Question 1

What is the asking price for 1040 900, St. George?

Accepted Answer

1040 900, St. George is listed at $345,000 ($266/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1040 900, St. George have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,296 square feet of living space. It is a 1-story home. The lot is 0.04 acres.

Question 3

When was 1040 900, St. George built?

Accepted Answer

This property was built in 1991, making it 35 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 1040 900, St. George?

Accepted Answer

1040 900, St. George is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the HERITAGE LANE TH 3 subdivision. Zoning: Single-Family.

Question 5

Does 1040 900, St. George have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 1040 900, St. George?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $220 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1040 900, St. George?

Accepted Answer

Annual property taxes for this property are approximately $1,145 (about $95/month). This represents an effective tax rate of approximately 0.33% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

Is 1040 900, St. George a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 100/100. Key deal signals: Priced 45% below similar homes; 5.0% year-over-year market appreciation. The price is 45% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

How does this price compare to similar homes in St. George?

Accepted Answer

The median price for similar properties in the area is $630,000 (based on 9 homes). At $345,000, this listing is 45% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 10

What would the monthly mortgage payment be for 1040 900, St. George?

Accepted Answer

At the current 30-year mortgage rate of 6.66% with 20% down, the estimated monthly principal and interest payment is $1,774. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,089. A 15-year mortgage at 6.04% would be $2,335/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 1040 900, St. George been on the market?

Accepted Answer

This property has been listed for 6 days. The average days on market in St. George is 65 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

Is 1040 900, St. George a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $21,617 with a gross rental yield of 6.3%. Net rental yield (after estimated expenses): 4.1%.  Estimated debt service coverage ratio (DSCR): 0.89. Investor score: 55/100. These are estimates based on area comparables.

Question 13

What is the estimated rental income for 1040 900, St. George?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,801 ($21,612/year). The gross rent multiplier is 16.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 14

What lifestyle features does 1040 900, St. George offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Pool, Gated Community, Hot Tub/Spa, Master-Planned Community. The primary lifestyle niche is "master_planned." These tags are derived from MLS data, property features, and location analysis.

Question 15

Does 1040 900, St. George have a pool?

Accepted Answer

Yes, this property includes a private pool. A hot tub/spa is also included. Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 16

What recreation is near 1040 900, St. George?

Accepted Answer

This property has a recreation score of 82/100. Nearby recreation includes: St James trailhead (1.0 mi); Boots Cox Family Park park (0.2 mi); Saint George Golf Course (2.1 mi); Snow Canyon State Park (8.5 mi); Zion NP — Kolob Terrace Road (39.0 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 1040 900, St. George?

Accepted Answer

Yes, the nearest trailhead is St James, just 1.0 miles from the property. Snow Canyon State Park is 8.5 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

How far is 1040 900, St. George from a national park?

Accepted Answer

Zion NP — Kolob Terrace Road is 39.0 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 19

What amenities and services are near 1040 900, St. George?

Accepted Answer

This property has an amenity proximity score of 64/100. Nearby services include: Grocery: TruNoni (3.9 mi); Hospital: Creek Valley Health Clinic (33.3 mi); Pharmacy: Desert Canyon Pharmacy (2.6 mi); Dining: Ninfa's Mexican Grill (1.5 mi). Gas station: 2.7 miles. Gym: Club Pilates (2.6 mi).

Question 20

How far is the nearest hospital from 1040 900, St. George?

Accepted Answer

The nearest hospital is Creek Valley Health Clinic, approximately 33.3 miles from the property. The nearest fire station is 3.9 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 1040 900, St. George?

Accepted Answer

Assigned schools: Elementary: Heritage; Middle: Dixie Middle; High: Pine View. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Dixie Middle with a 54% state performance score (1.1 miles away). School district: Washington.

Question 22

What high school is near 1040 900, St. George?

Accepted Answer

The nearest high school is Pine View. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 1040 900, St. George?

Accepted Answer

The nearest elementary school is Heritage. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 1040 900, St. George?

Accepted Answer

The nearest middle school is Dixie Middle.

Question 25

What is the internet speed at 1040 900, St. George?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); CenturyLink (140 Mbps, DSL); HughesNet (50 Mbps, Satellite). Total providers: 11.

Question 26

Is 1040 900, St. George in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the St. George market?

Accepted Answer

1040 900, St. George is listed at $345,000, which is below the St. George median of $530,000 by $185,000. There are currently 453 active listings in St. George. Homes in St. George sell in an average of 65 days. The average sale-to-list ratio is 97.8%.

Question 28

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $530,000. There are currently 453 active listings. Homes sell in an average of 65 days. The average sale-to-list ratio is 97.8%. This listing at $345,000 is below the St. George 2026 median.

Question 29

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 453 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $530,000. Homes in St. George are selling in about 65 days on average.

Question 30

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 31

How does this price compare to the Utah state average?

Accepted Answer

At $345,000, this property is below the Utah state median of $525,000 by $180,000. St. George prices are 1% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 32

What is the Propaired intelligence score for 1040 900, St. George?

Accepted Answer

This property has a Propaired intelligence score of 77/100, combining deal value (100), recreation access (82), amenity proximity (64), broadband quality (100), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 33

What heating and cooling systems does 1040 900, St. George have?

Accepted Answer

Heating: Gas: Central. Cooling system details are not listed. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 34

What type of roof does 1040 900, St. George have?

Accepted Answer

The roof material is Tile. Tile roofs can last 50+ years with proper maintenance. With a 35-year-old home, reviewing recent roof inspections is recommended.

Question 35

Does 1040 900, St. George have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 36

What is 1040 900, St. George constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 37

What are the water and sewer connections for 1040 900, St. George?

Accepted Answer

Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 38

What is the commute like from 1040 900, St. George?

Accepted Answer

1040 900, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 39

What shopping and dining is near 1040 900, St. George?

Accepted Answer

The nearest restaurant is Ninfa's Mexican Grill (1.5 miles away) and the nearest grocery store is TruNoni (3.9 miles). Coffee: Deseret Laboratories Cafe (3.4 mi). Banking: Goldenwest Credit Union (5.0 mi). Overall amenity proximity score: 64/100.

Question 40

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 41

What would homeowner's insurance cost for 1040 900, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $345,000, expect approximately $1,035-$1,725/year ($86-$144/month).   Get multiple quotes — rates vary significantly by insurer.

Question 42

What are the estimated closing costs for 1040 900, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $345,000, expect approximately $6,900-$17,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 43

How does the property tax compare to the list price at 1040 900, St. George?

Accepted Answer

The annual property tax of $1,145 represents an effective rate of 0.33% relative to the list price of $345,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 44

What are the total estimated monthly costs for 1040 900, St. George?

Accepted Answer

Estimated total monthly housing cost: $2,204. This includes principal & interest ($1,774 at 6.66% with 20% down), property tax ($95/mo), HOA ($220/mo), and estimated insurance (~$115/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 45

Is 1040 900, St. George eligible for FHA or VA financing?

Accepted Answer

At $345,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 46

What is the estimated cap rate for 1040 900, St. George?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.1%, based on estimated annual rent of $21,617 and a purchase price of $345,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 47

Is St. George a good rental market?

Accepted Answer

Estimated monthly rent in St. George is approximately $1,801. Homes in St. George sell in an average of 65 days, indicating moderate demand in this market. There are 453 active listings currently. Gross rental yield in this area: 6.3%. Utah's steady population growth continues to drive rental demand.

Question 48

Could 1040 900, St. George be a 1031 exchange property?

Accepted Answer

Yes, 1040 900, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 49

How does 1040 900, St. George compare to recently sold homes nearby?

Accepted Answer

Based on 9 comparable properties, the median sold price in this area is $630,000. This listing is 45% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $709,500. Comparable analysis is based on similar size, age, and location.

Question 50

Is the St. George neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 5.0% over the past year. The current Zillow Home Value Index for this area is $176,127. This listing is priced at 196% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 51

What is the price trend in St. George?

Accepted Answer

St. George's median price has increased 8.1% month-over-month. Current median: $530,000. Days on market have increased by 13.8% month-over-month. Homes are selling at 97.8% of list price on average. Monitor these trends to time your offer strategically.

Question 52

Is 1040 900, St. George overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 45% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 53

What school district is 1040 900, St. George in?

Accepted Answer

This property is in the Washington school district. Assigned elementary: Heritage. Assigned middle: Dixie Middle. Assigned high: Pine View. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 54

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Dixie Middle at #311 statewide (54% performance score). Other ranked nearby schools include Pine View Middle (#328). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 55

What parks are near 1040 900, St. George?

Accepted Answer

The nearest local park is Boots Cox Family Park (0.2 miles away). The nearest state park is Snow Canyon State Park (8.5 miles). Nearest national park: Zion NP — Kolob Terrace Road (39.0 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 56

Is there a golf course near 1040 900, St. George?

Accepted Answer

The nearest golf course is Saint George Golf Course, 2.1 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 57

What water activities are near 1040 900, St. George?

Accepted Answer

Water recreation near this property includes: Sand Hollow Reservoir (10.0 mi); boat ramp at Sand Hollow State Park (10.1 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 58

Is 1040 900, St. George move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 59

What updates might 1040 900, St. George need?

Accepted Answer

At 35 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Tile. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 60

Does 1040 900, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 61

What is the lot like at 1040 900, St. George?

Accepted Answer

The lot is 0.04 acres. Lot features: Road: Paved,Drip Irrigation: Auto-Full. Terrain: Road: Paved, Drip Irrigation: Auto-Full.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 62

What utilities are available at 1040 900, St. George?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected.  Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 63

Does 1040 900, St. George have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating.  Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 64

Is there EV charging near 1040 900, St. George?

Accepted Answer

The nearest EV charging station is Sun Country Highway Charging Station, approximately 5.0 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

1040 900, St. George, UT 84790

1040 E 900 S #12, St. George, UT 84790

About This Property

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Long-Term Rental

Short-Term Rental

Schools

Recreation & Amenities

Recreation NearbyScore: 82/100

Amenities NearbyScore: 64/100

Internet & Connectivity

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

St. George Market Context

Crime & Safety

St. George compared to:

vs National Average (FBI UCR 2024)

Connect with a Buyer’s Agent

Similar Homes

$445,000

$459,500

$414,000

$555,000

$539,900

Find Your Dream Home

Frequently Asked Questions

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Long-Term Rental

Short-Term Rental

Recreation & Amenities

Recreation NearbyScore: 82/100

Amenities NearbyScore: 64/100

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Connect with a Buyer’s Agent

Internet & Connectivity

Discover

Recreation Nearby
Score: 82/100

Amenities Nearby
Score: 64/100

Recreation Nearby
Score: 82/100

Amenities Nearby
Score: 64/100