Question 1

What is the asking price for 499 STETSON, Saratoga Springs?

Accepted Answer

499 STETSON, Saratoga Springs is listed at $1,225,000 ($253/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 499 STETSON, Saratoga Springs have?

Accepted Answer

This Residential features 4 bedrooms, 4 bathrooms, 4,839 square feet of living space. It is a 3-story home. The lot is 0.28 acres.

Question 3

When was 499 STETSON, Saratoga Springs built?

Accepted Answer

This property was built in 2024, making it 2 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 499 STETSON, Saratoga Springs?

Accepted Answer

499 STETSON, Saratoga Springs is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the JACOBS subdivision. Zoning: Single-Family.

Question 5

Does 499 STETSON, Saratoga Springs have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage and 5 open parking spaces. Total parking capacity: 8 vehicles.

Question 6

Is there an HOA for 499 STETSON, Saratoga Springs?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 499 STETSON, Saratoga Springs?

Accepted Answer

Annual property taxes for this property are approximately $4,514 (about $376/month). This represents an effective tax rate of approximately 0.37% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 499 STETSON, Saratoga Springs?

Accepted Answer

Interior features include: Basement Apartment, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office. Exterior features include: Basement Entrance, Deck; Covered, Lighting, Patio: Covered, Porch: Open. The home has 1 fireplace.   View: Lake,Mountain(s).

Question 9

Is 499 STETSON, Saratoga Springs a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 80/100. Key deal signals: 8.8% year-over-year market appreciation. The price is 55% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Saratoga Springs?

Accepted Answer

The median price for similar properties in the area is $792,000 (based on 10 homes). At $1,225,000, this listing is 55% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 499 STETSON, Saratoga Springs?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $6,149. Including estimated taxes, the total monthly cost is approximately $6,525. A 15-year mortgage at 5.79% would be $8,159/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 499 STETSON, Saratoga Springs been on the market?

Accepted Answer

This property has been listed for 23 days. The average days on market in Saratoga Springs is 79 days, meaning this listing is moving faster than the local average.

Question 13

Is 499 STETSON, Saratoga Springs a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $62,510 with a gross rental yield of 5.1%. Net rental yield (after estimated expenses): 3.3%.  Estimated debt service coverage ratio (DSCR): 0.75. Investor score: 52/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 499 STETSON, Saratoga Springs?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $5,209 ($62,508/year). The gross rent multiplier is 19.6x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 499 STETSON, Saratoga Springs offer?

Accepted Answer

Propaired's AI has identified 5 lifestyle features for this property: ADU/Multigenerational, Luxury Estate, Scenic Views, Investor Special, Historic/Character. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 16

What makes 499 STETSON, Saratoga Springs a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 4,839 sqft on 0.28 acres, it offers premium living.  The property features scenic views.  Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 17

What schools serve 499 STETSON, Saratoga Springs?

Accepted Answer

Assigned schools: Elementary: Sage Hills; Middle: Vista Heights Middle School; High: Westlake. There are 3 schools within 3 miles of this property. The highest-rated nearby school is Saratoga Shores School with a 64% state performance score (0.8 miles away). School district: Alpine.

Question 18

What high school is near 499 STETSON, Saratoga Springs?

Accepted Answer

The nearest high school is Westlake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 19

What elementary school is near 499 STETSON, Saratoga Springs?

Accepted Answer

The nearest elementary school is Sage Hills (0.8 miles away). State performance score: 64%. District: Alpine District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 20

What middle school is near 499 STETSON, Saratoga Springs?

Accepted Answer

The nearest middle school is Vista Heights Middle School.

Question 21

How good are the schools near 499 STETSON, Saratoga Springs?

Accepted Answer

Of the 3 schools within 3 miles, 3 have state performance data with an average score of 58%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 22

Is 499 STETSON, Saratoga Springs in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 23

How does this listing compare to the Saratoga Springs market?

Accepted Answer

499 STETSON, Saratoga Springs is listed at $1,225,000, which is above the Saratoga Springs median of $500,000 by $725,000. There are currently 394 active listings in Saratoga Springs. Homes in Saratoga Springs sell in an average of 79 days. The average sale-to-list ratio is 100.0%.

Question 24

What is the Saratoga Springs real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Saratoga Springs is $500,000. There are currently 394 active listings. Homes sell in an average of 79 days. The average sale-to-list ratio is 100.0%. This listing at $1,225,000 is above the Saratoga Springs 2026 median.

Question 25

Are there other homes for sale in Saratoga Springs?

Accepted Answer

Yes — there are currently 394 active listings in Saratoga Springs. Browse all Saratoga Springs homes for sale at propaired.ai/listings/ut/saratoga-springs. Prices range around a median of $500,000. Homes in Saratoga Springs are selling in about 79 days on average.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $1,225,000, this property is above the Utah state median of $525,000 by $700,000. Saratoga Springs prices are 5% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 499 STETSON, Saratoga Springs?

Accepted Answer

This property has a Propaired intelligence score of 48/100, combining deal value (80), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (5 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 499 STETSON, Saratoga Springs have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

What type of roof does 499 STETSON, Saratoga Springs have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 2-year-old home, reviewing recent roof inspections is recommended.

Question 30

Does 499 STETSON, Saratoga Springs have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 31

What is 499 STETSON, Saratoga Springs constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 32

What type of flooring does 499 STETSON, Saratoga Springs have?

Accepted Answer

Flooring types include: Laminate.

Question 33

What are the water and sewer connections for 499 STETSON, Saratoga Springs?

Accepted Answer

Water source: Culinary,Irrigation. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 34

What would homeowner's insurance cost for 499 STETSON, Saratoga Springs?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $1,225,000, expect approximately $3,675-$6,125/year ($306-$510/month).   Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 499 STETSON, Saratoga Springs?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $1,225,000, expect approximately $24,500-$61,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 499 STETSON, Saratoga Springs?

Accepted Answer

The annual property tax of $4,514 represents an effective rate of 0.37% relative to the list price of $1,225,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 499 STETSON, Saratoga Springs?

Accepted Answer

Estimated total monthly housing cost: $6,933. This includes principal & interest ($6,149 at 6.43% with 20% down), property tax ($376/mo), and estimated insurance (~$408/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 499 STETSON, Saratoga Springs eligible for FHA or VA financing?

Accepted Answer

At $1,225,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

What is the estimated cap rate for 499 STETSON, Saratoga Springs?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.3%, based on estimated annual rent of $62,510 and a purchase price of $1,225,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 40

Is Saratoga Springs a good rental market?

Accepted Answer

Estimated monthly rent in Saratoga Springs is approximately $5,033. Homes in Saratoga Springs sell in an average of 79 days, indicating moderate demand in this market. There are 394 active listings currently. Gross rental yield in this area: 5.1%. Utah's steady population growth continues to drive rental demand.

Question 41

Could 499 STETSON, Saratoga Springs be a 1031 exchange property?

Accepted Answer

Yes, 499 STETSON, Saratoga Springs could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 42

How does 499 STETSON, Saratoga Springs compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $792,000. This listing is 55% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $669,000. Comparable analysis is based on similar size, age, and location.

Question 43

Is the Saratoga Springs neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 8.8% over the past year. The current Zillow Home Value Index for this area is $556,944. This listing is priced at 220% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 44

What is the price trend in Saratoga Springs?

Accepted Answer

Saratoga Springs's median price has decreased 8.0% month-over-month. Current median: $500,000. Days on market have decreased by 0.2% month-over-month. Homes are selling at 100.0% of list price on average. Monitor these trends to time your offer strategically.

Question 45

Is 499 STETSON, Saratoga Springs overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 55% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 80/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 46

What school district is 499 STETSON, Saratoga Springs in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Sage Hills. Assigned middle: Vista Heights Middle School. Assigned high: Westlake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 47

How do nearby schools rank statewide?

Accepted Answer

Of the 3 nearby schools with state rankings, the highest-ranked is Saratoga Shores School at #161 statewide (64% performance score). Other ranked nearby schools include Springside School (#199) and Silver Lake Elementary (#310). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 48

Is 499 STETSON, Saratoga Springs move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 49

Does 499 STETSON, Saratoga Springs come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 50

What is the lot like at 499 STETSON, Saratoga Springs?

Accepted Answer

The lot is 0.28 acres. Lot features: Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Lake,View: Mountain,Drip Irrigation: Auto-Full. Terrain: Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Lake, View: Mountain, Drip Irrigation: Auto-Full. Views: Lake,Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 51

What utilities are available at 499 STETSON, Saratoga Springs?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 52

Does 499 STETSON, Saratoga Springs have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 53

Is 499 STETSON, Saratoga Springs a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2024, it represents mid-century design elements. Architectural style: Stories: 2. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

499 STETSON, Saratoga Springs, UT 84045

499 W STETSON AVE, Saratoga Springs, UT 84045

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