: Bear Lake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 38

Is 5 100, Saint Charles move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 39

What updates might 5 100, Saint Charles need?

Accepted Answer

At 126 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Metal. Current heating: Electric,Hot Water,Propane,Wood. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 40

Does 5 100, Saint Charles come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 41

What is the lot like at 5 100, Saint Charles?

Accepted Answer

The lot is 0.31 acres. Lot features: Corner Lot,Fenced: Part,View: Mountain. Terrain: Corner Lot, Fenced: Part, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 42

What utilities are available at 5 100, Saint Charles?

Accepted Answer

Available utilities include: Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

5 100, Saint Charles, ID 83272

5 N 100 W, Saint Charles, ID 83272

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