Question 1

What is the asking price for 438 STONE MOUNTAIN, St. George?

Accepted Answer

438 STONE MOUNTAIN, St. George is listed at $489,000 ($231/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 438 STONE MOUNTAIN, St. George have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 2,119 square feet of living space. It is a 2-story home. The lot is 0.06 acres.

Question 3

When was 438 STONE MOUNTAIN, St. George built?

Accepted Answer

This property was built in 2023, making it 3 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 438 STONE MOUNTAIN, St. George?

Accepted Answer

438 STONE MOUNTAIN, St. George is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the STONE POINT TH 1 subdivision. Zoning: Single-Family.

Question 5

Does 438 STONE MOUNTAIN, St. George have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 438 STONE MOUNTAIN, St. George?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $115 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 438 STONE MOUNTAIN, St. George?

Accepted Answer

Annual property taxes for this property are approximately $1,852 (about $154/month). This represents an effective tax rate of approximately 0.38% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 438 STONE MOUNTAIN, St. George?

Accepted Answer

Interior features include: Bath: Sep. Tub/Shower, Closet: Walk-In, Oven: Wall, Range: Gas, Granite Countertops. Exterior features include: Balcony, Double Pane Windows, Sliding Glass Doors.    View: Mountain(s),Valley.

Question 9

Is 438 STONE MOUNTAIN, St. George a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 65/100. Key deal signals: Priced 10% below market value; 4.5% year-over-year market appreciation. The price is 6% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in St. George?

Accepted Answer

The median price for similar properties in the area is $459,500 (based on 8 homes). At $489,000, this listing is 6% above the median for comparable homes. It ranks #Above Similar among similar listings by value.

Question 11

What would the monthly mortgage payment be for 438 STONE MOUNTAIN, St. George?

Accepted Answer

At the current 30-year mortgage rate of 6.58% with 20% down, the estimated monthly principal and interest payment is $2,493. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,762. A 15-year mortgage at 5.96% would be $3,293/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 438 STONE MOUNTAIN, St. George been on the market?

Accepted Answer

This property has been listed for 10 days. The average days on market in St. George is 65 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 438 STONE MOUNTAIN, St. George a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $37,861 with a gross rental yield of 7.7%. Net rental yield (after estimated expenses): 5.0%.  Estimated debt service coverage ratio (DSCR): 1.11. Investor score: 69/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 438 STONE MOUNTAIN, St. George?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,155 ($37,860/year). The gross rent multiplier is 12.9x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 438 STONE MOUNTAIN, St. George offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 16

What recreation is near 438 STONE MOUNTAIN, St. George?

Accepted Answer

This property has a recreation score of 81/100. Nearby recreation includes: Pioneer Upper trailhead (1.0 mi); Sandtown Park park (0.0 mi); Dixie Red Hills Golf Club (0.5 mi); Snow Canyon State Park (5.9 mi); Zion NP — Kolob Terrace Road (39.5 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 438 STONE MOUNTAIN, St. George?

Accepted Answer

Yes, the nearest trailhead is Pioneer Upper, just 1.0 miles from the property. Snow Canyon State Park is 5.9 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

How far is 438 STONE MOUNTAIN, St. George from a national park?

Accepted Answer

Zion NP — Kolob Terrace Road is 39.5 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 19

What amenities and services are near 438 STONE MOUNTAIN, St. George?

Accepted Answer

This property has an amenity proximity score of 58/100. Nearby services include: Grocery: Smith's (6.0 mi); Hospital: Enterprise Valley Medical Clinic (31.8 mi); Pharmacy: Desert Canyon Pharmacy (4.9 mi); Dining: Ninfa's Mexican Grill (1.5 mi). Gas station: 4.9 miles. Gym: Club Pilates (4.9 mi).

Question 20

How far is the nearest hospital from 438 STONE MOUNTAIN, St. George?

Accepted Answer

The nearest hospital is Enterprise Valley Medical Clinic, approximately 31.8 miles from the property. The nearest fire station is 6.0 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 438 STONE MOUNTAIN, St. George?

Accepted Answer

Assigned schools: Elementary: Sunset; Middle: Snow Canyon Middle; High: Snow Canyon. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Snow Canyon High with a 56% state performance score (2.0 miles away). School district: Washington.

Question 22

What high school is near 438 STONE MOUNTAIN, St. George?

Accepted Answer

The nearest high school is Snow Canyon. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 438 STONE MOUNTAIN, St. George?

Accepted Answer

The nearest elementary school is Sunset. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 438 STONE MOUNTAIN, St. George?

Accepted Answer

The nearest middle school is Snow Canyon Middle.

Question 25

What is the internet speed at 438 STONE MOUNTAIN, St. George?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 3000 Mbps download / 3000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); CenturyLink (100 Mbps, DSL); HughesNet (50 Mbps, Satellite). Total providers: 12.

Question 26

Is 438 STONE MOUNTAIN, St. George in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the St. George market?

Accepted Answer

438 STONE MOUNTAIN, St. George is listed at $489,000, which is below the St. George median of $525,000 by $36,000. There are currently 448 active listings in St. George. Homes in St. George sell in an average of 65 days. The average sale-to-list ratio is 97.7%.

Question 28

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $525,000. There are currently 448 active listings. Homes sell in an average of 65 days. The average sale-to-list ratio is 97.7%. This listing at $489,000 is below the St. George 2026 median.

Question 29

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 448 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $525,000. Homes in St. George are selling in about 65 days on average.

Question 30

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 31

How does this price compare to the Utah state average?

Accepted Answer

At $489,000, this property is below the Utah state median of $525,000 by $36,000. St. George prices are 0% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 32

What is the Propaired intelligence score for 438 STONE MOUNTAIN, St. George?

Accepted Answer

This property has a Propaired intelligence score of 54/100, combining deal value (65), recreation access (81), amenity proximity (58), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 33

What heating and cooling systems does 438 STONE MOUNTAIN, St. George have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 34

What type of roof does 438 STONE MOUNTAIN, St. George have?

Accepted Answer

The roof material is Tile. Tile roofs can last 50+ years with proper maintenance. With a 3-year-old home, reviewing recent roof inspections is recommended.

Question 35

Does 438 STONE MOUNTAIN, St. George have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 36

What is 438 STONE MOUNTAIN, St. George constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 37

What type of flooring does 438 STONE MOUNTAIN, St. George have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 38

What are the water and sewer connections for 438 STONE MOUNTAIN, St. George?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 39

What is the commute like from 438 STONE MOUNTAIN, St. George?

Accepted Answer

438 STONE MOUNTAIN, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 40

What shopping and dining is near 438 STONE MOUNTAIN, St. George?

Accepted Answer

The nearest restaurant is Ninfa's Mexican Grill (1.5 miles away) and the nearest grocery store is Smith's (6.0 miles). Coffee: Dutch Bros. Coffee (1.7 mi). Banking: Goldenwest Credit Union (6.1 mi). Overall amenity proximity score: 58/100.

Question 41

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 42

What would homeowner's insurance cost for 438 STONE MOUNTAIN, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $489,000, expect approximately $1,467-$2,445/year ($122-$204/month).   Get multiple quotes — rates vary significantly by insurer.

Question 43

What are the estimated closing costs for 438 STONE MOUNTAIN, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $489,000, expect approximately $9,780-$24,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 44

How does the property tax compare to the list price at 438 STONE MOUNTAIN, St. George?

Accepted Answer

The annual property tax of $1,852 represents an effective rate of 0.38% relative to the list price of $489,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 45

What are the total estimated monthly costs for 438 STONE MOUNTAIN, St. George?

Accepted Answer

Estimated total monthly housing cost: $2,925. This includes principal & interest ($2,493 at 6.58% with 20% down), property tax ($154/mo), HOA ($115/mo), and estimated insurance (~$163/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 46

Is 438 STONE MOUNTAIN, St. George eligible for FHA or VA financing?

Accepted Answer

At $489,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 47

What is the estimated cap rate for 438 STONE MOUNTAIN, St. George?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 5.0%, based on estimated annual rent of $37,861 and a purchase price of $489,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 48

Is St. George a good rental market?

Accepted Answer

Estimated monthly rent in St. George is approximately $2,712. Homes in St. George sell in an average of 65 days, indicating moderate demand in this market. There are 448 active listings currently. Gross rental yield in this area: 7.7%. Utah's steady population growth continues to drive rental demand.

Question 49

Could 438 STONE MOUNTAIN, St. George be a 1031 exchange property?

Accepted Answer

Yes, 438 STONE MOUNTAIN, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 50

How does 438 STONE MOUNTAIN, St. George compare to recently sold homes nearby?

Accepted Answer

Based on 8 comparable properties, the median sold price in this area is $459,500. This listing is 6% above the comparable median. It ranks Above Similar among similar listings by value. The median for this property type specifically is $700,000. Comparable analysis is based on similar size, age, and location.

Question 51

Is the St. George neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 4.5% over the past year. The current Zillow Home Value Index for this area is $293,171. This listing is priced at 167% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 52

What is the price trend in St. George?

Accepted Answer

St. George's median price has increased 8.1% month-over-month. Current median: $525,000. Days on market have increased by 17.7% month-over-month. Homes are selling at 97.7% of list price on average. Monitor these trends to time your offer strategically.

Question 53

Is 438 STONE MOUNTAIN, St. George overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 6% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 65/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 54

What school district is 438 STONE MOUNTAIN, St. George in?

Accepted Answer

This property is in the Washington school district. Assigned elementary: Sunset. Assigned middle: Snow Canyon Middle. Assigned high: Snow Canyon. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 55

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Snow Canyon High at #291 statewide (56% performance score). Other ranked nearby schools include Dixie Middle (#311). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 56

What parks are near 438 STONE MOUNTAIN, St. George?

Accepted Answer

The nearest local park is Sandtown Park (0.0 miles away). The nearest state park is Snow Canyon State Park (5.9 miles). Nearest national park: Zion NP — Kolob Terrace Road (39.5 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 57

Is there a golf course near 438 STONE MOUNTAIN, St. George?

Accepted Answer

The nearest golf course is Dixie Red Hills Golf Club, 0.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 58

What water activities are near 438 STONE MOUNTAIN, St. George?

Accepted Answer

Water recreation near this property includes: Sand Hollow Reservoir (11.8 mi); boat ramp at Sand Hollow State Park (11.9 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 59

Is 438 STONE MOUNTAIN, St. George move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 60

Does 438 STONE MOUNTAIN, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 61

What is the lot like at 438 STONE MOUNTAIN, St. George?

Accepted Answer

The lot is 0.06 acres. Lot features: Cul-De-Sac,Road: Paved,Sprinkler: Auto-Full,View: Mountain,View: Valley,Drip Irrigation: Auto-Full. Terrain: Cul-de-Sac, Road: Paved, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain, View: Valley, Drip Irrigation: Auto-Full. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 62

What utilities are available at 438 STONE MOUNTAIN, St. George?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 63

Does 438 STONE MOUNTAIN, St. George have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 64

Is there EV charging near 438 STONE MOUNTAIN, St. George?

Accepted Answer

The nearest EV charging station is Sun Country Highway Charging Station, approximately 6.2 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

438 STONE MOUNTAIN, St. George, UT 84770

438 N STONE MOUNTAIN DR, St. George, UT 84770

About This Property

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Recreation NearbyScore: 81/100

Amenities NearbyScore: 58/100

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