Question 1

What is the asking price for 103 PALMER, Saratoga Springs?

Accepted Answer

103 PALMER, Saratoga Springs is listed at $539,000 ($220/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 103 PALMER, Saratoga Springs have?

Accepted Answer

This Residential features 4 bedrooms, 4 bathrooms, 2,450 square feet of living space. It is a 3-story home. The lot is 0.02 acres.

Question 3

When was 103 PALMER, Saratoga Springs built?

Accepted Answer

This property was built in 2026, making it 0 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 103 PALMER, Saratoga Springs?

Accepted Answer

103 PALMER, Saratoga Springs is a Residential (Townhouse). The architectural style is Townhouse; Row-end. It is located in the FAIRWAY TOWNHOMES subdivision. Zoning: Single-Family.

Question 5

Does 103 PALMER, Saratoga Springs have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 103 PALMER, Saratoga Springs?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $255 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 103 PALMER, Saratoga Springs?

Accepted Answer

Annual property taxes for this property are approximately $2,301 (about $192/month). This represents an effective tax rate of approximately 0.43% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 103 PALMER, Saratoga Springs?

Accepted Answer

Interior features include: Closet: Walk-In, Disposal, Oven: Gas, Range: Gas, Range/Oven: Free Stdng.. Exterior features include: Balcony, Deck; Covered, Double Pane Windows, Sliding Glass Doors. The home has 1 fireplace. Private pool included. Spa/hot tub included. View: Lake,Mountain(s),Valley.

Question 9

Is 103 PALMER, Saratoga Springs a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 75/100. Key deal signals: Priced 6% below market value; 6.2% year-over-year market appreciation. The price is 0% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Saratoga Springs?

Accepted Answer

The median price for similar properties in the area is $539,000 (based on 7 homes). At $539,000, this listing is right at the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 103 PALMER, Saratoga Springs?

Accepted Answer

At the current 30-year mortgage rate of 6.58% with 20% down, the estimated monthly principal and interest payment is $2,748. Including estimated taxes and HOA fees, the total monthly cost is approximately $3,195. A 15-year mortgage at 5.96% would be $3,629/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 103 PALMER, Saratoga Springs been on the market?

Accepted Answer

This property has been listed for 3 days. The average days on market in Saratoga Springs is 78 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 103 PALMER, Saratoga Springs a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $40,697 with a gross rental yield of 7.5%. Net rental yield (after estimated expenses): 4.9%.  Estimated debt service coverage ratio (DSCR): 1.09. Investor score: 74/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 103 PALMER, Saratoga Springs?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,391 ($40,692/year). The gross rent multiplier is 13.2x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 103 PALMER, Saratoga Springs offer?

Accepted Answer

Propaired's AI has identified 8 lifestyle features for this property: Waterfront, Pool, Golf Community, Trail/Hiking Access, Luxury Estate, Hot Tub/Spa, Privacy/Seclusion, Historic/Character. The primary lifestyle niche is "waterfront." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 103 PALMER, Saratoga Springs a waterfront property?

Accepted Answer

Yes, this is a waterfront property. The property offers Lake,Mountain(s),Valley views. Nearest lake/water body: Utah Lake (9.2 miles). Waterfront properties in Utah are rare and typically command premium valuations.

Question 17

Does 103 PALMER, Saratoga Springs have a pool?

Accepted Answer

Yes, this property includes a private pool. A hot tub/spa is also included. Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What makes 103 PALMER, Saratoga Springs a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 2,450 sqft on 0.02 acres, it offers premium living.    Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 19

What recreation is near 103 PALMER, Saratoga Springs?

Accepted Answer

This property has a recreation score of 74/100. Nearby recreation includes: Flight Park trailhead (2.9 mi); Park park (0.1 mi); Talons Cove Golf Course (0.1 mi); Utah Lake State Park (9.0 mi). Skiing: Sundance Resort (16.6 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 20

Are there hiking trails near 103 PALMER, Saratoga Springs?

Accepted Answer

Yes, the nearest trailhead is Flight Park, just 2.9 miles from the property. Utah Lake State Park is 9.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 21

What amenities and services are near 103 PALMER, Saratoga Springs?

Accepted Answer

This property has an amenity proximity score of 53/100. Nearby services include: Grocery: Liv International (5.3 mi); Hospital: Mountain Ridge Healthcare (4.7 mi); Pharmacy: Cedar Valley Pharmacy (5.2 mi); Dining: Tepanyaki (5.8 mi). Gas station: 5.5 miles. Gym: Theta Combat Martial Arts (5.3 mi).

Question 22

How far is the nearest hospital from 103 PALMER, Saratoga Springs?

Accepted Answer

The nearest hospital is Mountain Ridge Healthcare, approximately 4.7 miles from the property. The nearest fire station is 5.0 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 23

What schools serve 103 PALMER, Saratoga Springs?

Accepted Answer

Assigned schools: Elementary: Springside; Middle: Lake Mountain; High: Westlake. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Saratoga Shores School with a 64% state performance score (1.6 miles away). School district: Alpine.

Question 24

What high school is near 103 PALMER, Saratoga Springs?

Accepted Answer

The nearest high school is Westlake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 25

What elementary school is near 103 PALMER, Saratoga Springs?

Accepted Answer

The nearest elementary school is Springside (1.6 miles away). State performance score: 64%. District: Alpine District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 26

What middle school is near 103 PALMER, Saratoga Springs?

Accepted Answer

The nearest middle school is Lake Mountain.

Question 27

What is the internet speed at 103 PALMER, Saratoga Springs?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: Avative Internet (8000 Mbps, Fiber); Avative Internet (2000 Mbps, Fixed Wireless); CenturyLink (80 Mbps, DSL). Total providers: 11.

Question 28

Is 103 PALMER, Saratoga Springs in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 29

How does this listing compare to the Saratoga Springs market?

Accepted Answer

103 PALMER, Saratoga Springs is listed at $539,000, which is above the Saratoga Springs median of $505,000 by $34,000. There are currently 445 active listings in Saratoga Springs. Homes in Saratoga Springs sell in an average of 78 days. The average sale-to-list ratio is 99.9%.

Question 30

What is the Saratoga Springs real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Saratoga Springs is $505,000. There are currently 445 active listings. Homes sell in an average of 78 days. The average sale-to-list ratio is 99.9%. This listing at $539,000 is above the Saratoga Springs 2026 median.

Question 31

Are there other homes for sale in Saratoga Springs?

Accepted Answer

Yes — there are currently 445 active listings in Saratoga Springs. Browse all Saratoga Springs homes for sale at propaired.ai/listings/ut/saratoga-springs. Prices range around a median of $505,000. Homes in Saratoga Springs are selling in about 78 days on average.

Question 32

How does this price compare to the Utah state average?

Accepted Answer

At $539,000, this property is above the Utah state median of $525,000 by $14,000. Saratoga Springs prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 33

What is the Propaired intelligence score for 103 PALMER, Saratoga Springs?

Accepted Answer

This property has a Propaired intelligence score of 65/100, combining deal value (75), recreation access (74), amenity proximity (53), broadband quality (100), and lifestyle features (8 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 34

What heating and cooling systems does 103 PALMER, Saratoga Springs have?

Accepted Answer

Heating: Forced Air,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 35

What type of roof does 103 PALMER, Saratoga Springs have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 0-year-old home, reviewing recent roof inspections is recommended.

Question 36

Does 103 PALMER, Saratoga Springs have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 37

What is 103 PALMER, Saratoga Springs constructed from?

Accepted Answer

Construction materials include: Asphalt,Clapboard/Masonite,Stone. Stone construction provides exceptional durability and a premium aesthetic.

Question 38

What type of flooring does 103 PALMER, Saratoga Springs have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 39

What are the water and sewer connections for 103 PALMER, Saratoga Springs?

Accepted Answer

Water source: Culinary.    Water is a critical consideration in Utah's arid climate.

Question 40

What shopping and dining is near 103 PALMER, Saratoga Springs?

Accepted Answer

The nearest restaurant is Tepanyaki (5.8 miles away) and the nearest grocery store is Liv International (5.3 miles). Coffee: Cafe KaiKoi (5.2 mi). Banking: Goldenwest Credit Union (5.1 mi). Overall amenity proximity score: 53/100.

Question 41

What would homeowner's insurance cost for 103 PALMER, Saratoga Springs?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $539,000, expect approximately $1,617-$2,695/year ($135-$225/month).   Get multiple quotes — rates vary significantly by insurer.

Question 42

What are the estimated closing costs for 103 PALMER, Saratoga Springs?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $539,000, expect approximately $10,780-$26,950 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 43

How does the property tax compare to the list price at 103 PALMER, Saratoga Springs?

Accepted Answer

The annual property tax of $2,301 represents an effective rate of 0.43% relative to the list price of $539,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 44

What are the total estimated monthly costs for 103 PALMER, Saratoga Springs?

Accepted Answer

Estimated total monthly housing cost: $3,375. This includes principal & interest ($2,748 at 6.58% with 20% down), property tax ($192/mo), HOA ($255/mo), and estimated insurance (~$180/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 45

Is 103 PALMER, Saratoga Springs eligible for FHA or VA financing?

Accepted Answer

At $539,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 46

What is the estimated cap rate for 103 PALMER, Saratoga Springs?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.9%, based on estimated annual rent of $40,697 and a purchase price of $539,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 47

Is Saratoga Springs a good rental market?

Accepted Answer

Estimated monthly rent in Saratoga Springs is approximately $2,891. Homes in Saratoga Springs sell in an average of 78 days, indicating moderate demand in this market. There are 445 active listings currently. Gross rental yield in this area: 7.5%. Utah's steady population growth continues to drive rental demand.

Question 48

Could 103 PALMER, Saratoga Springs be a 1031 exchange property?

Accepted Answer

Yes, 103 PALMER, Saratoga Springs could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 49

How does 103 PALMER, Saratoga Springs compare to recently sold homes nearby?

Accepted Answer

Based on 7 comparable properties, the median sold price in this area is $539,000. This listing is right at the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $469,700. Comparable analysis is based on similar size, age, and location.

Question 50

Is the Saratoga Springs neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.2% over the past year. The current Zillow Home Value Index for this area is $342,038. This listing is priced at 158% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 51

What is the price trend in Saratoga Springs?

Accepted Answer

Saratoga Springs's median price has increased 4.2% month-over-month. Current median: $505,000. Days on market have decreased by 20.6% month-over-month. Homes are selling at 99.9% of list price on average. Monitor these trends to time your offer strategically.

Question 52

Is 103 PALMER, Saratoga Springs overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 75/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 53

What school district is 103 PALMER, Saratoga Springs in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Springside. Assigned middle: Lake Mountain. Assigned high: Westlake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 54

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Saratoga Shores School at #161 statewide (64% performance score). Other ranked nearby schools include Springside School (#199). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 55

What parks are near 103 PALMER, Saratoga Springs?

Accepted Answer

The nearest local park is Park (0.1 miles away). The nearest state park is Utah Lake State Park (9.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 56

Is there a golf course near 103 PALMER, Saratoga Springs?

Accepted Answer

The nearest golf course is Talons Cove Golf Course, 0.1 miles from the property. This property is located within a golf community, which may include membership benefits and golf course views. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 57

What water activities are near 103 PALMER, Saratoga Springs?

Accepted Answer

Water recreation near this property includes: Utah Lake (9.2 mi); boat ramp at Saratoga City unamed (1.4 mi); fishing at Provo River (16.5 mi). This is a waterfront property with direct water access. Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 58

Is 103 PALMER, Saratoga Springs move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 59

Does 103 PALMER, Saratoga Springs come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 60

What is the lot like at 103 PALMER, Saratoga Springs?

Accepted Answer

The lot is 0.02 acres. Lot features: Sidewalks,Sprinkler: Auto-Part,View: Lake,View: Mountain,View: Valley,Near Golf Course,Waterfront. Terrain: Sidewalks, Sprinkler: Auto-Part, View: Lake, View: Mountain, View: Valley, Adjacent to Golf Course, Waterfront. Views: Lake,Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 61

Is there EV charging near 103 PALMER, Saratoga Springs?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 5.0 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 62

Is 103 PALMER, Saratoga Springs a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2026, it represents mid-century design elements. Architectural style: Townhouse; Row-end. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

103 PALMER, Saratoga Springs, UT 84045

103 E PALMER LN, Saratoga Springs, UT 84045

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Long-Term Rental

Short-Term Rental

Schools

Recreation & Amenities

Recreation NearbyScore: 74/100

Amenities NearbyScore: 53/100

Internet & Connectivity

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Saratoga Springs Market Context

Crime & Safety

Saratoga Springs compared to:

vs National Average (FBI UCR 2024)

Connect with a Buyer’s Agent

Similar Homes

$539,000

$539,000

$739,000

$469,000

$739,000

Find Your Dream Home

Frequently Asked Questions

Discover

Recreation Nearby
Score: 74/100

Amenities Nearby
Score: 53/100