Question 1

What is the asking price for 840 3540, St. George?

Accepted Answer

840 3540, St. George is listed at $524,900 ($303/sqft).  Current status: Closed.

Question 2

How many bedrooms and bathrooms does 840 3540, St. George have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 1,735 square feet of living space. It is a 1-story home. The lot is 0.2 acres.

Question 3

When was 840 3540, St. George built?

Accepted Answer

This property was built in 2003, making it 23 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 840 3540, St. George?

Accepted Answer

840 3540, St. George is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the DESERT HILLS 3 subdivision. Zoning: Single-Family.

Question 5

Does 840 3540, St. George have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 840 3540, St. George?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 840 3540, St. George?

Accepted Answer

Annual property taxes for this property are approximately $1,817 (about $151/month). This represents an effective tax rate of approximately 0.35% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 840 3540, St. George?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows, Sliding Glass Doors.

Question 9

How long has 840 3540, St. George been on the market?

Accepted Answer

This property has been listed for 25 days. The average days on market in St. George is 80 days, meaning this listing is moving faster than the local average.

Question 10

What schools serve 840 3540, St. George?

Accepted Answer

Assigned schools: Elementary: Bloomington; Middle: Desert Hills Middle; High: Desert Hills.   School district: Washington.

Question 11

What high school is near 840 3540, St. George?

Accepted Answer

The nearest high school is Desert Hills. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 12

What elementary school is near 840 3540, St. George?

Accepted Answer

The nearest elementary school is Bloomington. Propaired provides full school ratings and comparison data for all schools in this area.

Question 13

What middle school is near 840 3540, St. George?

Accepted Answer

The nearest middle school is Desert Hills Middle.

Question 14

How does this listing compare to the St. George market?

Accepted Answer

840 3540, St. George is listed at $524,900, which is above the St. George median of $500,000 by $24,900. There are currently 432 active listings in St. George. Homes in St. George sell in an average of 80 days. The average sale-to-list ratio is 97.7%.

Question 15

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $500,000. There are currently 432 active listings. Homes sell in an average of 80 days. The average sale-to-list ratio is 97.7%. This listing at $524,900 is above the St. George 2026 median.

Question 16

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 432 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $500,000. Homes in St. George are selling in about 80 days on average.

Question 17

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 18

How does this price compare to the Utah state average?

Accepted Answer

At $524,900, this property is above the Utah state median of $510,000 by $14,900. St. George prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 19

What heating and cooling systems does 840 3540, St. George have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 20

What type of roof does 840 3540, St. George have?

Accepted Answer

The roof material is Tile. Tile roofs can last 50+ years with proper maintenance. With a 23-year-old home, reviewing recent roof inspections is recommended.

Question 21

Does 840 3540, St. George have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 22

What is 840 3540, St. George constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 23

What type of flooring does 840 3540, St. George have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 24

What are the water and sewer connections for 840 3540, St. George?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 25

What is the commute like from 840 3540, St. George?

Accepted Answer

840 3540, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 26

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 27

What would homeowner's insurance cost for 840 3540, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $524,900, expect approximately $1,575-$2,625/year ($131-$219/month).   Get multiple quotes — rates vary significantly by insurer.

Question 28

What are the estimated closing costs for 840 3540, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $524,900, expect approximately $10,498-$26,245 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 29

How does the property tax compare to the list price at 840 3540, St. George?

Accepted Answer

The annual property tax of $1,817 represents an effective rate of 0.35% relative to the list price of $524,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 30

Is 840 3540, St. George eligible for FHA or VA financing?

Accepted Answer

At $524,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 31

Could 840 3540, St. George be a 1031 exchange property?

Accepted Answer

Yes, 840 3540, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 32

What is the price trend in St. George?

Accepted Answer

St. George's median price has decreased 21.0% month-over-month. Current median: $500,000. Days on market have decreased by 34.7% month-over-month. Homes are selling at 97.7% of list price on average. Monitor these trends to time your offer strategically.

Question 33

What school district is 840 3540, St. George in?

Accepted Answer

This property is in the Washington school district. Assigned elementary: Bloomington. Assigned middle: Desert Hills Middle. Assigned high: Desert Hills. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 34

Is 840 3540, St. George move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 35

What updates might 840 3540, St. George need?

Accepted Answer

At 23 years old, common updates to consider include: HVAC system update. Current roof: Tile. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 36

Does 840 3540, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 37

What is the lot like at 840 3540, St. George?

Accepted Answer

The lot is 0.2 acres. Lot features: Cul-De-Sac,Curb & Gutter,Fenced: Full,Road: Paved,Secluded,Sidewalks,Sprinkler: Auto-Full. Terrain: Cul-de-Sac, Curb & Gutter, Fenced: Full, Road: Paved, Secluded Yard, Sidewalks, Sprinkler: Auto-Full.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 38

What utilities are available at 840 3540, St. George?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 39

Does 840 3540, St. George have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

840 3540, St. George, UT 84790

840 E 3540 CIR, St. George, UT 84790

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