Question 1

What is the asking price for 787 1120, Spanish Fork?

Accepted Answer

787 1120, Spanish Fork is listed at $409,900 ($163/sqft). The original list price was $429,900, representing a reduction of $20,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 787 1120, Spanish Fork have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 2,509 square feet of living space. It is a 3-story home. The lot is 0.03 acres.

Question 3

When was 787 1120, Spanish Fork built?

Accepted Answer

This property was built in 2022, making it 4 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 787 1120, Spanish Fork?

Accepted Answer

787 1120, Spanish Fork is a Residential (Townhouse). The architectural style is Stories: 2. It is located in the DEL MONTE TOWNHOMES subdivision. Zoning: Single-Family.

Question 5

Does 787 1120, Spanish Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 2 open parking spaces. Total parking capacity: 4 vehicles.

Question 6

Is there an HOA for 787 1120, Spanish Fork?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $144 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 787 1120, Spanish Fork?

Accepted Answer

Annual property taxes for this property are approximately $2,097 (about $175/month). This represents an effective tax rate of approximately 0.51% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 787 1120, Spanish Fork?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal, Great Room. Exterior features include: Double Pane Windows, Sliding Glass Doors.    View: Mountain(s).

Question 9

Is 787 1120, Spanish Fork a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Strong Cash Flow" with a deal score of 65/100. Key deal signals: Priced 10% below market value; 4.9% year-over-year market appreciation; 5% price reduction from original list. The price is 4% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Spanish Fork?

Accepted Answer

The median price for similar properties in the area is $428,973 (based on 10 homes). At $409,900, this listing is 4% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 787 1120, Spanish Fork?

Accepted Answer

Yes, the price has been reduced by 4.7% from the original list price of $429,900 to the current price of $409,900 — a reduction of $20,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 787 1120, Spanish Fork?

Accepted Answer

At the current 30-year mortgage rate of 6.51% with 20% down, the estimated monthly principal and interest payment is $2,075. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,394. A 15-year mortgage at 5.85% would be $2,741/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 787 1120, Spanish Fork been on the market?

Accepted Answer

This property has been listed for 132 days. The average days on market in Spanish Fork is 76 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 787 1120, Spanish Fork a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $40,911 with a gross rental yield of 10.0%. Net rental yield (after estimated expenses): 6.5%.  Estimated debt service coverage ratio (DSCR): 1.45. Investor score: 70/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 787 1120, Spanish Fork?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,409 ($40,908/year). The gross rent multiplier is 10.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 787 1120, Spanish Fork offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Sport Court, Historic/Character. The primary lifestyle niche is "historic_character." These tags are derived from MLS data, property features, and location analysis.

Question 17

What recreation is near 787 1120, Spanish Fork?

Accepted Answer

This property has a recreation score of 56/100. Nearby recreation includes: Devin Glen trailhead (5.9 mi); Spanish Fork Recreation Complex park (0.5 mi); Spanish Oaks Golf Course (3.9 mi); Utah Lake State Park (10.6 mi). Skiing: Sundance Resort (19.9 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 787 1120, Spanish Fork?

Accepted Answer

Yes, the nearest trailhead is Devin Glen, just 5.9 miles from the property. Utah Lake State Park is 10.6 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 787 1120, Spanish Fork?

Accepted Answer

This property has an amenity proximity score of 72/100. Nearby services include: Grocery: Dollar General (2.0 mi); Hospital: University Place (2.5 mi); Pharmacy: Macey's Spanish Fork (2.1 mi); Dining: Subway (4.4 mi). Gas station: 2.7 miles. Gym: RxFIT Gym - Spanish Fork (2.2 mi).

Question 20

How far is the nearest hospital from 787 1120, Spanish Fork?

Accepted Answer

The nearest hospital is University Place, approximately 2.5 miles from the property. The nearest fire station is 3.1 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 787 1120, Spanish Fork?

Accepted Answer

Assigned schools: Elementary: River View; Middle: Spanish Fork Jr; High: Spanish Fork. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Salem Hills High with a 63% state performance score (2.6 miles away). School district: Nebo.

Question 22

What high school is near 787 1120, Spanish Fork?

Accepted Answer

The nearest high school is Spanish Fork. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 787 1120, Spanish Fork?

Accepted Answer

The nearest elementary school is River View. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 787 1120, Spanish Fork?

Accepted Answer

The nearest middle school is Spanish Fork Jr.

Question 25

What is the internet speed at 787 1120, Spanish Fork?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber); CenturyLink (0 Mbps, DSL). Total providers: 12.

Question 26

Is 787 1120, Spanish Fork in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Spanish Fork market?

Accepted Answer

787 1120, Spanish Fork is listed at $409,900, which is below the Spanish Fork median of $500,000 by $90,100. There are currently 204 active listings in Spanish Fork. Homes in Spanish Fork sell in an average of 76 days. The average sale-to-list ratio is 99.9%.

Question 28

What is the Spanish Fork real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Spanish Fork is $500,000. There are currently 204 active listings. Homes sell in an average of 76 days. The average sale-to-list ratio is 99.9%. This listing at $409,900 is below the Spanish Fork 2026 median.

Question 29

Are there other homes for sale in Spanish Fork?

Accepted Answer

Yes — there are currently 204 active listings in Spanish Fork. Browse all Spanish Fork homes for sale at propaired.ai/listings/ut/spanish-fork. Prices range around a median of $500,000. Homes in Spanish Fork are selling in about 76 days on average.

Question 30

How does this price compare to the Utah state average?

Accepted Answer

At $409,900, this property is below the Utah state median of $518,888 by $108,988. Spanish Fork prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 31

What is the Propaired intelligence score for 787 1120, Spanish Fork?

Accepted Answer

This property has a Propaired intelligence score of 62/100, combining deal value (65), recreation access (56), amenity proximity (72), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 32

What heating and cooling systems does 787 1120, Spanish Fork have?

Accepted Answer

Heating: Forced Air,Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 33

What type of roof does 787 1120, Spanish Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 4-year-old home, reviewing recent roof inspections is recommended.

Question 34

Does 787 1120, Spanish Fork have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 35

What is 787 1120, Spanish Fork constructed from?

Accepted Answer

Construction materials include: Stone,Cement Siding. Stone construction provides exceptional durability and a premium aesthetic.

Question 36

What type of flooring does 787 1120, Spanish Fork have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 37

What are the water and sewer connections for 787 1120, Spanish Fork?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 38

What shopping and dining is near 787 1120, Spanish Fork?

Accepted Answer

The nearest restaurant is Subway (4.4 miles away) and the nearest grocery store is Dollar General (2.0 miles). Coffee: Boba Bee (2.0 mi). Banking: LendNation (2.0 mi). Overall amenity proximity score: 72/100.

Question 39

What would homeowner's insurance cost for 787 1120, Spanish Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $409,900, expect approximately $1,230-$2,050/year ($103-$171/month).   Get multiple quotes — rates vary significantly by insurer.

Question 40

What are the estimated closing costs for 787 1120, Spanish Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $409,900, expect approximately $8,198-$20,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 41

How does the property tax compare to the list price at 787 1120, Spanish Fork?

Accepted Answer

The annual property tax of $2,097 represents an effective rate of 0.51% relative to the list price of $409,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 42

What are the total estimated monthly costs for 787 1120, Spanish Fork?

Accepted Answer

Estimated total monthly housing cost: $2,531. This includes principal & interest ($2,075 at 6.51% with 20% down), property tax ($175/mo), HOA ($144/mo), and estimated insurance (~$137/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 43

Is 787 1120, Spanish Fork eligible for FHA or VA financing?

Accepted Answer

At $409,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 44

What is the estimated cap rate for 787 1120, Spanish Fork?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 6.5%, based on estimated annual rent of $40,911 and a purchase price of $409,900. A cap rate above 6% is generally considered strong for residential investment.

Question 45

Is Spanish Fork a good rental market?

Accepted Answer

Estimated monthly rent in Spanish Fork is approximately $3,237. Homes in Spanish Fork sell in an average of 76 days, indicating moderate demand in this market. There are 204 active listings currently. Gross rental yield in this area: 10.0%. Utah's steady population growth continues to drive rental demand.

Question 46

Could 787 1120, Spanish Fork be a 1031 exchange property?

Accepted Answer

Yes, 787 1120, Spanish Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 47

How does 787 1120, Spanish Fork compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $428,973. This listing is 4% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $398,897. Comparable analysis is based on similar size, age, and location.

Question 48

Is the Spanish Fork neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 4.9% over the past year. The current Zillow Home Value Index for this area is $342,653. This listing is priced at 120% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in Spanish Fork?

Accepted Answer

Spanish Fork's median price has decreased 23.1% month-over-month. Current median: $500,000. Days on market have decreased by 2.7% month-over-month. Homes are selling at 99.9% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 787 1120, Spanish Fork overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Strong Cash Flow." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 65/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 787 1120, Spanish Fork in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: River View. Assigned middle: Spanish Fork Jr. Assigned high: Spanish Fork. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

What parks are near 787 1120, Spanish Fork?

Accepted Answer

The nearest local park is Spanish Fork Recreation Complex (0.5 miles away). The nearest state park is Utah Lake State Park (10.6 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 53

Is there a golf course near 787 1120, Spanish Fork?

Accepted Answer

The nearest golf course is Spanish Oaks Golf Course, 3.9 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 54

What water activities are near 787 1120, Spanish Fork?

Accepted Answer

Water recreation near this property includes: Utah Lake (10.2 mi); boat ramp at Swedes Lane (5.9 mi); fishing at Provo River (15.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 55

Is 787 1120, Spanish Fork move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 56

Does 787 1120, Spanish Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 57

What is the lot like at 787 1120, Spanish Fork?

Accepted Answer

The lot is 0.03 acres. Lot features: Curb & Gutter,Road: Paved,Sprinkler: Auto-Full,View: Mountain. Terrain: Curb & Gutter, Road: Paved, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 58

What utilities are available at 787 1120, Spanish Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 59

Does 787 1120, Spanish Fork have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 60

Is there EV charging near 787 1120, Spanish Fork?

Accepted Answer

The nearest EV charging station is EvGateway Charging Station, approximately 2.2 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 61

Is 787 1120, Spanish Fork a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2022, it represents mid-century design elements. Architectural style: Stories: 2. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

787 1120, Spanish Fork, UT 84660

787 W 1120 S, Spanish Fork, UT 84660

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Long-Term Rental

Short-Term Rental

Schools

Recreation & Amenities

Recreation NearbyScore: 56/100

Amenities NearbyScore: 72/100

Internet & Connectivity

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Spanish Fork Market Context

Crime & Safety

Spanish Fork compared to:

vs National Average (FBI UCR 2024)

Connect with a Buyer’s Agent

Similar Homes

$375,000

$394,000

$440,000

$395,000

$445,000

Find Your Dream Home

Frequently Asked Questions

Discover

Recreation Nearby
Score: 56/100

Amenities Nearby
Score: 72/100