Question 1

What is the asking price for 781 VALLEY, St. George?

Accepted Answer

781 VALLEY, St. George is listed at $264,000 ($188/sqft). The original list price was $315,000, representing a reduction of $51,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 781 VALLEY, St. George have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 1,401 square feet of living space. It is a 3-story home. The lot is 0.16 acres.

Question 3

When was 781 VALLEY, St. George built?

Accepted Answer

This property was built in 1979, making it 47 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 781 VALLEY, St. George?

Accepted Answer

781 VALLEY, St. George is a Residential (Townhouse). The architectural style is Townhouse; Row-mid. It is located in the HOMESTEAD FARMS A subdivision. Zoning: Single-Family.

Question 5

Does 781 VALLEY, St. George have a garage or parking?

Accepted Answer

Yes, this property includes a carport. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 781 VALLEY, St. George?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $183 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 781 VALLEY, St. George?

Accepted Answer

Annual property taxes for this property are approximately $1,000 (about $83/month). This represents an effective tax rate of approximately 0.38% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 781 VALLEY, St. George?

Accepted Answer

Interior features include: Range/Oven: Free Stdng.. Exterior features include: Porch: Open, Patio: Open.  Private pool included.

Question 9

Is 781 VALLEY, St. George a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 100/100. Key deal signals: Priced 58% below similar homes; Priced 12% below market value; 16% price reduction from original list. The price is 58% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in St. George?

Accepted Answer

The median price for similar properties in the area is $625,000 (based on 7 homes). At $264,000, this listing is 58% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

Has the price been reduced on 781 VALLEY, St. George?

Accepted Answer

Yes, the price has been reduced by 16.2% from the original list price of $315,000 to the current price of $264,000 — a reduction of $51,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 781 VALLEY, St. George?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $1,316. Including estimated taxes and HOA fees, the total monthly cost is approximately $1,582. A 15-year mortgage at 5.71% would be $1,749/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 781 VALLEY, St. George been on the market?

Accepted Answer

This property has been listed for 64 days. The average days on market in St. George is 75 days, meaning this listing is moving faster than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 781 VALLEY, St. George a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $26,184 with a gross rental yield of 9.9%. Net rental yield (after estimated expenses): 6.5%.  Estimated debt service coverage ratio (DSCR): 1.46. Investor score: 55/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 781 VALLEY, St. George?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,182 ($26,184/year). The gross rent multiplier is 10.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 781 VALLEY, St. George offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Pool, Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 17

Does 781 VALLEY, St. George have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What recreation is near 781 VALLEY, St. George?

Accepted Answer

This property has a recreation score of 76/100. Nearby recreation includes: Broken Mesa trailhead (2.4 mi); Fish Rock Park park (1.0 mi); The Ledges Golf Course (1.0 mi); Snow Canyon State Park (2.0 mi); Zion NP — Kolob Terrace Road (36.8 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 781 VALLEY, St. George?

Accepted Answer

Yes, the nearest trailhead is Broken Mesa, just 2.4 miles from the property. Snow Canyon State Park is 2.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

How far is 781 VALLEY, St. George from a national park?

Accepted Answer

Zion NP — Kolob Terrace Road is 36.8 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 21

What amenities and services are near 781 VALLEY, St. George?

Accepted Answer

This property has an amenity proximity score of 37/100. Nearby services include: Grocery: Smith's (11.3 mi); Hospital: Enterprise Valley Medical Clinic (26.6 mi); Pharmacy: Desert Canyon Pharmacy (10.1 mi); Dining: Tuacahn Cafe (3.5 mi). Gas station: 7.1 miles. Gym: Club Pilates (10.1 mi).

Question 22

How far is the nearest hospital from 781 VALLEY, St. George?

Accepted Answer

The nearest hospital is Enterprise Valley Medical Clinic, approximately 26.6 miles from the property. The nearest fire station is 8.6 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 23

What schools serve 781 VALLEY, St. George?

Accepted Answer

Assigned schools: Elementary: Sunset; Middle: Snow Canyon Middle; High: Snow Canyon.   School district: Washington.

Question 24

What high school is near 781 VALLEY, St. George?

Accepted Answer

The nearest high school is Snow Canyon. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 25

What elementary school is near 781 VALLEY, St. George?

Accepted Answer

The nearest elementary school is Sunset. Propaired provides full school ratings and comparison data for all schools in this area.

Question 26

What middle school is near 781 VALLEY, St. George?

Accepted Answer

The nearest middle school is Snow Canyon Middle.

Question 27

Is 781 VALLEY, St. George in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 28

How does this listing compare to the St. George market?

Accepted Answer

781 VALLEY, St. George is listed at $264,000, which is below the St. George median of $530,000 by $266,000. There are currently 501 active listings in St. George. Homes in St. George sell in an average of 75 days. The average sale-to-list ratio is 98.1%.

Question 29

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $530,000. There are currently 501 active listings. Homes sell in an average of 75 days. The average sale-to-list ratio is 98.1%. This listing at $264,000 is below the St. George 2026 median.

Question 30

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 501 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $530,000. Homes in St. George are selling in about 75 days on average.

Question 31

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 32

How does this price compare to the Utah state average?

Accepted Answer

At $264,000, this property is below the Utah state median of $517,990 by $253,990. St. George prices are 2% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 33

What is the Propaired intelligence score for 781 VALLEY, St. George?

Accepted Answer

This property has a Propaired intelligence score of 72/100, combining deal value (100), recreation access (76), amenity proximity (37), broadband quality (N/A), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 34

What heating and cooling systems does 781 VALLEY, St. George have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 35

What type of roof does 781 VALLEY, St. George have?

Accepted Answer

The roof material is Metal. Metal roofs are highly durable and can last 40-70 years with minimal maintenance. With a 47-year-old home, reviewing recent roof inspections is recommended.

Question 36

Does 781 VALLEY, St. George have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 37

What is 781 VALLEY, St. George constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 38

What type of flooring does 781 VALLEY, St. George have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 39

What are the water and sewer connections for 781 VALLEY, St. George?

Accepted Answer

Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 40

What is the commute like from 781 VALLEY, St. George?

Accepted Answer

781 VALLEY, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 41

What shopping and dining is near 781 VALLEY, St. George?

Accepted Answer

The nearest restaurant is Tuacahn Cafe (3.5 miles away) and the nearest grocery store is Smith's (11.3 miles). Coffee: Dutch Bros. Coffee (5.3 mi). Banking: Goldenwest Credit Union (11.5 mi). Overall amenity proximity score: 37/100.

Question 42

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 43

What would homeowner's insurance cost for 781 VALLEY, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $264,000, expect approximately $792-$1,320/year ($66-$110/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 44

What are the estimated closing costs for 781 VALLEY, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $264,000, expect approximately $5,280-$13,200 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 45

How does the property tax compare to the list price at 781 VALLEY, St. George?

Accepted Answer

The annual property tax of $1,000 represents an effective rate of 0.38% relative to the list price of $264,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 46

What are the total estimated monthly costs for 781 VALLEY, St. George?

Accepted Answer

Estimated total monthly housing cost: $1,670. This includes principal & interest ($1,316 at 6.36% with 20% down), property tax ($83/mo), HOA ($183/mo), and estimated insurance (~$88/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 47

Is 781 VALLEY, St. George eligible for FHA or VA financing?

Accepted Answer

At $264,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 48

What is the estimated cap rate for 781 VALLEY, St. George?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 6.5%, based on estimated annual rent of $26,184 and a purchase price of $264,000. A cap rate above 6% is generally considered strong for residential investment.

Question 49

Is St. George a good rental market?

Accepted Answer

Estimated monthly rent in St. George is approximately $1,723. Homes in St. George sell in an average of 75 days, indicating moderate demand in this market. There are 501 active listings currently. Gross rental yield in this area: 9.9%. Utah's steady population growth continues to drive rental demand.

Question 50

Could 781 VALLEY, St. George be a 1031 exchange property?

Accepted Answer

Yes, 781 VALLEY, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 51

How does 781 VALLEY, St. George compare to recently sold homes nearby?

Accepted Answer

Based on 7 comparable properties, the median sold price in this area is $625,000. This listing is 58% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $449,900. Comparable analysis is based on similar size, age, and location.

Question 52

What is the price trend in St. George?

Accepted Answer

St. George's median price has increased 3.8% month-over-month. Current median: $530,000. Days on market have increased by 2.2% month-over-month. Homes are selling at 98.1% of list price on average. Monitor these trends to time your offer strategically.

Question 53

Is 781 VALLEY, St. George overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 58% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 54

What school district is 781 VALLEY, St. George in?

Accepted Answer

This property is in the Washington school district. Assigned elementary: Sunset. Assigned middle: Snow Canyon Middle. Assigned high: Snow Canyon. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 55

What parks are near 781 VALLEY, St. George?

Accepted Answer

The nearest local park is Fish Rock Park (1.0 miles away). The nearest state park is Snow Canyon State Park (2.0 miles). Nearest national park: Zion NP — Kolob Terrace Road (36.8 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 56

Is there a golf course near 781 VALLEY, St. George?

Accepted Answer

The nearest golf course is The Ledges Golf Course, 1.0 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 57

What water activities are near 781 VALLEY, St. George?

Accepted Answer

Water recreation near this property includes: Sand Hollow Reservoir (13.0 mi); boat ramp at Gunlock State Park (10.5 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 58

Is 781 VALLEY, St. George move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 59

What updates might 781 VALLEY, St. George need?

Accepted Answer

At 47 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Metal. Current heating: Forced Air. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 60

Does 781 VALLEY, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 61

What is the lot like at 781 VALLEY, St. George?

Accepted Answer

The lot is 0.16 acres. Lot features: Fenced: Part,Road: Paved,Secluded,Sprinkler: Auto-Full. Terrain: Fenced: Part, Road: Paved, Secluded Yard, Sprinkler: Auto-Full, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 62

What utilities are available at 781 VALLEY, St. George?

Accepted Answer

Available utilities include: Electricity Connected,Sewer Connected,Water Connected.  Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 63

Is there EV charging near 781 VALLEY, St. George?

Accepted Answer

The nearest EV charging station is Tesla Destination Charger, approximately 6.1 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

781 VALLEY, St. George, UT 84770

781 N VALLEY DR #46, St. George, UT 84770

About This Property

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Recreation NearbyScore: 76/100

Amenities NearbyScore: 37/100

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