Question 1

What is the asking price for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

972 HIGH RIDGE, Spanish Fork is listed at $395,000 ($203/sqft). The original list price was $415,000, representing a reduction of $20,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 972 HIGH RIDGE, Spanish Fork have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 1,947 square feet of living space. It is a 3-story home. The lot is 0.02 acres.

Question 3

When was 972 HIGH RIDGE, Spanish Fork built?

Accepted Answer

This property was built in 2017, making it 9 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

972 HIGH RIDGE, Spanish Fork is a Residential (Townhouse). The architectural style is Townhouse; Row-mid. It is located in the RIDGE @ SPANISH FORK subdivision. Zoning: Multi-Family.

Question 5

Does 972 HIGH RIDGE, Spanish Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $235 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Annual property taxes for this property are approximately $2,063 (about $172/month). This represents an effective tax rate of approximately 0.52% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Interior features include: Bath: Primary, Range: Gas, Range/Oven: Free Stdng.. Exterior features include: Balcony, Double Pane Windows, Lighting.    View: Mountain(s),Valley.

Question 9

Is 972 HIGH RIDGE, Spanish Fork a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 33/100. Key deal signals: Priced 6% below similar homes; 5% price reduction from original list; 223.0 days on market — potential negotiation opportunity. The price is 6% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Spanish Fork?

Accepted Answer

The median price for similar properties in the area is $422,400 (based on 10 homes). At $395,000, this listing is 6% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Yes, the price has been reduced by 4.8% from the original list price of $415,000 to the current price of $395,000 — a reduction of $20,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $1,989. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,396. A 15-year mortgage at 5.77% would be $2,627/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 972 HIGH RIDGE, Spanish Fork been on the market?

Accepted Answer

This property has been listed for 223 days. The average days on market in Spanish Fork is 77 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 972 HIGH RIDGE, Spanish Fork a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $15,712 with a gross rental yield of 4.0%. Net rental yield (after estimated expenses): 2.6%.  Estimated debt service coverage ratio (DSCR): 0.49. Investor score: 36/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,309 ($15,708/year). The gross rent multiplier is 25.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 972 HIGH RIDGE, Spanish Fork offer?

Accepted Answer

Propaired's AI has identified 5 lifestyle features for this property: Pool, Luxury Estate, Scenic Views, Sport Court, Master-Planned Community. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 17

Does 972 HIGH RIDGE, Spanish Fork have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What makes 972 HIGH RIDGE, Spanish Fork a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 1,947 sqft on 0.02 acres, it offers premium living.  The property features scenic views.  Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 19

What recreation is near 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

This property has a recreation score of 63/100. Nearby recreation includes: Maple Canyon trailhead (4.5 mi); Abbie Court Park park (0.2 mi); Spanish Oaks Golf Course (1.0 mi); Utah Lake State Park (13.0 mi). Skiing: Sundance Resort (19.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 20

Are there hiking trails near 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Yes, the nearest trailhead is Maple Canyon, just 4.5 miles from the property. Utah Lake State Park is 13.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 21

What amenities and services are near 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

This property has an amenity proximity score of 84/100. Nearby services include: Grocery: Walmart Neighborhood Market (0.4 mi); Hospital: University Place (2.5 mi); Pharmacy: Maple Mountain Pharmacy (2.4 mi); Dining: Del Taco (0.5 mi). Gas station: 0.5 miles. Gym: Spanish Fork Gun Club (1.5 mi).

Question 22

How far is the nearest hospital from 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

The nearest hospital is University Place, approximately 2.5 miles from the property. The nearest fire station is 0.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 23

What schools serve 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Assigned schools: Elementary: Mapleton; Middle: Diamond Fork; High: Maple Mountain. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Maple Ridge School with a 62% state performance score (1.8 miles away). School district: Nebo.

Question 24

What is the internet speed at 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (100 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 10.

Question 25

Is 972 HIGH RIDGE, Spanish Fork in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the Spanish Fork market?

Accepted Answer

972 HIGH RIDGE, Spanish Fork is listed at $395,000, which is below the Spanish Fork median of $488,000 by $93,000. There are currently 174 active listings in Spanish Fork. Homes in Spanish Fork sell in an average of 77 days. The average sale-to-list ratio is 100.3%.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $395,000, this property is below the Utah state median of $510,000 by $115,000. Spanish Fork prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

This property has a Propaired intelligence score of 54/100, combining deal value (33), recreation access (63), amenity proximity (84), broadband quality (100), and lifestyle features (5 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 972 HIGH RIDGE, Spanish Fork have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 972 HIGH RIDGE, Spanish Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 9-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 972 HIGH RIDGE, Spanish Fork have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What is 972 HIGH RIDGE, Spanish Fork constructed from?

Accepted Answer

Construction materials include: Brick,Stucco,Metal Siding. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 33

What type of flooring does 972 HIGH RIDGE, Spanish Fork have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 34

What are the water and sewer connections for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 35

What shopping and dining is near 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

The nearest restaurant is Del Taco (0.5 miles away) and the nearest grocery store is Walmart Neighborhood Market (0.4 miles). Coffee: Black Rifle Coffee Company (2.4 mi). Banking: Zions Bank (2.4 mi). Overall amenity proximity score: 84/100.

Question 36

What would homeowner's insurance cost for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $395,000, expect approximately $1,185-$1,975/year ($99-$165/month).   Get multiple quotes — rates vary significantly by insurer.

Question 37

What are the estimated closing costs for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $395,000, expect approximately $7,900-$19,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 38

How does the property tax compare to the list price at 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

The annual property tax of $2,063 represents an effective rate of 0.52% relative to the list price of $395,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 39

What are the total estimated monthly costs for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Estimated total monthly housing cost: $2,528. This includes principal & interest ($1,989 at 6.46% with 20% down), property tax ($172/mo), HOA ($235/mo), and estimated insurance (~$132/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 40

Is 972 HIGH RIDGE, Spanish Fork eligible for FHA or VA financing?

Accepted Answer

At $395,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 41

What is the estimated cap rate for 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.6%, based on estimated annual rent of $15,712 and a purchase price of $395,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 42

Is Spanish Fork a good rental market?

Accepted Answer

Estimated monthly rent in Spanish Fork is approximately $2,197. Homes in Spanish Fork sell in an average of 77 days, indicating moderate demand in this market. There are 174 active listings currently. Gross rental yield in this area: 4.0%. Utah's steady population growth continues to drive rental demand.

Question 43

Could 972 HIGH RIDGE, Spanish Fork be a 1031 exchange property?

Accepted Answer

Yes, 972 HIGH RIDGE, Spanish Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 44

How does 972 HIGH RIDGE, Spanish Fork compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $422,400. This listing is 6% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $415,000. Comparable analysis is based on similar size, age, and location.

Question 45

Is the Spanish Fork neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.0% over the past year. The current Zillow Home Value Index for this area is $505,667. This listing is priced at 78% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 46

What is the price trend in Spanish Fork?

Accepted Answer

Spanish Fork's median price has increased 38.5% month-over-month. Current median: $488,000. Days on market have decreased by 25.0% month-over-month. Homes are selling at 100.3% of list price on average. Monitor these trends to time your offer strategically.

Question 47

Is 972 HIGH RIDGE, Spanish Fork overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 6% below comparable homes, this property appears competitively priced. Deal score: 33/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 48

What school district is 972 HIGH RIDGE, Spanish Fork in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Mapleton. Assigned middle: Diamond Fork. Assigned high: Maple Mountain. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 49

What parks are near 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

The nearest local park is Abbie Court Park (0.2 miles away). The nearest state park is Utah Lake State Park (13.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 50

Is there a golf course near 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

The nearest golf course is Spanish Oaks Golf Course, 1.0 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 51

What water activities are near 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Water recreation near this property includes: Utah Lake (12.3 mi); boat ramp at Millrace south (7.8 mi); fishing at Provo River (15.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 52

Is 972 HIGH RIDGE, Spanish Fork move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 53

Does 972 HIGH RIDGE, Spanish Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 54

What is the lot like at 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

The lot is 0.02 acres. Lot features: Road: Paved,Sprinkler: Auto-Full,View: Mountain,View: Valley. Terrain: Road: Paved, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain, View: Valley. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 55

What utilities are available at 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 56

Is there EV charging near 972 HIGH RIDGE, Spanish Fork?

Accepted Answer

The nearest EV charging station is Electrify America Charging Station, approximately 2.5 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

972 HIGH RIDGE, Spanish Fork, UT 84660

972 S HIGH RIDGE RD, Spanish Fork, UT 84660

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