485 MAIN, Smithfield, UT 84335
4BD/—BA Residential in Smithfield, UT 84335. 2,625 sqft. Built 1947. Listed at $399,990. MLS #2169438.
4BD/—BA Residential in Smithfield, UT 84335. 2,625 sqft. Built 1947. Listed at $399,990. MLS #2169438.
Excellent investment opportunity or ideal for an owner-occupant looking to offset their mortgage! This versatile property features a separate 1-bedroom, 1-bath ADU that previously rented for $800/month, providing immediate income potential. The main home offers 3 bedrooms, 1 full bath, a spacious living area, and a charming kitchen full of character. The mid-century modern exterior adds curb appeal, while the large yard includes a workshop, mature fruit trees, and producing berry bushes. A rare combination of flexibility, income potential, and outdoor space. Qualifies for FHA and USDA financing.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Bungalow/Cottage
Stories
3
County
Cache
Zoning
Single-Family
Construction
Asphalt,Brick
Lot Size
0.4 sq ft
Above Grade Area
1,504 sq ft
Condition
Blt./Standing
MLS #
2169438
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Bungalow/Cottage
Stories
3
County
Cache
Zoning
Single-Family
Construction
Asphalt,Brick
Lot Size
0.4 sq ft
Above Grade Area
1,504 sq ft
Condition
Blt./Standing
MLS #
2169438
List Price
$399,990
Annual Taxes
$1,674
Home Warranty
No
List Price
$399,990
Annual Taxes
$1,674
Home Warranty
No
Heating
Forced Air
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Hardwood,Linoleum,Tile
Basement
Entrance,Full,Walk-Out Access
Materials
Asphalt,Brick
Laundry
Electric Dryer Hookup
Water Source
Culinary
Sewer
Sewer: Connected
Heating
Forced Air
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Hardwood,Linoleum,Tile
Basement
Entrance,Full,Walk-Out Access
Materials
Asphalt,Brick
Laundry
Electric Dryer Hookup
Water Source
Culinary
Sewer
Sewer: Connected
Garage Spaces
1
Covered Spaces
1
Total Parking
5
Garage Spaces
1
Covered Spaces
1
Total Parking
5
Why this is a deal
Classification
Great Deal (vs Market)
Deal Score
92/100
vs Similar Homes
0% above
vs Market Median
20% below
Area Growth (YoY)
9.0%
Deal Score Breakdown
92/100 · 3 qualifying signals
Priced 20% below the per-subtype city median
9.0% year-over-year ZHVI growth in this area
LT net cashflow +$162/mo (+6.0% return on ownership cost) · STR net cashflow -$976/mo (-36.4% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Priced 0% above the median of similar listings
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$3,231/mo
Range: $1,152 – $5,309
Net Monthly Cash Flow
+$162 /mo (+$1,948/yr)
Monthly rental income
Monthly ownership cost
Coverage
121%
Net /mo
+$162
DSCR
1.42
Est. Annual Revenue
$29,227/yr
$108/night · 60% occupancy · $43/bedroom · $0.09/sqft
Net Monthly Cash Flow
−$977 /mo (−$11,725/yr)
Monthly STR income
Monthly ownership cost
Coverage
91%
Net /mo
−$976
DSCR
0.85
Best Download
2 Gbps
Best Upload
285 Mbps
Fiber Available
No
Providers
10
Available Providers
$479,510
-17% vs median
75 days
87
$299,900 – $2,400,000
$1,674
Very Safe
4.6
per 1,000
3.4
per 1,000
1.2
per 1,000
9.2
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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