1064 WATERSIDE, Saratoga Springs, UT 84045
4BD/—BA Residential in Saratoga Springs, UT 84045. 5,091 sqft. Built 1999. Listed at $1,380,000. MLS #2166528.
4BD/—BA Residential in Saratoga Springs, UT 84045. 5,091 sqft. Built 1999. Listed at $1,380,000. MLS #2166528.
Beautiful LAKEFRONT Craftsman style home with custom woodwork. As you walk past the mature trees through the front door you are stuck with the unobstructed view of Mt. Timpanogos across the lake. The main floor features a great room with wood vaulted ceilings, a kitchen any chef would appreciate and keads out to the desk overlooking the lake. The owners suite has a grand master bath with over sized shower and soaking tub, 2 owners closets, a private balcony and a serenity sunroom. A private library with wood shelving and laundry room and half bath complete this level. The lower level has the same incredible views from the family room, a wet bar, an office with built in cabinets, a theater room, 3 additional rooms, 2 of which are en-suites and a third bathroom with a steam shower. The community includes a thermal swimming pool, gym, marina with boat ramp and walking trails. Whether your looking for peaceful lake front living or a home to entertain family and friends this one checks all the boxes.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
SARATOGA SPRINGS
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco
Lot Size
0.46 sq ft
Above Grade Area
2,545 sq ft
Condition
Blt./Standing
MLS #
2166528
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
SARATOGA SPRINGS
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco
Lot Size
0.46 sq ft
Above Grade Area
2,545 sq ft
Condition
Blt./Standing
MLS #
2166528
List Price
$1,380,000
HOA Fees
$125 / Monthly
Annual Taxes
$4,831
Home Warranty
No
List Price
$1,380,000
HOA Fees
$125 / Monthly
Annual Taxes
$4,831
Home Warranty
No
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Daylight,Entrance,Full,Walk-Out Access
Materials
Stone,Stucco
Patio & Porch
Covered
Water Source
Culinary,Irrigation
Sewer
Sewer: Connected
View
Lake,Mountain(s)
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Daylight,Entrance,Full,Walk-Out Access
Materials
Stone,Stucco
Patio & Porch
Covered
Water Source
Culinary,Irrigation
Sewer
Sewer: Connected
View
Lake,Mountain(s)
Garage Spaces
3
Covered Spaces
3
Total Parking
3
Garage Spaces
3
Covered Spaces
3
Total Parking
3
Why this is a deal
Classification
Standard
Deal Score
70/100
vs Similar Homes
83% above
vs Market Median
65% above
Area Growth (YoY)
6.3%
Deal Score Breakdown
70/100 · 1 qualifying signal
6.3% year-over-year ZHVI growth in this area
Priced 83% above the median of similar listings
Priced 65% above the per-subtype city median
LT net cashflow -$4,228/mo (-45.3% return on ownership cost) · STR net cashflow -$6,203/mo (-66.4% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$5,808/mo
Range: $5,016 – $6,599
Net Monthly Cash Flow
−$4,227 /mo (−$50,728/yr)
Monthly rental income
Monthly ownership cost
Coverage
62%
Net /mo
−$4,228
DSCR
0.73
Est. Annual Revenue
$53,747/yr
$358/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$6,203 /mo (−$74,441/yr)
Monthly STR income
Monthly ownership cost
Coverage
48%
Net /mo
−$6,203
DSCR
0.45
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
15
Available Providers
$520,900
+165% vs median
81 days
395
$269,900 – $2,590,000
$4,831
$125/monthly
Low Crime
4.6
per 1,000
11.4
per 1,000
3.3
per 1,000
19.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
Select agents you’d like to hear from. They’ll be notified of your interest — your contact details stay private until you choose to respond.

Salt Lake City Real Estate Broker Focused on Pricing, Positioning, and Results

Devin Tanner - Utah Realtor

Daryn Edmunds - High Road Properties
Your inquiry goes to the listing agent.
Fast Response
Typically within 2 hours during business hours
Built with AI to help you find your perfect home
Powered by AI • Secured by Supabase • Trusted by Agents