Question 1

What is the asking price for 5421 LULA BAY, St. George?

Accepted Answer

5421 LULA BAY, St. George is listed at $1,900,000 ($347/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 5421 LULA BAY, St. George have?

Accepted Answer

This Residential features 6 bedrooms, 8 bathrooms, 5,473 square feet of living space. It is a 4-story home. The lot is 0.1 acres.

Question 3

When was 5421 LULA BAY, St. George built?

Accepted Answer

This property was built in 2022, making it 4 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 5421 LULA BAY, St. George?

Accepted Answer

5421 LULA BAY, St. George is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the DESERT COLOR subdivision. Zoning: Single-Family, Short Term Rental Allowed.

Question 5

Does 5421 LULA BAY, St. George have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 5421 LULA BAY, St. George?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $163 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 5421 LULA BAY, St. George?

Accepted Answer

Annual property taxes for this property are approximately $2,684 (about $224/month). This represents an effective tax rate of approximately 0.14% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 5421 LULA BAY, St. George?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal, Great Room. Exterior features include: Double Pane Windows, Lighting, Patio: Covered, Sliding Glass Doors, Patio: Open.  Private pool included. Spa/hot tub included.

Question 9

Is 5421 LULA BAY, St. George a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 10/100. The price is 246% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in St. George?

Accepted Answer

The median price for similar properties in the area is $550,000 (based on 10 homes). At $1,900,000, this listing is 246% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 5421 LULA BAY, St. George?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $9,538. Including estimated taxes and HOA fees, the total monthly cost is approximately $9,925. A 15-year mortgage at 5.79% would be $12,655/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 5421 LULA BAY, St. George been on the market?

Accepted Answer

This property has been listed for 14 days. The average days on market in St. George is 65 days, meaning this listing is moving faster than the local average.

Question 13

Is 5421 LULA BAY, St. George a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $119,672 with a gross rental yield of 6.3%. Net rental yield (after estimated expenses): 4.1%.  Estimated debt service coverage ratio (DSCR): 0.92. Investor score: 30/100. These are estimates based on area comparables.

Question 14

Can 5421 LULA BAY, St. George be used as a short-term rental?

Accepted Answer

This property shows potential for short-term rental use (Airbnb/VRBO). Estimated annual STR revenue: $38,664 (0.3x long-term rental income). Check local zoning regulations and HOA rules before purchasing for STR purposes — many Utah municipalities have specific short-term rental ordinances.

Question 15

What is the estimated rental income for 5421 LULA BAY, St. George?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $9,973 ($119,676/year). The gross rent multiplier is 15.9x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 5421 LULA BAY, St. George offer?

Accepted Answer

Propaired's AI has identified 6 lifestyle features for this property: Pool, Luxury Estate, Sport Court, Hot Tub/Spa, Master-Planned Community, Short-Term Rental Potential. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 17

Does 5421 LULA BAY, St. George have a pool?

Accepted Answer

Yes, this property includes a private pool. A hot tub/spa is also included. Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What makes 5421 LULA BAY, St. George a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 5,473 sqft on 0.1 acres, it offers premium living.    Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 19

What recreation is near 5421 LULA BAY, St. George?

Accepted Answer

This property has a recreation score of 62/100. Nearby recreation includes: Man O War trailhead (2.5 mi); Atkinville Wash Park park (0.6 mi); Sun River Golf Club (1.3 mi); Snow Canyon State Park (12.8 mi); Zion NP — Kolob Terrace Road (44.0 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 20

Are there hiking trails near 5421 LULA BAY, St. George?

Accepted Answer

Yes, the nearest trailhead is Man O War, just 2.5 miles from the property. Snow Canyon State Park is 12.8 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 21

How far is 5421 LULA BAY, St. George from a national park?

Accepted Answer

Zion NP — Kolob Terrace Road is 44.0 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 22

What amenities and services are near 5421 LULA BAY, St. George?

Accepted Answer

This property has an amenity proximity score of 97/100. Nearby services include: Grocery: Smith's (1.2 mi); Hospital: Creek Valley Health Clinic (34.9 mi); Pharmacy: Smith's Pharmacy (1.2 mi); Dining: Jersey Mike's Subs (0.4 mi). Gas station: 0.8 miles. Gym: Club Pilates (3.3 mi).

Question 23

How far is the nearest hospital from 5421 LULA BAY, St. George?

Accepted Answer

The nearest hospital is Creek Valley Health Clinic, approximately 34.9 miles from the property. The nearest fire station is 1.2 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 24

What schools serve 5421 LULA BAY, St. George?

Accepted Answer

Assigned schools: Middle: Desert Hills Middle; High: Desert Hills.   School district: Washington.

Question 25

What high school is near 5421 LULA BAY, St. George?

Accepted Answer

The nearest high school is Desert Hills. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 26

What middle school is near 5421 LULA BAY, St. George?

Accepted Answer

The nearest middle school is Desert Hills Middle.

Question 27

What is the internet speed at 5421 LULA BAY, St. George?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 2000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber); HughesNet (50 Mbps, Satellite). Total providers: 10.

Question 28

Is 5421 LULA BAY, St. George in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 29

How does this listing compare to the St. George market?

Accepted Answer

5421 LULA BAY, St. George is listed at $1,900,000, which is above the St. George median of $524,900 by $1,375,100. There are currently 449 active listings in St. George. Homes in St. George sell in an average of 65 days. The average sale-to-list ratio is 97.6%.

Question 30

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $524,900. There are currently 449 active listings. Homes sell in an average of 65 days. The average sale-to-list ratio is 97.6%. This listing at $1,900,000 is above the St. George 2026 median.

Question 31

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 449 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $524,900. Homes in St. George are selling in about 65 days on average.

Question 32

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 33

How does this price compare to the Utah state average?

Accepted Answer

At $1,900,000, this property is above the Utah state median of $525,000 by $1,375,000. St. George prices are 0% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 34

What is the Propaired intelligence score for 5421 LULA BAY, St. George?

Accepted Answer

This property has a Propaired intelligence score of 47/100, combining deal value (10), recreation access (62), amenity proximity (97), broadband quality (100), and lifestyle features (6 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 35

What heating and cooling systems does 5421 LULA BAY, St. George have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 36

What type of roof does 5421 LULA BAY, St. George have?

Accepted Answer

The roof material is Tile. Tile roofs can last 50+ years with proper maintenance. With a 4-year-old home, reviewing recent roof inspections is recommended.

Question 37

Does 5421 LULA BAY, St. George have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 38

What type of flooring does 5421 LULA BAY, St. George have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 39

What are the water and sewer connections for 5421 LULA BAY, St. George?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 40

What is the commute like from 5421 LULA BAY, St. George?

Accepted Answer

5421 LULA BAY, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 41

What shopping and dining is near 5421 LULA BAY, St. George?

Accepted Answer

The nearest restaurant is Jersey Mike's Subs (0.4 miles away) and the nearest grocery store is Smith's (1.2 miles). Coffee: Starbucks Coffee Company (1.2 mi). Banking: America First Credit Union (0.4 mi). Overall amenity proximity score: 97/100.

Question 42

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 43

What would homeowner's insurance cost for 5421 LULA BAY, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $1,900,000, expect approximately $5,700-$9,500/year ($475-$792/month).   Get multiple quotes — rates vary significantly by insurer.

Question 44

What are the estimated closing costs for 5421 LULA BAY, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $1,900,000, expect approximately $38,000-$95,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 45

How does the property tax compare to the list price at 5421 LULA BAY, St. George?

Accepted Answer

The annual property tax of $2,684 represents an effective rate of 0.14% relative to the list price of $1,900,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 46

What are the total estimated monthly costs for 5421 LULA BAY, St. George?

Accepted Answer

Estimated total monthly housing cost: $10,558. This includes principal & interest ($9,538 at 6.43% with 20% down), property tax ($224/mo), HOA ($163/mo), and estimated insurance (~$633/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 47

Is 5421 LULA BAY, St. George eligible for FHA or VA financing?

Accepted Answer

At $1,900,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 48

What is the estimated cap rate for 5421 LULA BAY, St. George?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.1%, based on estimated annual rent of $119,672 and a purchase price of $1,900,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 49

Is St. George a good rental market?

Accepted Answer

Estimated monthly rent in St. George is approximately $7,389. Homes in St. George sell in an average of 65 days, indicating moderate demand in this market. There are 449 active listings currently. Gross rental yield in this area: 6.3%. Utah's steady population growth continues to drive rental demand.

Question 50

Could 5421 LULA BAY, St. George be a 1031 exchange property?

Accepted Answer

Yes, 5421 LULA BAY, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 51

How does 5421 LULA BAY, St. George compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $550,000. This listing is 246% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $705,000. Comparable analysis is based on similar size, age, and location.

Question 52

Is the St. George neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have decreased 2.8% over the past year. The current Zillow Home Value Index for this area is $1,634,059. This listing is priced at 116% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 53

What is the price trend in St. George?

Accepted Answer

St. George's median price has decreased 6.0% month-over-month. Current median: $524,900. Days on market have increased by 12.5% month-over-month. Homes are selling at 97.6% of list price on average. Monitor these trends to time your offer strategically.

Question 54

Is 5421 LULA BAY, St. George overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 246% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 10/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 55

What school district is 5421 LULA BAY, St. George in?

Accepted Answer

This property is in the Washington school district.  Assigned middle: Desert Hills Middle. Assigned high: Desert Hills. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 56

What parks are near 5421 LULA BAY, St. George?

Accepted Answer

The nearest local park is Atkinville Wash Park (0.6 miles away). The nearest state park is Snow Canyon State Park (12.8 miles). Nearest national park: Zion NP — Kolob Terrace Road (44.0 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 57

Is there a golf course near 5421 LULA BAY, St. George?

Accepted Answer

The nearest golf course is Sun River Golf Club, 1.3 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 58

What water activities are near 5421 LULA BAY, St. George?

Accepted Answer

Water recreation near this property includes: Sand Hollow Reservoir (14.0 mi); boat ramp at Sand Hollow State Park (14.2 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 59

Is 5421 LULA BAY, St. George move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 60

Does 5421 LULA BAY, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 61

What is the lot like at 5421 LULA BAY, St. George?

Accepted Answer

The lot is 0.1 acres. Lot features: Cul-De-Sac,Curb & Gutter,Road: Paved,Sidewalks,Sprinkler: Auto-Full. Terrain: Cul-de-Sac, Curb & Gutter, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 62

What utilities are available at 5421 LULA BAY, St. George?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 63

Does 5421 LULA BAY, St. George have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 64

Is there EV charging near 5421 LULA BAY, St. George?

Accepted Answer

The nearest EV charging station is Powerpump Charging Station, approximately 0.3 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

5421 LULA BAY, St. George, UT 84790

5421 LULA BAY LN, St. George, UT 84790

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