104 POLARIS, Saratoga Springs, UT 84045
3BD/—BA Residential in Saratoga Springs, UT 84045. 1,931 sqft. Built 2021. Listed at $499,900. MLS #2159358.
3BD/—BA Residential in Saratoga Springs, UT 84045. 1,931 sqft. Built 2021. Listed at $499,900. MLS #2159358.
Welcome to one of the best neighborhoods in Saratoga Springs... where you can finally stop carrying groceries, kids, laundry baskets, and your will to live up 3 flights of stairs just to get to the primary bedroom. THAT'S RIGHT - the primary suite is on the second floor like a normal person designed this house. Not hidden in some attic-level cardio program like half the homes out here. This home is ridiculously clean and sits on a quiet street close to schools, shopping, restaurants, and everything else you spend money on at Target even though you "just needed one thing." The main floor has a great setup with a spacious living room, dining area, and an upgraded kitchen featuring granite countertops, tile backsplash, and one of the most underrated features ever: a vent hood that actually vents OUTSIDE. Revolutionary. Plus the range is plumbed for gas or electric, so whether you're a gourmet chef or just burn dinosaur nuggets at 425, you're covered. Upstairs you'll find the primary suite along with 2 additional bedrooms and the laundry room - because doing laundry three floors away from bedrooms should honestly be illegal. The primary suite features double sinks so nobody has to elbow fight over toothpaste space in the morning. And then there's the top floor... a MASSIVE bonus room perfect for a teenager hangout, home theater, office, gym, gaming cave, or the place your husband disappears to during "quick" football games that somehow last 9 hours. The backyard is fully fenced, super private, and doesn't feel like your neighbors are timing how long you grill burgers from their upstairs window. Just a clean, well-kept home in an awesome area with a layout that actually makes sense. OPEN HOUSE SAT MAY 23RD 12PM-2PM. YEAH, WE KNOW IT'S MEMORIAL DAY WEEKEND, DOESN'T MATTER, ITS STILL GONNA SELL!
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
3
County
Utah
Zoning
Single-Family
Construction
Stucco
Lot Size
0.09 sq ft
Above Grade Area
1,931 sq ft
Condition
Blt./Standing
MLS #
2159358
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
3
County
Utah
Zoning
Single-Family
Construction
Stucco
Lot Size
0.09 sq ft
Above Grade Area
1,931 sq ft
Condition
Blt./Standing
MLS #
2159358
List Price
$499,900
HOA Fees
$136 / Monthly
Annual Taxes
$2,004
Home Warranty
No
List Price
$499,900
HOA Fees
$136 / Monthly
Annual Taxes
$2,004
Home Warranty
No
Heating
Forced Air
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Laminate,Tile
Basement
None
Materials
Stucco
Appliances
Microwave,Refrigerator
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary,Irrigation: Pressure
Sewer
Sewer: Connected,Sewer: Public
Heating
Forced Air
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Laminate,Tile
Basement
None
Materials
Stucco
Appliances
Microwave,Refrigerator
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary,Irrigation: Pressure
Sewer
Sewer: Connected,Sewer: Public
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Why this is a deal
Classification
Great Deal (vs Similar)
Deal Score
85/100
vs Similar Homes
20% below
vs Market Median
5% above
Area Growth (YoY)
2.1%
Deal Score Breakdown
85/100 · 1 qualifying signal
Priced 20% below the median of similar listings
Priced 5% above the per-subtype city median
2.1% year-over-year ZHVI growth in this area
LT net cashflow -$1,285/mo (-37.1% return on ownership cost) · STR net cashflow -$1,334/mo (-38.5% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$2,472/mo
Range: $2,365 – $2,578
Net Monthly Cash Flow
−$1,286 /mo (−$15,427/yr)
Monthly rental income
Monthly ownership cost
Coverage
71%
Net /mo
−$1,285
DSCR
0.87
Est. Annual Revenue
$36,453/yr
$364/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$1,335 /mo (−$16,018/yr)
Monthly STR income
Monthly ownership cost
Coverage
88%
Net /mo
−$1,334
DSCR
0.85
Best Download
2 Gbps
Best Upload
1 Gbps
Fiber Available
Yes
Providers
12
Available Providers
$515,000
-3% vs median
87 days
407
$271,500 – $2,650,000
$2,004
$136/monthly
Low Crime
4.6
per 1,000
11.4
per 1,000
3.3
per 1,000
19.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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