Question 1

What is the asking price for 40 STONE, St. George?

Accepted Answer

40 STONE, St. George is listed at $555,000 ($219/sqft). The original list price was $560,000, representing a reduction of $5,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 40 STONE, St. George have?

Accepted Answer

This Residential features 5 bedrooms, 3 bathrooms, 2,533 square feet of living space. It is a 2-story home. The lot is 0.23 acres.

Question 3

When was 40 STONE, St. George built?

Accepted Answer

This property was built in 1998, making it 28 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 40 STONE, St. George?

Accepted Answer

40 STONE, St. George is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the SHADOW MOUNTAIN 4-B subdivision. Zoning: Single-Family.

Question 5

Does 40 STONE, St. George have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 40 STONE, St. George?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 40 STONE, St. George?

Accepted Answer

Annual property taxes for this property are approximately $1,830 (about $153/month). This represents an effective tax rate of approximately 0.33% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 40 STONE, St. George?

Accepted Answer

Interior features include: Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal, Oven: Gas, Range: Gas. Exterior features include: Skylights, Patio: Open. The home has 1 fireplace.

Question 9

Is 40 STONE, St. George a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 100/100. Key deal signals: Priced 33% below similar homes; Priced 24% below market median (per-type). The price is 33% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in St. George?

Accepted Answer

The median price for similar properties in the area is $832,000 (based on 10 homes). At $555,000, this listing is 33% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

Has the price been reduced on 40 STONE, St. George?

Accepted Answer

Yes, the price has been reduced by 0.9% from the original list price of $560,000 to the current price of $555,000 — a reduction of $5,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 40 STONE, St. George?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $2,748. Including estimated taxes, the total monthly cost is approximately $2,901. A 15-year mortgage at 5.65% would be $3,663/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 40 STONE, St. George been on the market?

Accepted Answer

This property has been listed for 46 days. The average days on market in St. George is 80 days, meaning this listing is moving faster than the local average.

Question 14

Is 40 STONE, St. George a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $43,444 with a gross rental yield of 7.8%. Net rental yield (after estimated expenses): 5.1%.  Estimated debt service coverage ratio (DSCR): 1.16. Investor score: 60/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 40 STONE, St. George?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,620 ($43,440/year). The gross rent multiplier is 12.8x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 40 STONE, St. George offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Fixer-Upper. The primary lifestyle niche is "fixer_upper." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 40 STONE, St. George a fixer-upper?

Accepted Answer

This property has been identified as a fixer-upper opportunity, meaning it may need renovation or updates but is priced accordingly. At 33% below comparable homes, there is potential upside after improvements. Get a thorough home inspection and renovation estimates before making an offer. An FHA 203(k) or Fannie Mae HomeStyle renovation loan may be applicable.

Question 18

What recreation is near 40 STONE, St. George?

Accepted Answer

This property has a recreation score of 76/100. Nearby recreation includes: St James trailhead (1.9 mi); Springs Park park (0.5 mi); Saint George Golf Course (1.8 mi); Sand Hollow State Park (8.7 mi); Zion NP — Kolob Terrace Road (38.3 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 40 STONE, St. George?

Accepted Answer

Yes, the nearest trailhead is St James, just 1.9 miles from the property. Sand Hollow State Park is 8.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

How far is 40 STONE, St. George from a national park?

Accepted Answer

Zion NP — Kolob Terrace Road is 38.3 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 21

What amenities and services are near 40 STONE, St. George?

Accepted Answer

This property has an amenity proximity score of 88/100. Nearby services include: Grocery: Sprouts Farmers Market (1.0 mi); Hospital: Intermountain St. George Regional Hospital (1.6 mi); Pharmacy: Crimson Valley Pharmacy (1.2 mi); Dining: Village Baker (1.0 mi). Gas station: 1.1 miles. Gym: Human Performance Center (2.4 mi).

Question 22

How far is the nearest hospital from 40 STONE, St. George?

Accepted Answer

The nearest hospital is Intermountain St. George Regional Hospital, approximately 1.6 miles from the property. The nearest fire station is 3.0 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 23

What schools serve 40 STONE, St. George?

Accepted Answer

Assigned schools: Elementary: Sunset; Middle: Snow Canyon Middle; High: Snow Canyon.   School district: Washington.

Question 24

What high school is near 40 STONE, St. George?

Accepted Answer

The nearest high school is Snow Canyon. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 25

What elementary school is near 40 STONE, St. George?

Accepted Answer

The nearest elementary school is Sunset. Propaired provides full school ratings and comparison data for all schools in this area.

Question 26

What middle school is near 40 STONE, St. George?

Accepted Answer

The nearest middle school is Snow Canyon Middle.

Question 27

What is the internet speed at 40 STONE, St. George?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber); CenturyLink (0 Mbps, DSL). Total providers: 12.

Question 28

Is 40 STONE, St. George in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 29

How does this listing compare to the St. George market?

Accepted Answer

40 STONE, St. George is listed at $555,000, which is above the St. George median of $500,000 by $55,000. There are currently 432 active listings in St. George. Homes in St. George sell in an average of 80 days. The average sale-to-list ratio is 97.7%.

Question 30

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $500,000. There are currently 432 active listings. Homes sell in an average of 80 days. The average sale-to-list ratio is 97.7%. This listing at $555,000 is above the St. George 2026 median.

Question 31

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 432 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $500,000. Homes in St. George are selling in about 80 days on average.

Question 32

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 33

How does this price compare to the Utah state average?

Accepted Answer

At $555,000, this property is above the Utah state median of $510,000 by $45,000. St. George prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 34

What is the Propaired intelligence score for 40 STONE, St. George?

Accepted Answer

This property has a Propaired intelligence score of 70/100, combining deal value (100), recreation access (76), amenity proximity (88), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 35

What heating and cooling systems does 40 STONE, St. George have?

Accepted Answer

Heating: Heat Pump. Cooling: Central Air,Heat Pump. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 36

What type of roof does 40 STONE, St. George have?

Accepted Answer

The roof material is Tile. Tile roofs can last 50+ years with proper maintenance. With a 28-year-old home, reviewing recent roof inspections is recommended.

Question 37

Does 40 STONE, St. George have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 38

What is 40 STONE, St. George constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 39

What type of flooring does 40 STONE, St. George have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 40

What are the water and sewer connections for 40 STONE, St. George?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 41

What is the commute like from 40 STONE, St. George?

Accepted Answer

40 STONE, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 42

What shopping and dining is near 40 STONE, St. George?

Accepted Answer

The nearest restaurant is Village Baker (1.0 miles away) and the nearest grocery store is Sprouts Farmers Market (1.0 miles). Coffee: Starbucks (1.1 mi). Banking: America First Credit Union (1.1 mi). Overall amenity proximity score: 88/100.

Question 43

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 44

What would homeowner's insurance cost for 40 STONE, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $555,000, expect approximately $1,665-$2,775/year ($139-$231/month).   Get multiple quotes — rates vary significantly by insurer.

Question 45

What are the estimated closing costs for 40 STONE, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $555,000, expect approximately $11,100-$27,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 46

How does the property tax compare to the list price at 40 STONE, St. George?

Accepted Answer

The annual property tax of $1,830 represents an effective rate of 0.33% relative to the list price of $555,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 47

What are the total estimated monthly costs for 40 STONE, St. George?

Accepted Answer

Estimated total monthly housing cost: $3,086. This includes principal & interest ($2,748 at 6.30% with 20% down), property tax ($153/mo), and estimated insurance (~$185/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 48

Is 40 STONE, St. George eligible for FHA or VA financing?

Accepted Answer

At $555,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.  FHA 203(k) renovation loans may be an option for this property.  Consult a mortgage lender for personalized eligibility.

Question 49

What is the estimated cap rate for 40 STONE, St. George?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 5.1%, based on estimated annual rent of $43,444 and a purchase price of $555,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 50

Is St. George a good rental market?

Accepted Answer

Estimated monthly rent in St. George is approximately $3,116. Homes in St. George sell in an average of 80 days, indicating moderate demand in this market. There are 432 active listings currently. Gross rental yield in this area: 7.8%. Utah's steady population growth continues to drive rental demand.

Question 51

Could 40 STONE, St. George be a 1031 exchange property?

Accepted Answer

Yes, 40 STONE, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 52

How does 40 STONE, St. George compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $832,000. This listing is 33% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $733,950. Comparable analysis is based on similar size, age, and location.

Question 53

What is the price trend in St. George?

Accepted Answer

St. George's median price has decreased 21.0% month-over-month. Current median: $500,000. Days on market have decreased by 34.7% month-over-month. Homes are selling at 97.7% of list price on average. Monitor these trends to time your offer strategically.

Question 54

Is 40 STONE, St. George overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 33% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 55

What school district is 40 STONE, St. George in?

Accepted Answer

This property is in the Washington school district. Assigned elementary: Sunset. Assigned middle: Snow Canyon Middle. Assigned high: Snow Canyon. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 56

What parks are near 40 STONE, St. George?

Accepted Answer

The nearest local park is Springs Park (0.5 miles away). The nearest state park is Sand Hollow State Park (8.7 miles). Nearest national park: Zion NP — Kolob Terrace Road (38.3 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 57

Is there a golf course near 40 STONE, St. George?

Accepted Answer

The nearest golf course is Saint George Golf Course, 1.8 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 58

What water activities are near 40 STONE, St. George?

Accepted Answer

Water recreation near this property includes: Sand Hollow Reservoir (8.7 mi); boat ramp at Sand Hollow State Park (8.9 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 59

Is 40 STONE, St. George move-in ready?

Accepted Answer

This property has been identified as a fixer-upper and likely requires renovation before occupying.

Question 60

What updates might 40 STONE, St. George need?

Accepted Answer

At 28 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Tile. Current heating: Heat Pump. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 61

Does 40 STONE, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 62

What is the lot like at 40 STONE, St. George?

Accepted Answer

The lot is 0.23 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Secluded,Sidewalks,Sprinkler: Auto-Full,Drip Irrigation: Man-Full,Private. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Secluded Yard, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, Drip Irrigation: Man-Full, Private.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 63

What utilities are available at 40 STONE, St. George?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 64

Is there EV charging near 40 STONE, St. George?

Accepted Answer

The nearest EV charging station is EV Charger, approximately 2.7 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

40 STONE, St. George, UT 84770

40 N STONE DR, St. George, UT 84770

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