Question 1

What is the asking price for 1091 BLUFF, St. George?

Accepted Answer

1091 BLUFF, St. George is listed at $2,600,000. The original list price was $2,800,000, representing a reduction of $200,000. Current status: Pending.

Question 2

When was 1091 BLUFF, St. George built?

Accepted Answer

This property was built in 2005, making it 21 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 3

What type of property is 1091 BLUFF, St. George?

Accepted Answer

1091 BLUFF, St. George is a Commercial Sale (Retail).

Question 4

Is there an HOA for 1091 BLUFF, St. George?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 5

What are the property taxes for 1091 BLUFF, St. George?

Accepted Answer

Annual property taxes for this property are approximately $7,901 (about $658/month). This represents an effective tax rate of approximately 0.30% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 6

How long has 1091 BLUFF, St. George been on the market?

Accepted Answer

This property has been listed for 139 days. The average days on market in St. George is 65 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 7

How does this listing compare to the St. George market?

Accepted Answer

1091 BLUFF, St. George is listed at $2,600,000, which is above the St. George median of $530,000 by $2,070,000. There are currently 453 active listings in St. George. Homes in St. George sell in an average of 65 days. The average sale-to-list ratio is 97.8%.

Question 8

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $530,000. There are currently 453 active listings. Homes sell in an average of 65 days. The average sale-to-list ratio is 97.8%. This listing at $2,600,000 is above the St. George 2026 median.

Question 9

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 453 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $530,000. Homes in St. George are selling in about 65 days on average.

Question 10

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 11

How does this price compare to the Utah state average?

Accepted Answer

At $2,600,000, this property is above the Utah state median of $525,000 by $2,075,000. St. George prices are 1% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 12

What is the commute like from 1091 BLUFF, St. George?

Accepted Answer

1091 BLUFF, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 13

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 14

What would homeowner's insurance cost for 1091 BLUFF, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $2,600,000, expect approximately $7,800-$13,000/year ($650-$1,083/month).   Get multiple quotes — rates vary significantly by insurer.

Question 15

What are the estimated closing costs for 1091 BLUFF, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $2,600,000, expect approximately $52,000-$130,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 16

How does the property tax compare to the list price at 1091 BLUFF, St. George?

Accepted Answer

The annual property tax of $7,901 represents an effective rate of 0.30% relative to the list price of $2,600,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 17

Is 1091 BLUFF, St. George eligible for FHA or VA financing?

Accepted Answer

At $2,600,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 18

Could 1091 BLUFF, St. George be a 1031 exchange property?

Accepted Answer

Yes, 1091 BLUFF, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 19

What is the price trend in St. George?

Accepted Answer

St. George's median price has increased 8.1% month-over-month. Current median: $530,000. Days on market have increased by 13.8% month-over-month. Homes are selling at 97.8% of list price on average. Monitor these trends to time your offer strategically.

Question 20

Is 1091 BLUFF, St. George move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 21

Does 1091 BLUFF, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 22

What is the lot like at 1091 BLUFF, St. George?

Accepted Answer

The lot is 0.25 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

1091 BLUFF, St. George, UT 84770

1091 N BLUFF ST #1400, St. George, UT 84770

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