Question 1

What is the asking price for 906 SAINT JAMES, St. George?

Accepted Answer

906 SAINT JAMES, St. George is listed at $999,000 ($208/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 906 SAINT JAMES, St. George have?

Accepted Answer

This Residential features 5 bedrooms, 4 bathrooms, 4,802 square feet of living space. It is a 2-story home. The lot is 0.5 acres.

Question 3

When was 906 SAINT JAMES, St. George built?

Accepted Answer

This property was built in 1992, making it 34 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 906 SAINT JAMES, St. George?

Accepted Answer

906 SAINT JAMES, St. George is a Residential (Single Family Residence). The architectural style is Basement. It is located in the ST JAMES PLACE 4 subdivision. Zoning: Single-Family.

Question 5

Does 906 SAINT JAMES, St. George have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 906 SAINT JAMES, St. George?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 906 SAINT JAMES, St. George?

Accepted Answer

Annual property taxes for this property are approximately $3,577 (about $298/month). This represents an effective tax rate of approximately 0.36% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 906 SAINT JAMES, St. George?

Accepted Answer

Interior features include: Bar: Wet, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal. Exterior features include: Deck; Covered, Double Pane Windows, Lighting, Patio: Covered.    View: Mountain(s).

Question 9

Is 906 SAINT JAMES, St. George a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 72/100. Key deal signals: Priced 12% below market value; 5.0% year-over-year market appreciation; 101% LT gross rent coverage of monthly ownership cost. The price is 31% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in St. George?

Accepted Answer

The median price for similar properties in the area is $764,450 (based on 10 homes). At $999,000, this listing is 31% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 906 SAINT JAMES, St. George?

Accepted Answer

At the current 30-year mortgage rate of 6.58% with 20% down, the estimated monthly principal and interest payment is $5,094. Including estimated taxes, the total monthly cost is approximately $5,392. A 15-year mortgage at 5.96% would be $6,727/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 906 SAINT JAMES, St. George been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in St. George is 65 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 906 SAINT JAMES, St. George a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $81,609 with a gross rental yield of 8.2%. Net rental yield (after estimated expenses): 5.3%.  Estimated debt service coverage ratio (DSCR): 1.17. Investor score: 70/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 906 SAINT JAMES, St. George?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $6,801 ($81,612/year). The gross rent multiplier is 12.2x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 906 SAINT JAMES, St. George offer?

Accepted Answer

Propaired's AI has identified 7 lifestyle features for this property: Pool, Cabin/Mountain, Golf Community, Luxury Estate, RV-Friendly, Sport Court, Historic/Character. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 16

Does 906 SAINT JAMES, St. George have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 17

What makes 906 SAINT JAMES, St. George a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 4,802 sqft on 0.5 acres, it offers premium living.    Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 18

What recreation is near 906 SAINT JAMES, St. George?

Accepted Answer

This property has a recreation score of 72/100. Nearby recreation includes: St James trailhead (0.4 mi); Larkspur Park park (0.2 mi); Saint George Golf Course (1.1 mi); Snow Canyon State Park (9.4 mi); Zion NP — Kolob Terrace Road (40.2 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 906 SAINT JAMES, St. George?

Accepted Answer

Yes, the nearest trailhead is St James, just 0.4 miles from the property. Snow Canyon State Park is 9.4 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

How far is 906 SAINT JAMES, St. George from a national park?

Accepted Answer

Zion NP — Kolob Terrace Road is 40.2 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 21

What amenities and services are near 906 SAINT JAMES, St. George?

Accepted Answer

This property has an amenity proximity score of 70/100. Nearby services include: Grocery: TruNoni (2.7 mi); Hospital: Creek Valley Health Clinic (33.5 mi); Pharmacy: Desert Canyon Pharmacy (1.4 mi); Dining: Tropical Smoothie Cafe (1.4 mi). Gas station: 1.4 miles. Gym: Club Pilates (1.4 mi).

Question 22

How far is the nearest hospital from 906 SAINT JAMES, St. George?

Accepted Answer

The nearest hospital is Creek Valley Health Clinic, approximately 33.5 miles from the property. The nearest fire station is 3.0 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 23

What schools serve 906 SAINT JAMES, St. George?

Accepted Answer

Assigned schools: Elementary: Bloomington Hills; Middle: Desert Hills Middle; High: Desert Hills. There are 4 schools within 3 miles of this property. The highest-rated nearby school is Sunrise Ridge Intermediate with a 57% state performance score (2.4 miles away). School district: Washington.

Question 24

What high school is near 906 SAINT JAMES, St. George?

Accepted Answer

The nearest high school is Desert Hills. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 25

What elementary school is near 906 SAINT JAMES, St. George?

Accepted Answer

The nearest elementary school is Bloomington Hills (2.4 miles away). State performance score: 54%. District: Washington District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 26

What middle school is near 906 SAINT JAMES, St. George?

Accepted Answer

The nearest middle school is Desert Hills Middle.

Question 27

How good are the schools near 906 SAINT JAMES, St. George?

Accepted Answer

Of the 4 schools within 3 miles, 4 have state performance data with an average score of 54%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 28

What is the internet speed at 906 SAINT JAMES, St. George?

Accepted Answer

This property has a broadband score of 95/100 (Excellent). Best available speed: 1000 Mbps download / 100 Mbps upload. Fiber is not currently available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (140 Mbps, DSL); HughesNet (50 Mbps, Satellite). Total providers: 11.

Question 29

Is 906 SAINT JAMES, St. George in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 30

How does this listing compare to the St. George market?

Accepted Answer

906 SAINT JAMES, St. George is listed at $999,000, which is above the St. George median of $525,000 by $474,000. There are currently 448 active listings in St. George. Homes in St. George sell in an average of 65 days. The average sale-to-list ratio is 97.7%.

Question 31

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $525,000. There are currently 448 active listings. Homes sell in an average of 65 days. The average sale-to-list ratio is 97.7%. This listing at $999,000 is above the St. George 2026 median.

Question 32

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 448 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $525,000. Homes in St. George are selling in about 65 days on average.

Question 33

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 34

How does this price compare to the Utah state average?

Accepted Answer

At $999,000, this property is above the Utah state median of $525,000 by $474,000. St. George prices are 0% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 35

What is the Propaired intelligence score for 906 SAINT JAMES, St. George?

Accepted Answer

This property has a Propaired intelligence score of 67/100, combining deal value (72), recreation access (72), amenity proximity (70), broadband quality (95), and lifestyle features (7 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 36

What heating and cooling systems does 906 SAINT JAMES, St. George have?

Accepted Answer

Heating: Geothermal. Cooling: Central Air,Geothermal. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 37

What type of roof does 906 SAINT JAMES, St. George have?

Accepted Answer

The roof material is Tile. Tile roofs can last 50+ years with proper maintenance. With a 34-year-old home, reviewing recent roof inspections is recommended.

Question 38

Does 906 SAINT JAMES, St. George have a basement?

Accepted Answer

Yes, the basement is described as: Full,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 39

What is 906 SAINT JAMES, St. George constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 40

What are the water and sewer connections for 906 SAINT JAMES, St. George?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 41

What is the commute like from 906 SAINT JAMES, St. George?

Accepted Answer

906 SAINT JAMES, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 42

What shopping and dining is near 906 SAINT JAMES, St. George?

Accepted Answer

The nearest restaurant is Tropical Smoothie Cafe (1.4 miles away) and the nearest grocery store is TruNoni (2.7 miles). Coffee: Deseret Laboratories Cafe (2.3 mi). Banking: Goldenwest Credit Union (3.6 mi). Overall amenity proximity score: 70/100.

Question 43

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 44

What would homeowner's insurance cost for 906 SAINT JAMES, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $999,000, expect approximately $2,997-$4,995/year ($250-$416/month).   Get multiple quotes — rates vary significantly by insurer.

Question 45

What are the estimated closing costs for 906 SAINT JAMES, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $999,000, expect approximately $19,980-$49,950 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 46

How does the property tax compare to the list price at 906 SAINT JAMES, St. George?

Accepted Answer

The annual property tax of $3,577 represents an effective rate of 0.36% relative to the list price of $999,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 47

What are the total estimated monthly costs for 906 SAINT JAMES, St. George?

Accepted Answer

Estimated total monthly housing cost: $5,725. This includes principal & interest ($5,094 at 6.58% with 20% down), property tax ($298/mo), and estimated insurance (~$333/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 48

Is 906 SAINT JAMES, St. George eligible for FHA or VA financing?

Accepted Answer

At $999,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 49

What is the estimated cap rate for 906 SAINT JAMES, St. George?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 5.3%, based on estimated annual rent of $81,609 and a purchase price of $999,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 50

Is St. George a good rental market?

Accepted Answer

Estimated monthly rent in St. George is approximately $5,282. Homes in St. George sell in an average of 65 days, indicating moderate demand in this market. There are 448 active listings currently. Gross rental yield in this area: 8.2%. Utah's steady population growth continues to drive rental demand.

Question 51

Could 906 SAINT JAMES, St. George be a 1031 exchange property?

Accepted Answer

Yes, 906 SAINT JAMES, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 52

How does 906 SAINT JAMES, St. George compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $764,450. This listing is 31% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $700,000. Comparable analysis is based on similar size, age, and location.

Question 53

Is the St. George neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 5.0% over the past year. The current Zillow Home Value Index for this area is $646,569. This listing is priced at 155% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 54

What is the price trend in St. George?

Accepted Answer

St. George's median price has increased 8.1% month-over-month. Current median: $525,000. Days on market have increased by 17.7% month-over-month. Homes are selling at 97.7% of list price on average. Monitor these trends to time your offer strategically.

Question 55

Is 906 SAINT JAMES, St. George overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 31% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 72/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 56

What school district is 906 SAINT JAMES, St. George in?

Accepted Answer

This property is in the Washington school district. Assigned elementary: Bloomington Hills. Assigned middle: Desert Hills Middle. Assigned high: Desert Hills. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 57

How do nearby schools rank statewide?

Accepted Answer

Of the 4 nearby schools with state rankings, the highest-ranked is Sunrise Ridge Intermediate at #259 statewide (57% performance score). Other ranked nearby schools include Little Valley School (#295) and Dixie Middle (#311). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 58

What parks are near 906 SAINT JAMES, St. George?

Accepted Answer

The nearest local park is Larkspur Park (0.2 miles away). The nearest state park is Snow Canyon State Park (9.4 miles). Nearest national park: Zion NP — Kolob Terrace Road (40.2 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 59

Is there a golf course near 906 SAINT JAMES, St. George?

Accepted Answer

The nearest golf course is Saint George Golf Course, 1.1 miles from the property. This property is located within a golf community, which may include membership benefits and golf course views. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 60

What water activities are near 906 SAINT JAMES, St. George?

Accepted Answer

Water recreation near this property includes: Sand Hollow Reservoir (10.8 mi); boat ramp at Sand Hollow State Park (11.0 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 61

Is 906 SAINT JAMES, St. George move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 62

What updates might 906 SAINT JAMES, St. George need?

Accepted Answer

At 34 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Tile. Current heating: Geothermal. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 63

Does 906 SAINT JAMES, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 64

What is the lot like at 906 SAINT JAMES, St. George?

Accepted Answer

The lot is 0.5 acres. Lot features: Curb & Gutter,Fenced: Part,Road: Paved,Secluded,Sidewalks,Sprinkler: Auto-Full,View: Mountain,Near Golf Course. Terrain: Curb & Gutter, Fenced: Part, Road: Paved, Secluded Yard, Sidewalks, Sprinkler: Auto-Full, View: Mountain, Adjacent to Golf Course. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

906 SAINT JAMES, St. George, UT 84790

906 SAINT JAMES LN, St. George, UT 84790

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Amenities NearbyScore: 70/100

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