Question 1

What is the asking price for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

4029 LAKE MOUNTAIN, Saratoga Springs is listed at $620,000 ($212/sqft). The original list price was $625,000, representing a reduction of $5,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 4029 LAKE MOUNTAIN, Saratoga Springs have?

Accepted Answer

This Residential features 6 bedrooms, 3 bathrooms, 2,918 square feet of living space. It is a 2-story home. The lot is 0.24 acres.

Question 3

When was 4029 LAKE MOUNTAIN, Saratoga Springs built?

Accepted Answer

This property was built in 2000, making it 26 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

4029 LAKE MOUNTAIN, Saratoga Springs is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the LAKE MOUNTAIN ESTATES subdivision. Zoning: Single-Family.

Question 5

Does 4029 LAKE MOUNTAIN, Saratoga Springs have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

Annual property taxes for this property are approximately $2,236 (about $186/month). This represents an effective tax rate of approximately 0.36% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

Interior features include: Alarm: Fire, Alarm: Security, Bath: Primary, Closet: Walk-In, Den/Office. Exterior features include: Double Pane Windows, Patio: Covered, Storm Doors.    View: Lake,Valley.

Question 9

Is 4029 LAKE MOUNTAIN, Saratoga Springs a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 85/100. Key deal signals: Priced 8% below similar homes; 8.1% year-over-year market appreciation; 122% STR gross rent coverage of monthly ownership cost. The price is 8% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Saratoga Springs?

Accepted Answer

The median price for similar properties in the area is $674,950 (based on 10 homes). At $620,000, this listing is 8% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

Yes, the price has been reduced by 0.8% from the original list price of $625,000 to the current price of $620,000 — a reduction of $5,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $3,112. Including estimated taxes, the total monthly cost is approximately $3,298. A 15-year mortgage at 5.79% would be $4,129/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 4029 LAKE MOUNTAIN, Saratoga Springs been on the market?

Accepted Answer

This property has been listed for 21 days. The average days on market in Saratoga Springs is 79 days, meaning this listing is moving faster than the local average.

Question 14

Is 4029 LAKE MOUNTAIN, Saratoga Springs a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $40,202 with a gross rental yield of 6.5%. Net rental yield (after estimated expenses): 4.2%.  Estimated debt service coverage ratio (DSCR): 0.95. Investor score: 69/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,350 ($40,200/year). The gross rent multiplier is 15.4x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 4029 LAKE MOUNTAIN, Saratoga Springs offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Luxury Estate. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 17

What makes 4029 LAKE MOUNTAIN, Saratoga Springs a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 2,918 sqft on 0.24 acres, it offers premium living.    Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 18

What schools serve 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

Assigned schools: Elementary: Harbor Point Elementary; Middle: Lake Mountain; High: Westlake.   School district: Alpine.

Question 19

What high school is near 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

The nearest high school is Westlake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 20

What elementary school is near 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

The nearest elementary school is Harbor Point Elementary. Propaired provides full school ratings and comparison data for all schools in this area.

Question 21

What middle school is near 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

The nearest middle school is Lake Mountain.

Question 22

Is 4029 LAKE MOUNTAIN, Saratoga Springs in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 23

How does this listing compare to the Saratoga Springs market?

Accepted Answer

4029 LAKE MOUNTAIN, Saratoga Springs is listed at $620,000, which is above the Saratoga Springs median of $500,000 by $120,000. There are currently 394 active listings in Saratoga Springs. Homes in Saratoga Springs sell in an average of 79 days. The average sale-to-list ratio is 100.0%.

Question 24

What is the Saratoga Springs real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Saratoga Springs is $500,000. There are currently 394 active listings. Homes sell in an average of 79 days. The average sale-to-list ratio is 100.0%. This listing at $620,000 is above the Saratoga Springs 2026 median.

Question 25

Are there other homes for sale in Saratoga Springs?

Accepted Answer

Yes — there are currently 394 active listings in Saratoga Springs. Browse all Saratoga Springs homes for sale at propaired.ai/listings/ut/saratoga-springs. Prices range around a median of $500,000. Homes in Saratoga Springs are selling in about 79 days on average.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $620,000, this property is above the Utah state median of $525,000 by $95,000. Saratoga Springs prices are 5% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

This property has a Propaired intelligence score of 40/100, combining deal value (85), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 4029 LAKE MOUNTAIN, Saratoga Springs have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

What type of roof does 4029 LAKE MOUNTAIN, Saratoga Springs have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 26-year-old home, reviewing recent roof inspections is recommended.

Question 30

Does 4029 LAKE MOUNTAIN, Saratoga Springs have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 31

What is 4029 LAKE MOUNTAIN, Saratoga Springs constructed from?

Accepted Answer

Construction materials include: Aluminum,Asphalt,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 32

What type of flooring does 4029 LAKE MOUNTAIN, Saratoga Springs have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Tile. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times. Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 33

What are the water and sewer connections for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Available,Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 34

What would homeowner's insurance cost for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $620,000, expect approximately $1,860-$3,100/year ($155-$258/month).   Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $620,000, expect approximately $12,400-$31,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

The annual property tax of $2,236 represents an effective rate of 0.36% relative to the list price of $620,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

Estimated total monthly housing cost: $3,505. This includes principal & interest ($3,112 at 6.43% with 20% down), property tax ($186/mo), and estimated insurance (~$207/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 4029 LAKE MOUNTAIN, Saratoga Springs eligible for FHA or VA financing?

Accepted Answer

At $620,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

What is the estimated cap rate for 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.2%, based on estimated annual rent of $40,202 and a purchase price of $620,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 40

Is Saratoga Springs a good rental market?

Accepted Answer

Estimated monthly rent in Saratoga Springs is approximately $2,918. Homes in Saratoga Springs sell in an average of 79 days, indicating moderate demand in this market. There are 394 active listings currently. Gross rental yield in this area: 6.5%. Utah's steady population growth continues to drive rental demand.

Question 41

Could 4029 LAKE MOUNTAIN, Saratoga Springs be a 1031 exchange property?

Accepted Answer

Yes, 4029 LAKE MOUNTAIN, Saratoga Springs could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 42

How does 4029 LAKE MOUNTAIN, Saratoga Springs compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $674,950. This listing is 8% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $669,000. Comparable analysis is based on similar size, age, and location.

Question 43

Is the Saratoga Springs neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 8.1% over the past year. The current Zillow Home Value Index for this area is $334,425. This listing is priced at 185% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 44

What is the price trend in Saratoga Springs?

Accepted Answer

Saratoga Springs's median price has decreased 8.0% month-over-month. Current median: $500,000. Days on market have decreased by 0.2% month-over-month. Homes are selling at 100.0% of list price on average. Monitor these trends to time your offer strategically.

Question 45

Is 4029 LAKE MOUNTAIN, Saratoga Springs overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 8% below comparable homes, this property appears competitively priced. Deal score: 85/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 46

What school district is 4029 LAKE MOUNTAIN, Saratoga Springs in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Harbor Point Elementary. Assigned middle: Lake Mountain. Assigned high: Westlake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 47

Is 4029 LAKE MOUNTAIN, Saratoga Springs move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 48

What updates might 4029 LAKE MOUNTAIN, Saratoga Springs need?

Accepted Answer

At 26 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 49

Does 4029 LAKE MOUNTAIN, Saratoga Springs come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 50

What is the lot like at 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

The lot is 0.24 acres. Lot features: Curb & Gutter,Fenced: Part,Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Lake,View: Valley. Terrain: Curb & Gutter, Fenced: Part, Road: Paved, Sidewalks, Sprinkler: Auto-Full, View: Lake, View: Valley. Views: Lake,Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 51

What utilities are available at 4029 LAKE MOUNTAIN, Saratoga Springs?

Accepted Answer

Available utilities include: Natural Gas Available,Natural Gas Connected,Electricity Available,Electricity Connected,Sewer Available,Sewer Connected,Sewer: Public,Water Available,Water Connected. Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Available,Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 52

Does 4029 LAKE MOUNTAIN, Saratoga Springs have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

4029 LAKE MOUNTAIN, Saratoga Springs, UT 84045

4029 S LAKE MOUNTAIN DR, Saratoga Springs, UT 84045

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