Question 1

What is the asking price for 645 550, Smithfield?

Accepted Answer

645 550, Smithfield is listed at $489,900 ($150/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 645 550, Smithfield have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 3,275 square feet of living space. It is a 3-story home. The lot is 0.13 acres.

Question 3

When was 645 550, Smithfield built?

Accepted Answer

This property was built in 2026, making it 0 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 645 550, Smithfield?

Accepted Answer

645 550, Smithfield is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the VILLAGE AT FOX MEADOWS subdivision. Zoning: Single-Family.

Question 5

Does 645 550, Smithfield have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 645 550, Smithfield?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $71 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 645 550, Smithfield?

Accepted Answer

Annual property taxes for this property are approximately $1 (about Contact for Price/month). This represents an effective tax rate of approximately 0.00% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 645 550, Smithfield?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Den/Office, Disposal, Range: Gas. Exterior features include: Double Pane Windows, Porch: Open, Sliding Glass Doors, Patio: Open.    View: Mountain(s),Valley.

Question 9

Is 645 550, Smithfield a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 24/100. Key deal signals: Priced 8% below market median (per-type). The price is 2% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Smithfield?

Accepted Answer

The median price for similar properties in the area is $482,400 (based on 10 homes). At $489,900, this listing is 2% above the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 645 550, Smithfield?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,467. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,538. A 15-year mortgage at 5.77% would be $3,259/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 645 550, Smithfield been on the market?

Accepted Answer

This property has been listed for 6 days. The average days on market in Smithfield is 93 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

What lifestyle features does 645 550, Smithfield offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Pool, Scenic Views, Historic/Character, New Construction. The primary lifestyle niche is "new_construction." These tags are derived from MLS data, property features, and location analysis.

Question 14

Is 645 550, Smithfield near skiing?

Accepted Answer

This property is within reach of skiing. Cherry Peak is 6.8 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 15

Does 645 550, Smithfield have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 16

Is 645 550, Smithfield new construction?

Accepted Answer

Yes, this is a new construction property built in 2026. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 17

What recreation is near 645 550, Smithfield?

Accepted Answer

This property has a recreation score of 63/100. Nearby recreation includes: Smithfield Canyon trailhead (4.8 mi); Kid's Corner park (0.7 mi); Birch Creek Golf Course (1.9 mi); Hyrum State Park (14.9 mi). Skiing: Cherry Peak (6.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 645 550, Smithfield?

Accepted Answer

Yes, the nearest trailhead is Smithfield Canyon, just 4.8 miles from the property. Hyrum State Park is 14.9 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 645 550, Smithfield?

Accepted Answer

This property has an amenity proximity score of 83/100. Nearby services include: Grocery: Summit Creek (0.9 mi); Hospital: Intermountain North Cache Valley Clinic (3.0 mi); Pharmacy: High Creek Pharmacy (4.6 mi); Dining: McDonald's (1.0 mi). Gas station: 0.9 miles. Gym: Smithfield Recreation Center (2.0 mi).

Question 20

How far is the nearest hospital from 645 550, Smithfield?

Accepted Answer

The nearest hospital is Intermountain North Cache Valley Clinic, approximately 3.0 miles from the property. The nearest fire station is 0.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 645 550, Smithfield?

Accepted Answer

Assigned schools: Elementary: Birch Creek; Middle: North Cache; High: Sky View. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Summit School with a 57% state performance score (1.1 miles away). School district: Cache.

Question 22

What is the internet speed at 645 550, Smithfield?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 940 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (10 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 10.

Question 23

Is 645 550, Smithfield in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Smithfield market?

Accepted Answer

645 550, Smithfield is listed at $489,900, which is above the Smithfield median of $484,000 by $5,900. There are currently 69 active listings in Smithfield. Homes in Smithfield sell in an average of 93 days. The average sale-to-list ratio is 99.1%.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $489,900, this property is below the Utah state median of $510,000 by $20,100. Smithfield prices are 5% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 645 550, Smithfield?

Accepted Answer

This property has a Propaired intelligence score of 60/100, combining deal value (24), recreation access (63), amenity proximity (83), broadband quality (100), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 645 550, Smithfield have?

Accepted Answer

Heating: Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 645 550, Smithfield have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 0-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 645 550, Smithfield have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 645 550, Smithfield constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 31

What type of flooring does 645 550, Smithfield have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 645 550, Smithfield?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 33

What shopping and dining is near 645 550, Smithfield?

Accepted Answer

The nearest restaurant is McDonald's (1.0 miles away) and the nearest grocery store is Summit Creek (0.9 miles). Coffee: Eastside Coffee (2.6 mi). Banking: Cache Valley Bank (1.1 mi). Overall amenity proximity score: 83/100.

Question 34

What would homeowner's insurance cost for 645 550, Smithfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $489,900, expect approximately $1,470-$2,450/year ($123-$204/month).   Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 645 550, Smithfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $489,900, expect approximately $9,798-$24,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 645 550, Smithfield?

Accepted Answer

The annual property tax of $1 represents an effective rate of 0.00% relative to the list price of $489,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 645 550, Smithfield?

Accepted Answer

Estimated total monthly housing cost: $2,701. This includes principal & interest ($2,467 at 6.46% with 20% down), HOA ($71/mo), and estimated insurance (~$163/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 645 550, Smithfield eligible for FHA or VA financing?

Accepted Answer

At $489,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

Could 645 550, Smithfield be a 1031 exchange property?

Accepted Answer

Yes, 645 550, Smithfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 40

How does 645 550, Smithfield compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $482,400. This listing is 2% above the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $534,900. Comparable analysis is based on similar size, age, and location.

Question 41

Is the Smithfield neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $457,002. This listing is priced at 107% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 42

What is the price trend in Smithfield?

Accepted Answer

Smithfield's median price has decreased 41.2% month-over-month. Current median: $484,000. Days on market have increased by 35.3% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 43

Is 645 550, Smithfield overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 24/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 44

What school district is 645 550, Smithfield in?

Accepted Answer

This property is in the Cache school district. Assigned elementary: Birch Creek. Assigned middle: North Cache. Assigned high: Sky View. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 45

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Summit School at #183 statewide (57% performance score). Other ranked nearby schools include Birch Creek School (#249). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 46

What parks are near 645 550, Smithfield?

Accepted Answer

The nearest local park is Kid's Corner (0.7 miles away). The nearest state park is Hyrum State Park (14.9 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 47

Is there a golf course near 645 550, Smithfield?

Accepted Answer

The nearest golf course is Birch Creek Golf Course, 1.9 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 48

What water activities are near 645 550, Smithfield?

Accepted Answer

Water recreation near this property includes: Bear Lake (28.2 mi); boat ramp at Bear River 3800 N (4.6 mi); fishing at Logan River (9.0 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 49

Is 645 550, Smithfield move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties. A professional home inspection is always recommended before purchase to identify any needed repairs.

Question 50

Does 645 550, Smithfield come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 51

What is the lot like at 645 550, Smithfield?

Accepted Answer

The lot is 0.13 acres. Lot features: Road: Paved,Sidewalks,View: Mountain,View: Valley. Terrain: Road: Paved, Sidewalks, Terrain, Flat, View: Mountain, View: Valley. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 52

What utilities are available at 645 550, Smithfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 53

Does 645 550, Smithfield have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 54

Is there EV charging near 645 550, Smithfield?

Accepted Answer

The nearest EV charging station is EV Charger, approximately 6.1 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 55

Is 645 550, Smithfield a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2026, it represents mid-century design elements. Architectural style: Stories: 2. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

645 550, Smithfield, UT 84335

645 N 550 W #609, Smithfield, UT 84335

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