107 PALMER, Saratoga Springs, UT 84045
4BD/—BA Residential in Saratoga Springs, UT 84045. 2,474 sqft. Built 2026. Listed at $539,000. MLS #2144295.
4BD/—BA Residential in Saratoga Springs, UT 84045. 2,474 sqft. Built 2026. Listed at $539,000. MLS #2144295.
** The model home is located at 64 Watson Dr. It is open Monday through Friday 11:00 am- 6:00 pm and Saturday from 10:00 am to 5:00 pm. **Experience elevated living in this stunning three-story luxury townhome located on the TalonsCove Golf Course and just moments from Utah Lake. Nestled in a prestigious resort-style community, this home offers the perfect blend of luxury, recreation, and scenic beauty. The first floor features a versatile space ideal for a home office, guest room, flex area, or bedroom for those wanting to avoid stairs, along with a convenient half bathroom. The second floor showcases a bright open-concept layout with a spacious kitchen, dining, and living area. Floor-to-ceiling windows on both ends fill the space with natural light, creating an inviting and airy environment perfect for entertaining or relaxing. This exceptional HOA community offers incredible amenities including a year-round natural heated mineral pool fed by local hot springs, a second outdoor swimming pool, two clubhouses with workout facilities and event space, and a private boat dock marina on Utah Lake. Residents also enjoy a large pavilion for hosting gatherings, multiple parks and playgrounds, and miles of connected walking and nature trails throughout the community. The home itself is filled with premium and thoughtful upgrades including semi-custom soft-close cabinetry, 3 cm quartz kitchen countertops, a vent above the microwave, and high-end window and sliding glass door packages that enhance the home's modern design. The staircase is wider than standard homes and features a large statement window above the stairs that fills the space with light and adds to the luxurious feel. Additional upgrades include 8-foot doors throughout, custom lighting, extra can lighting with ceiling fan wiring, soundproof walling in the toilet area for added privacy, internet access points installed in the walls, and plumbing for a water softener. The tankless water heater provides efficiency and convenience. The garage is finished with durable epoxy flooring, an aluminum and glass garage door, added lighting, and a security camera for peace of mind. Enjoy luxury living just steps from TalonsCove Golf Course and minutes from the water, where resort-style amenities, scenic surroundings, and modern design come together to create an exceptional place to call home.
Property Type
Residential
Property Style
Townhouse
Architectural Style
Townhouse; Row-end
Stories
3
Subdivision
FAIRWAY TOWNHOMES
County
Utah
Zoning
Single-Family
Construction
Clapboard/Masonite,Stone
Lot Size
0.02 sq ft
Above Grade Area
2,474 sq ft
Condition
Blt./Standing
MLS #
2144295
Property Type
Residential
Property Style
Townhouse
Architectural Style
Townhouse; Row-end
Stories
3
Subdivision
FAIRWAY TOWNHOMES
County
Utah
Zoning
Single-Family
Construction
Clapboard/Masonite,Stone
Lot Size
0.02 sq ft
Above Grade Area
2,474 sq ft
Condition
Blt./Standing
MLS #
2144295
List Price
$539,000
HOA Fees
$250 / Monthly
Annual Taxes
$2,301
Home Warranty
Yes
List Price
$539,000
HOA Fees
$250 / Monthly
Annual Taxes
$2,301
Home Warranty
Yes
Heating
Forced Air,>= 95% efficiency
Cooling
Central Air,Heat Pump
Roof
Asphalt
Flooring
Carpet
Basement
Slab
Materials
Clapboard/Masonite,Stone
Appliances
Range Hood
Water Source
Culinary
View
Lake,Mountain(s),Valley
Heating
Forced Air,>= 95% efficiency
Cooling
Central Air,Heat Pump
Roof
Asphalt
Flooring
Carpet
Basement
Slab
Materials
Clapboard/Masonite,Stone
Appliances
Range Hood
Water Source
Culinary
View
Lake,Mountain(s),Valley
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Why this is a deal
Classification
Standard
Deal Score
70/100
vs Similar Homes
16% above
vs Market Median
3% above
Area Growth (YoY)
6.6%
Deal Score Breakdown
70/100 · 1 qualifying signal
6.6% year-over-year ZHVI growth in this area
Priced 3% above the per-subtype city median
LT net cashflow -$839/mo (-21.8% return on ownership cost) · STR net cashflow -$1,078/mo (-28.0% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Priced 16% above the median of similar listings
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$3,418/mo
Range: $2,175 – $4,660
Net Monthly Cash Flow
−$838 /mo (−$10,060/yr)
Monthly rental income
Monthly ownership cost
Coverage
89%
Net /mo
−$839
DSCR
1.12
Est. Annual Revenue
$47,455/yr
$364/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$1,078 /mo (−$12,933/yr)
Monthly STR income
Monthly ownership cost
Coverage
103%
Net /mo
−$1,078
DSCR
1.03
Best Download
8 Gbps
Best Upload
8 Gbps
Fiber Available
Yes
Providers
11
Available Providers
$515,000
+5% vs median
87 days
407
$271,500 – $2,650,000
$2,301
$250/monthly
Low Crime
4.6
per 1,000
11.4
per 1,000
3.3
per 1,000
19.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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