Question 1

What is the asking price for 2240 COBALT, St. George?

Accepted Answer

2240 COBALT, St. George is listed at $799,900 ($296/sqft). The original list price was $829,000, representing a reduction of $29,100. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 2240 COBALT, St. George have?

Accepted Answer

This Residential features 3 bedrooms, 4 bathrooms, 2,700 square feet of living space. It is a 2-story home. The lot is 0.09 acres.

Question 3

When was 2240 COBALT, St. George built?

Accepted Answer

This property was built in 2003, making it 23 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 2240 COBALT, St. George?

Accepted Answer

2240 COBALT, St. George is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the STONE CLIFF TOWNHOMES AMD subdivision. Zoning: Single-Family.

Question 5

Does 2240 COBALT, St. George have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 2240 COBALT, St. George?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $418 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 2240 COBALT, St. George?

Accepted Answer

Annual property taxes for this property are approximately $4,153 (about $346/month). This represents an effective tax rate of approximately 0.52% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 2240 COBALT, St. George?

Accepted Answer

Interior features include: Central Vacuum, Closet: Walk-In, Disposal, Gas Log, Jetted Tub.  The home has 1 fireplace. Private pool included. Spa/hot tub included.

Question 9

Is 2240 COBALT, St. George a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 45/100. Key deal signals: 4% price reduction from original list; 225.0 days on market — potential negotiation opportunity. The price is 2% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in St. George?

Accepted Answer

The median price for similar properties in the area is $785,000 (based on 10 homes). At $799,900, this listing is 2% above the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 2240 COBALT, St. George?

Accepted Answer

Yes, the price has been reduced by 3.5% from the original list price of $829,000 to the current price of $799,900 — a reduction of $29,100. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 2240 COBALT, St. George?

Accepted Answer

At the current 30-year mortgage rate of 6.52% with 20% down, the estimated monthly principal and interest payment is $4,053. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,817. A 15-year mortgage at 5.84% would be $5,345/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 2240 COBALT, St. George been on the market?

Accepted Answer

This property has been listed for 225 days. The average days on market in St. George is 70 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 2240 COBALT, St. George a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $44,997 with a gross rental yield of 5.6%. Net rental yield (after estimated expenses): 3.7%.  Estimated debt service coverage ratio (DSCR): 0.81. Investor score: 37/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 2240 COBALT, St. George?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,750 ($45,000/year). The gross rent multiplier is 17.8x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 2240 COBALT, St. George offer?

Accepted Answer

Propaired's AI has identified 6 lifestyle features for this property: Pool, Luxury Estate, Sport Court, Gated Community, Hot Tub/Spa, Privacy/Seclusion. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 17

Does 2240 COBALT, St. George have a pool?

Accepted Answer

Yes, this property includes a private pool. A hot tub/spa is also included. Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What makes 2240 COBALT, St. George a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 2,700 sqft on 0.09 acres, it offers premium living. Located in a gated community for added privacy and security.   Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 19

What recreation is near 2240 COBALT, St. George?

Accepted Answer

This property has a recreation score of 79/100. Nearby recreation includes: St James trailhead (1.8 mi); Springs Park park (1.0 mi); Saint George Golf Course (1.3 mi); Sand Hollow State Park (9.1 mi); Zion NP — Kolob Terrace Road (38.7 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 20

Are there hiking trails near 2240 COBALT, St. George?

Accepted Answer

Yes, the nearest trailhead is St James, just 1.8 miles from the property. Sand Hollow State Park is 9.1 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 21

How far is 2240 COBALT, St. George from a national park?

Accepted Answer

Zion NP — Kolob Terrace Road is 38.7 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 22

What amenities and services are near 2240 COBALT, St. George?

Accepted Answer

This property has an amenity proximity score of 70/100. Nearby services include: Grocery: TruNoni (3.0 mi); Hospital: Creek Valley Health Clinic (31.8 mi); Pharmacy: Desert Canyon Pharmacy (2.1 mi); Dining: Tropical Smoothie Cafe (2.0 mi). Gas station: 2.0 miles. Gym: Club Pilates (2.1 mi).

Question 23

How far is the nearest hospital from 2240 COBALT, St. George?

Accepted Answer

The nearest hospital is Creek Valley Health Clinic, approximately 31.8 miles from the property. The nearest fire station is 2.5 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 24

What schools serve 2240 COBALT, St. George?

Accepted Answer

Assigned schools: Elementary: Crimson View; Middle: Crimson Cliffs Middle. There are 6 schools within 3 miles of this property. The highest-rated nearby school is South Mesa Elementary with a 63% state performance score (1.8 miles away). School district: Washington.

Question 25

What elementary school is near 2240 COBALT, St. George?

Accepted Answer

The nearest elementary school is Crimson View (1.6 miles away). State performance score: 54%. District: Washington District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 26

What middle school is near 2240 COBALT, St. George?

Accepted Answer

The nearest middle school is Crimson Cliffs Middle.

Question 27

How good are the schools near 2240 COBALT, St. George?

Accepted Answer

Of the 6 schools within 3 miles, 6 have state performance data with an average score of 56%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 28

What is the internet speed at 2240 COBALT, St. George?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber); CenturyLink (10 Mbps, DSL). Total providers: 12.

Question 29

Is 2240 COBALT, St. George in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 30

How does this listing compare to the St. George market?

Accepted Answer

2240 COBALT, St. George is listed at $799,900, which is above the St. George median of $520,000 by $279,900. There are currently 491 active listings in St. George. Homes in St. George sell in an average of 70 days. The average sale-to-list ratio is 97.6%.

Question 31

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $520,000. There are currently 491 active listings. Homes sell in an average of 70 days. The average sale-to-list ratio is 97.6%. This listing at $799,900 is above the St. George 2026 median.

Question 32

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 491 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $520,000. Homes in St. George are selling in about 70 days on average.

Question 33

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 34

How does this price compare to the Utah state average?

Accepted Answer

At $799,900, this property is above the Utah state median of $522,000 by $277,900. St. George prices are 0% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 35

What is the Propaired intelligence score for 2240 COBALT, St. George?

Accepted Answer

This property has a Propaired intelligence score of 58/100, combining deal value (45), recreation access (79), amenity proximity (70), broadband quality (100), and lifestyle features (6 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 36

What heating and cooling systems does 2240 COBALT, St. George have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 37

What type of roof does 2240 COBALT, St. George have?

Accepted Answer

The roof material is Tile. Tile roofs can last 50+ years with proper maintenance. With a 23-year-old home, reviewing recent roof inspections is recommended.

Question 38

Does 2240 COBALT, St. George have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 39

What is 2240 COBALT, St. George constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 40

What type of flooring does 2240 COBALT, St. George have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 41

What are the water and sewer connections for 2240 COBALT, St. George?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 42

What is the commute like from 2240 COBALT, St. George?

Accepted Answer

2240 COBALT, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 43

What shopping and dining is near 2240 COBALT, St. George?

Accepted Answer

The nearest restaurant is Tropical Smoothie Cafe (2.0 miles away) and the nearest grocery store is TruNoni (3.0 miles). Coffee: Deseret Laboratories Cafe (2.3 mi). Banking: Goldenwest Credit Union (4.9 mi). Overall amenity proximity score: 70/100.

Question 44

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 45

What would homeowner's insurance cost for 2240 COBALT, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $799,900, expect approximately $2,400-$4,000/year ($200-$333/month).   Get multiple quotes — rates vary significantly by insurer.

Question 46

What are the estimated closing costs for 2240 COBALT, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $799,900, expect approximately $15,998-$39,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 47

How does the property tax compare to the list price at 2240 COBALT, St. George?

Accepted Answer

The annual property tax of $4,153 represents an effective rate of 0.52% relative to the list price of $799,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 48

What are the total estimated monthly costs for 2240 COBALT, St. George?

Accepted Answer

Estimated total monthly housing cost: $5,084. This includes principal & interest ($4,053 at 6.52% with 20% down), property tax ($346/mo), HOA ($418/mo), and estimated insurance (~$267/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 49

Is 2240 COBALT, St. George eligible for FHA or VA financing?

Accepted Answer

At $799,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 50

What is the estimated cap rate for 2240 COBALT, St. George?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.7%, based on estimated annual rent of $44,997 and a purchase price of $799,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 51

Is St. George a good rental market?

Accepted Answer

Estimated monthly rent in St. George is approximately $3,348. Homes in St. George sell in an average of 70 days, indicating moderate demand in this market. There are 491 active listings currently. Gross rental yield in this area: 5.6%. Utah's steady population growth continues to drive rental demand.

Question 52

Could 2240 COBALT, St. George be a 1031 exchange property?

Accepted Answer

Yes, 2240 COBALT, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 53

How does 2240 COBALT, St. George compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $785,000. This listing is 2% above the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $724,999. Comparable analysis is based on similar size, age, and location.

Question 54

Is the St. George neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.9% over the past year. The current Zillow Home Value Index for this area is $433,744. This listing is priced at 184% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 55

What is the price trend in St. George?

Accepted Answer

St. George's median price has decreased 10.8% month-over-month. Current median: $520,000. Days on market have decreased by 14.5% month-over-month. Homes are selling at 97.6% of list price on average. Monitor these trends to time your offer strategically.

Question 56

Is 2240 COBALT, St. George overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 45/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 57

What school district is 2240 COBALT, St. George in?

Accepted Answer

This property is in the Washington school district. Assigned elementary: Crimson View. Assigned middle: Crimson Cliffs Middle.  School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 58

How do nearby schools rank statewide?

Accepted Answer

Of the 6 nearby schools with state rankings, the highest-ranked is South Mesa Elementary at #170 statewide (63% performance score). Other ranked nearby schools include Sunrise Ridge Intermediate (#259) and Little Valley School (#295). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 59

What parks are near 2240 COBALT, St. George?

Accepted Answer

The nearest local park is Springs Park (1.0 miles away). The nearest state park is Sand Hollow State Park (9.1 miles). Nearest national park: Zion NP — Kolob Terrace Road (38.7 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 60

Is there a golf course near 2240 COBALT, St. George?

Accepted Answer

The nearest golf course is Saint George Golf Course, 1.3 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 61

What water activities are near 2240 COBALT, St. George?

Accepted Answer

Water recreation near this property includes: Sand Hollow Reservoir (9.1 mi); boat ramp at Sand Hollow State Park (9.3 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 62

Is 2240 COBALT, St. George move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 63

What updates might 2240 COBALT, St. George need?

Accepted Answer

At 23 years old, common updates to consider include: HVAC system update. Current roof: Tile. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 64

Does 2240 COBALT, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

2240 COBALT, St. George, UT 84790

2240 E COBALT DR #9, St. George, UT 84790

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