Question 1

What is the asking price for 1021 ELM, St. George?

Accepted Answer

1021 ELM, St. George is listed at $649,900 ($192/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1021 ELM, St. George have?

Accepted Answer

This Residential features 5 bedrooms, 3 bathrooms, 3,390 square feet of living space. It is a 2-story home. The lot is 0.23 acres.

Question 3

When was 1021 ELM, St. George built?

Accepted Answer

This property was built in 1995, making it 31 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 1021 ELM, St. George?

Accepted Answer

1021 ELM, St. George is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.

Question 5

Does 1021 ELM, St. George have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 1021 ELM, St. George?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 1021 ELM, St. George?

Accepted Answer

Annual property taxes for this property are approximately $1,820 (about $152/month). This represents an effective tax rate of approximately 0.28% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1021 ELM, St. George?

Accepted Answer

Interior features include: Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal, Jetted Tub, Range/Oven: Built-In. Exterior features include: Bay Box Windows, Deck; Covered, Double Pane Windows, Patio: Covered.    View: Mountain(s).

Question 9

Is 1021 ELM, St. George a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Strong Cash Flow" with a deal score of 90/100. Key deal signals: Priced 9% below similar homes; Priced 9% below market value; 4.1% year-over-year market appreciation. The price is 9% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in St. George?

Accepted Answer

The median price for similar properties in the area is $715,000 (based on 9 homes). At $649,900, this listing is 9% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 1021 ELM, St. George?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $3,239. Including estimated taxes, the total monthly cost is approximately $3,391. A 15-year mortgage at 5.71% would be $4,306/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1021 ELM, St. George been on the market?

Accepted Answer

This property has been listed for 3 days. The average days on market in St. George is 75 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 1021 ELM, St. George a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $69,359 with a gross rental yield of 10.7%. Net rental yield (after estimated expenses): 6.9%.  Estimated debt service coverage ratio (DSCR): 1.57. Investor score: 67/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 1021 ELM, St. George?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $5,780 ($69,360/year). The gross rent multiplier is 9.4x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 1021 ELM, St. George offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: ADU/Multigenerational, RV-Friendly, Scenic Views, Hot Tub/Spa. The primary lifestyle niche is "rv_friendly." These tags are derived from MLS data, property features, and location analysis.

Question 16

What recreation is near 1021 ELM, St. George?

Accepted Answer

This property has a recreation score of 72/100. Nearby recreation includes: St James trailhead (1.7 mi); Bloomington Hills Park park (0.3 mi); St. George Golf Club (0.2 mi); Sand Hollow State Park (10.6 mi); Zion NP — Kolob Terrace Road (40.4 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 1021 ELM, St. George?

Accepted Answer

Yes, the nearest trailhead is St James, just 1.7 miles from the property. Sand Hollow State Park is 10.6 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

How far is 1021 ELM, St. George from a national park?

Accepted Answer

Zion NP — Kolob Terrace Road is 40.4 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 19

What amenities and services are near 1021 ELM, St. George?

Accepted Answer

This property has an amenity proximity score of 84/100. Nearby services include: Grocery: TruNoni (1.5 mi); Hospital: Creek Valley Health Clinic (32.7 mi); Pharmacy: Desert Canyon Pharmacy (0.4 mi); Dining: Las palmas authentic Mexican food #2 (0.4 mi). Gas station: 0.4 miles. Gym: Club Pilates (0.4 mi).

Question 20

How far is the nearest hospital from 1021 ELM, St. George?

Accepted Answer

The nearest hospital is Creek Valley Health Clinic, approximately 32.7 miles from the property. The nearest fire station is 1.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 1021 ELM, St. George?

Accepted Answer

Assigned schools: Elementary: Bloomington; Middle: Sunrise Ridge Intermediate School; High: Desert Hills. There are 3 schools within 3 miles of this property. The highest-rated nearby school is South Mesa Elementary with a 63% state performance score (2.6 miles away). School district: Washington.

Question 22

What high school is near 1021 ELM, St. George?

Accepted Answer

The nearest high school is Desert Hills. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 1021 ELM, St. George?

Accepted Answer

The nearest elementary school is Bloomington (1.4 miles away). State performance score: 54%. District: Washington District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 1021 ELM, St. George?

Accepted Answer

The nearest middle school is Sunrise Ridge Intermediate School.

Question 25

How good are the schools near 1021 ELM, St. George?

Accepted Answer

Of the 3 schools within 3 miles, 3 have state performance data with an average score of 58%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 26

What is the internet speed at 1021 ELM, St. George?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (940 Mbps, Fiber); CenturyLink (100 Mbps, DSL). Total providers: 12.

Question 27

Is 1021 ELM, St. George in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 28

How does this listing compare to the St. George market?

Accepted Answer

1021 ELM, St. George is listed at $649,900, which is above the St. George median of $530,000 by $119,900. There are currently 501 active listings in St. George. Homes in St. George sell in an average of 75 days. The average sale-to-list ratio is 98.1%.

Question 29

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $530,000. There are currently 501 active listings. Homes sell in an average of 75 days. The average sale-to-list ratio is 98.1%. This listing at $649,900 is above the St. George 2026 median.

Question 30

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 501 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $530,000. Homes in St. George are selling in about 75 days on average.

Question 31

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 32

How does this price compare to the Utah state average?

Accepted Answer

At $649,900, this property is above the Utah state median of $517,990 by $131,910. St. George prices are 2% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 33

What is the Propaired intelligence score for 1021 ELM, St. George?

Accepted Answer

This property has a Propaired intelligence score of 75/100, combining deal value (90), recreation access (72), amenity proximity (84), broadband quality (100), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 34

What heating and cooling systems does 1021 ELM, St. George have?

Accepted Answer

Heating: Heat Pump. Cooling: Central Air,Heat Pump. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 35

What type of roof does 1021 ELM, St. George have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 31-year-old home, reviewing recent roof inspections is recommended.

Question 36

Does 1021 ELM, St. George have a basement?

Accepted Answer

Yes, the basement is described as: Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 37

What is 1021 ELM, St. George constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 38

What are the water and sewer connections for 1021 ELM, St. George?

Accepted Answer

Water source: Culinary.    Water is a critical consideration in Utah's arid climate.

Question 39

What is the commute like from 1021 ELM, St. George?

Accepted Answer

1021 ELM, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 40

What shopping and dining is near 1021 ELM, St. George?

Accepted Answer

The nearest restaurant is Las palmas authentic Mexican food #2 (0.4 miles away) and the nearest grocery store is TruNoni (1.5 miles). Coffee: Deseret Laboratories Cafe (1.0 mi). Banking: Goldenwest Credit Union (3.3 mi). Overall amenity proximity score: 84/100.

Question 41

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 42

What would homeowner's insurance cost for 1021 ELM, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $649,900, expect approximately $1,950-$3,250/year ($163-$271/month).   Get multiple quotes — rates vary significantly by insurer.

Question 43

What are the estimated closing costs for 1021 ELM, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $649,900, expect approximately $12,998-$32,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 44

How does the property tax compare to the list price at 1021 ELM, St. George?

Accepted Answer

The annual property tax of $1,820 represents an effective rate of 0.28% relative to the list price of $649,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 45

What are the total estimated monthly costs for 1021 ELM, St. George?

Accepted Answer

Estimated total monthly housing cost: $3,608. This includes principal & interest ($3,239 at 6.36% with 20% down), property tax ($152/mo), and estimated insurance (~$217/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 46

Is 1021 ELM, St. George eligible for FHA or VA financing?

Accepted Answer

At $649,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 47

What is the estimated cap rate for 1021 ELM, St. George?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 6.9%, based on estimated annual rent of $69,359 and a purchase price of $649,900. A cap rate above 6% is generally considered strong for residential investment.

Question 48

Is St. George a good rental market?

Accepted Answer

Estimated monthly rent in St. George is approximately $4,238. Homes in St. George sell in an average of 75 days, indicating moderate demand in this market. There are 501 active listings currently. Gross rental yield in this area: 10.7%. Utah's steady population growth continues to drive rental demand.

Question 49

Could 1021 ELM, St. George be a 1031 exchange property?

Accepted Answer

Yes, 1021 ELM, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 50

How does 1021 ELM, St. George compare to recently sold homes nearby?

Accepted Answer

Based on 9 comparable properties, the median sold price in this area is $715,000. This listing is 9% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $700,000. Comparable analysis is based on similar size, age, and location.

Question 51

Is the St. George neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 4.1% over the past year. The current Zillow Home Value Index for this area is $473,671. This listing is priced at 137% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 52

What is the price trend in St. George?

Accepted Answer

St. George's median price has increased 3.8% month-over-month. Current median: $530,000. Days on market have increased by 2.2% month-over-month. Homes are selling at 98.1% of list price on average. Monitor these trends to time your offer strategically.

Question 53

Is 1021 ELM, St. George overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Strong Cash Flow." At 9% below comparable homes, this property appears competitively priced. Deal score: 90/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 54

What school district is 1021 ELM, St. George in?

Accepted Answer

This property is in the Washington school district. Assigned elementary: Bloomington. Assigned middle: Sunrise Ridge Intermediate School. Assigned high: Desert Hills. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 55

How do nearby schools rank statewide?

Accepted Answer

Of the 3 nearby schools with state rankings, the highest-ranked is South Mesa Elementary at #170 statewide (63% performance score). Other ranked nearby schools include Sunrise Ridge Intermediate (#259) and Little Valley School (#295). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 56

What parks are near 1021 ELM, St. George?

Accepted Answer

The nearest local park is Bloomington Hills Park (0.3 miles away). The nearest state park is Sand Hollow State Park (10.6 miles). Nearest national park: Zion NP — Kolob Terrace Road (40.4 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 57

Is there a golf course near 1021 ELM, St. George?

Accepted Answer

The nearest golf course is St. George Golf Club, 0.2 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 58

What water activities are near 1021 ELM, St. George?

Accepted Answer

Water recreation near this property includes: Sand Hollow Reservoir (10.6 mi); boat ramp at Sand Hollow State Park (10.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 59

Is 1021 ELM, St. George move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 60

What updates might 1021 ELM, St. George need?

Accepted Answer

At 31 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Heat Pump. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 61

Does 1021 ELM, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 62

What is the lot like at 1021 ELM, St. George?

Accepted Answer

The lot is 0.23 acres. Lot features: Corner Lot,Fenced: Full,Road: Paved,Sprinkler: Auto-Full,View: Mountain. Terrain: Corner Lot, Fenced: Full, Road: Paved, Sprinkler: Auto-Full, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 63

Is there EV charging near 1021 ELM, St. George?

Accepted Answer

The nearest EV charging station is Sun Country Highway Charging Station, approximately 3.3 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 64

Can I park an RV or boat at 1021 ELM, St. George?

Accepted Answer

Yes, this property is tagged as RV-friendly, accommodating RV, boat, or trailer parking. The 0.23-acre lot provides ample space. In addition to the 2-car garage, there is space for large vehicle storage. RV parking capability is a sought-after feature in Utah given the state's proximity to national parks, lakes, and outdoor recreation. Verify any HOA restrictions on RV/boat parking if applicable.

1021 ELM, St. George, UT 84790

1021 E ELM ST, St. George, UT 84790

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Amenities NearbyScore: 84/100

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