847 ENSIGN, Saratoga Springs, UT 84045
4BD/—BA Residential in Saratoga Springs, UT 84045. 5,447 sqft. Built 2026. Listed at $1,257,000. MLS #2163304.
4BD/—BA Residential in Saratoga Springs, UT 84045. 5,447 sqft. Built 2026. Listed at $1,257,000. MLS #2163304.
European charm and quality workmanship throughout this beautiful home. Large, open and airy kitchen with oversized pantry and plenty of natural light. Convenient Primary suite and laundry on main level. Primary suite features a stylish freestanding tub and large shower with built in niche. Three additional good sized rooms upstairs. Tons of room to grow, or add an ADU to the unfinished basement with separate entrance. Builder is open to finishing the basement for an additional cost. Great views of mountains, beautiful nearby Saratoga Springs temple, and Utah lake from many areas. Yard will be finished in the near future as part of the purchase price.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
BEACON POINTE
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.22 sq ft
Above Grade Area
3,261 sq ft
Condition
Blt./Standing
MLS #
2163304
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
BEACON POINTE
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.22 sq ft
Above Grade Area
3,261 sq ft
Condition
Blt./Standing
MLS #
2163304
List Price
$1,257,000
HOA Fees
$110 / Monthly
Annual Taxes
$5,000
Home Warranty
No
List Price
$1,257,000
HOA Fees
$110 / Monthly
Annual Taxes
$5,000
Home Warranty
No
Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Hardwood,Tile
Basement
Entrance,Full
Materials
Stone,Stucco,Cement Siding
Appliances
Freezer,Refrigerator
Water Source
Culinary,Irrigation: Pressure
Sewer
Sewer: Connected
Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Hardwood,Tile
Basement
Entrance,Full
Materials
Stone,Stucco,Cement Siding
Appliances
Freezer,Refrigerator
Water Source
Culinary,Irrigation: Pressure
Sewer
Sewer: Connected
Garage Spaces
3
Covered Spaces
3
Total Parking
3
Garage Spaces
3
Covered Spaces
3
Total Parking
3
Why this is a deal
Classification
Standard
Deal Score
70/100
vs Similar Homes
50% above
vs Market Median
45% above
Area Growth (YoY)
7.1%
Deal Score Breakdown
70/100 · 1 qualifying signal
7.1% year-over-year ZHVI growth in this area
Priced 50% above the median of similar listings
Priced 45% above the per-subtype city median
LT net cashflow -$4,233/mo (-49.7% return on ownership cost) · STR net cashflow -$5,313/mo (-62.4% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$4,863/mo
Range: $4,603 – $5,124
Net Monthly Cash Flow
−$4,234 /mo (−$50,802/yr)
Monthly rental income
Monthly ownership cost
Coverage
57%
Net /mo
−$4,233
DSCR
0.68
Est. Annual Revenue
$54,848/yr
$358/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$5,313 /mo (−$63,754/yr)
Monthly STR income
Monthly ownership cost
Coverage
54%
Net /mo
−$5,313
DSCR
0.51
Best Download
2 Gbps
Best Upload
2 Gbps
Fiber Available
Yes
Providers
13
Available Providers
$500,000
+151% vs median
79 days
392
$269,900 – $2,590,000
$5,000
$110/monthly
Low Crime
4.6
per 1,000
11.4
per 1,000
3.3
per 1,000
19.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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