Question 1

What is the asking price for 645 250, Vernal?

Accepted Answer

645 250, Vernal is listed at $295,000 ($145/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 645 250, Vernal have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 2,028 square feet of living space. It is a 2-story home. The lot is 0.21 acres.

Question 3

When was 645 250, Vernal built?

Accepted Answer

This property was built in 1962, making it 64 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 645 250, Vernal?

Accepted Answer

645 250, Vernal is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the MEADOW PARK SUBD subdivision. Zoning: Single-Family.

Question 5

Does 645 250, Vernal have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 645 250, Vernal?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 645 250, Vernal?

Accepted Answer

Annual property taxes for this property are approximately $150 (about $13/month). This represents an effective tax rate of approximately 0.05% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 645 250, Vernal?

Accepted Answer

Interior features include: Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows, Patio: Covered.

Question 9

Is 645 250, Vernal a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 100/100. Key deal signals: Priced 17% below similar homes; Priced 31% below market median (per-type). The price is 17% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Vernal?

Accepted Answer

The median price for similar properties in the area is $354,750 (based on 10 homes). At $295,000, this listing is 17% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

What would the monthly mortgage payment be for 645 250, Vernal?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $1,461. Including estimated taxes, the total monthly cost is approximately $1,474. A 15-year mortgage at 5.65% would be $1,947/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 645 250, Vernal been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Vernal is 119 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

What recreation is near 645 250, Vernal?

Accepted Answer

This property has a recreation score of 70/100. Nearby recreation includes: Moonshine Arch trailhead (6.8 mi); Park park (0.1 mi); Dinaland Golf Course (2.6 mi); Utah Field House SP (Vernal) (0.4 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 14

Are there hiking trails near 645 250, Vernal?

Accepted Answer

Yes, the nearest trailhead is Moonshine Arch, just 6.8 miles from the property. Utah Field House SP (Vernal) is 0.4 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 15

What amenities and services are near 645 250, Vernal?

Accepted Answer

This property has an amenity proximity score of 100/100. Nearby services include: Grocery: Davis Food & Drug (0.2 mi); Hospital: Vernal Sleep Lab (0.2 mi); Pharmacy: UBH Vernal Pharmacy (0.6 mi); Dining: JB's (0.2 mi). Gas station: 0.3 miles. Gym: DELTA FITNESS (0.2 mi).

Question 16

How far is the nearest hospital from 645 250, Vernal?

Accepted Answer

The nearest hospital is Vernal Sleep Lab, approximately 0.2 miles from the property. The nearest fire station is 0.5 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 17

What schools serve 645 250, Vernal?

Accepted Answer

Assigned schools: Elementary: Discovery; Middle: Vernal Mid; High: Uintah.   School district: Uintah.

Question 18

What high school is near 645 250, Vernal?

Accepted Answer

The nearest high school is Uintah. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 19

What elementary school is near 645 250, Vernal?

Accepted Answer

The nearest elementary school is Discovery. Propaired provides full school ratings and comparison data for all schools in this area.

Question 20

What middle school is near 645 250, Vernal?

Accepted Answer

The nearest middle school is Vernal Mid.

Question 21

What is the internet speed at 645 250, Vernal?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); HughesNet (100 Mbps, Satellite); SBT Internet (25 Mbps, Fixed Wireless). Total providers: 7.

Question 22

Is 645 250, Vernal in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 23

How does this listing compare to the Vernal market?

Accepted Answer

645 250, Vernal is listed at $295,000, which is below the Vernal median of $375,000 by $80,000. There are currently 89 active listings in Vernal. Homes in Vernal sell in an average of 119 days. The average sale-to-list ratio is 98.6%.

Question 24

What is the Vernal real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Vernal is $375,000. There are currently 89 active listings. Homes sell in an average of 119 days. The average sale-to-list ratio is 98.6%. This listing at $295,000 is below the Vernal 2026 median.

Question 25

Are there other homes for sale in Vernal?

Accepted Answer

Yes — there are currently 89 active listings in Vernal. Browse all Vernal homes for sale at propaired.ai/listings/ut/vernal. Prices range around a median of $375,000. Homes in Vernal are selling in about 119 days on average.

Question 26

What is the Vernal neighborhood like?

Accepted Answer

Gateway to Dinosaur National Monument and outdoor recreation. Growing, good schools, oil industry heritage. Access to fishing, hunting, hiking. Vernal is known for: outdoor-recreation, growing, good-schools, fishing. Population: approximately 11,000. Explore the full Vernal market data and community guide on Propaired.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $295,000, this property is below the Utah state median of $510,000 by $215,000. Vernal prices are 26% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 645 250, Vernal?

Accepted Answer

This property has a Propaired intelligence score of 61/100, combining deal value (100), recreation access (70), amenity proximity (100), broadband quality (100), and lifestyle features (0 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 645 250, Vernal have?

Accepted Answer

Heating: Forced Air,Wood. Cooling: Evaporative Cooling. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 645 250, Vernal have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 64-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 645 250, Vernal have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What is 645 250, Vernal constructed from?

Accepted Answer

Construction materials include: Asphalt,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 33

What type of flooring does 645 250, Vernal have?

Accepted Answer

Flooring types include: Carpet,Laminate.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 34

What are the water and sewer connections for 645 250, Vernal?

Accepted Answer

Water source: Culinary,Well. Sewer: Sewer: Connected. Properties on well water should have water quality tested annually and the well inspected before purchase.  Water is a critical consideration in Utah's arid climate.

Question 35

What is the commute like from 645 250, Vernal?

Accepted Answer

645 250, Vernal is located in Vernal, in the Eastern Utah region of Utah. With a population of approximately 11,000, Vernal offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 36

What shopping and dining is near 645 250, Vernal?

Accepted Answer

The nearest restaurant is JB's (0.2 miles away) and the nearest grocery store is Davis Food & Drug (0.2 miles). Coffee: Spoofs Coffee Drive Through (0.2 mi). Banking: Grand Valley Bank (0.3 mi). Overall amenity proximity score: 100/100.

Question 37

What is the Vernal community like?

Accepted Answer

Vernal is known for: outdoor-recreation, growing, good-schools, fishing, dinosaur-monument. The city has approximately 11,000 residents. The median home price in Vernal is $310,000. Explore the full Vernal community profile on Propaired for detailed neighborhood insights.

Question 38

What would homeowner's insurance cost for 645 250, Vernal?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $295,000, expect approximately $885-$1,475/year ($74-$123/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 39

What are the estimated closing costs for 645 250, Vernal?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $295,000, expect approximately $5,900-$14,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 40

How does the property tax compare to the list price at 645 250, Vernal?

Accepted Answer

The annual property tax of $150 represents an effective rate of 0.05% relative to the list price of $295,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 41

What are the total estimated monthly costs for 645 250, Vernal?

Accepted Answer

Estimated total monthly housing cost: $1,572. This includes principal & interest ($1,461 at 6.30% with 20% down), property tax ($13/mo), and estimated insurance (~$98/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 42

Is 645 250, Vernal eligible for FHA or VA financing?

Accepted Answer

At $295,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 43

Could 645 250, Vernal be a 1031 exchange property?

Accepted Answer

Yes, 645 250, Vernal could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 44

How does 645 250, Vernal compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $354,750. This listing is 17% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $430,000. Comparable analysis is based on similar size, age, and location.

Question 45

Is the Vernal neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.6% over the past year. The current Zillow Home Value Index for this area is $282,967. This listing is priced at 104% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 46

What is the price trend in Vernal?

Accepted Answer

Vernal's median price has increased 98.4% month-over-month. Current median: $375,000. Days on market have decreased by 83.5% month-over-month. Homes are selling at 98.6% of list price on average. Monitor these trends to time your offer strategically.

Question 47

Is 645 250, Vernal overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 17% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 48

What school district is 645 250, Vernal in?

Accepted Answer

This property is in the Uintah school district. Assigned elementary: Discovery. Assigned middle: Vernal Mid. Assigned high: Uintah. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 49

What parks are near 645 250, Vernal?

Accepted Answer

The nearest local park is Park (0.1 miles away). The nearest state park is Utah Field House SP (Vernal) (0.4 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 50

Is there a golf course near 645 250, Vernal?

Accepted Answer

The nearest golf course is Dinaland Golf Course, 2.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 51

What water activities are near 645 250, Vernal?

Accepted Answer

Water recreation near this property includes: Flaming Gorge Reservoir (32.4 mi); boat ramp at Steinaker State Park (4.3 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 52

Is 645 250, Vernal move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 53

What updates might 645 250, Vernal need?

Accepted Answer

At 64 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Wood. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 54

Does 645 250, Vernal come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 55

What is the lot like at 645 250, Vernal?

Accepted Answer

The lot is 0.21 acres. Lot features: Curb & Gutter,Fenced: Part,Road: Paved. Terrain: Curb & Gutter, Fenced: Part, Road: Paved, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 56

What utilities are available at 645 250, Vernal?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Well. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 57

Is there EV charging near 645 250, Vernal?

Accepted Answer

The nearest EV charging station is Electrify America Charging Station, approximately 0.3 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

645 250, Vernal, UT 84078

645 W 250 S, Vernal, UT 84078

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Schools

Property Intelligence

Recreation & Amenities

Internet & Connectivity

All Property Details

Vernal Market Context

Crime & Safety

Location

Connect with a Buyer’s Agent

Similar Homes

$325,000

$375,000

$349,500

$419,000

$339,999

Find Your Dream Home

Frequently Asked Questions

Discover